"Dad, lend me all your remaining money," Zhao Yulu said.
"Sure, send me your bank account number, and I'll transfer it to you. But I have to tell you, I only have fifty thousand yuan left," Zhao Hai replied.
"What! Fifty thousand yuan? That's impossible!" Zhao Yulu exclaimed in disbelief. "Dad, if you don't want to lend me money, just say it. Don't make up such a ridiculous number like fifty thousand yuan. I'm not a three-year-old child."
Zhao Hai responded, "Yulu, whether you believe it or not, my current savings really amount to just fifty thousand yuan."
Zhao Yulu protested, "It can't be true. You've been running a restaurant for so many years; you can't possibly have no savings."
Zhao Yulu remained skeptical. She was well aware of Zhao Hai's situation. After running the restaurant for so many years, he should have had some savings each year. Over the years, Zhao Yulu believed Zhao Hai should have accumulated at least one or two million yuan in savings.
Zhao Hai explained, "I do have savings, around two million yuan. But I gave that money to Yuxin. She has registered her marriage with Xu Yang, and I gave her the money to use as the down payment for a house."
Pausing for a moment, Zhao Hai continued, "Even if I hadn't given the money to Yuxin, I wouldn't have lent you that much money. I want to save the money for Yuxin."
That was Zhao Hai's heartfelt sentiment. He had raised Zhao Yuxin for so many years; she was well-behaved and sensible. In contrast, Zhao Yulu followed her mother, and they only occasionally met. There wasn't much emotional connection. He wouldn't be able to lend so much money to Zhao Yulu.
"You're really straightforward, Dad," Zhao Yulu commented.
"That's how it is, fifty thousand yuan. Do you want it or not? If you do, send me your bank account number, and I'll transfer it to you. If you don't, then forget about it," Zhao Hai stated.
"I don't want it," Zhao Yulu declined.
At that point, Zhao Yulu couldn't possibly accept the money. Moreover, when she called Zhao Hai to borrow money, she had intended to borrow a larger amount. Fifty thousand yuan wasn't enough for her needs.
Zhao Hai explained, "All right then, not a problem. I'll keep it for other expenses. Otherwise, I'd have to borrow money from friends."
That was also true. Zhao Hai intended to use that small amount of money for restaurant operations. If he gave the money to Zhao Yulu, he would indeed have to borrow some money from friends for temporary support.
"I'm hanging up now." Zhao Yulu was left speechless and hung up the phone.
After some thought, Zhao Yulu dialed Zhao Yuxin's phone number.
"Sis." Zhao Yuxin, who was currently not busy, answered the call.
"Yuxin, Dad gave you two million yuan for the down payment on a house, right?" Zhao Yulu asked directly.
"Yes, what about it?" Zhao Yuxin inquired.
"My friend has a great investment opportunity that promises high short-term returns. Can you hold off on buying the house and lend me the two million yuan for now? I'll be able to repay you within three months, and I'll even give you an additional five hundred thousand yuan as interest. How does that sound?" Zhao Yulu proposed.
According to what Chen Guanglei had told Zhao Yulu, the stock of Obsidian Tech was bound to increase several-fold. Investing two million yuan would likely yield five or six million yuan in profit. Offering five hundred thousand yuan as interest was absolutely feasible.
"Is there really such a lucrative investment opportunity?" Zhao Yuxin expressed doubt.
Borrowing two million yuan for three months and offering five hundred thousand yuan in interest—working in the banking industry, Zhao Yuxin knew exactly what that meant.
"Yes, please lend me the two million yuan," Zhao Yulu requested.
"I'm sorry, I can't lend it. I've already given the money to Xu Yang," Zhao Yuxin hesitated. Since she had already given the money to Xu Yang, she couldn't possibly ask for it back.
"Why did you give him the money? Even if it's for buying a house, you could have given the down payment later," Zhao Yulu didn't understand.
"Xu Yang said he wants to invest in futures. So, I gave him the money," Zhao Yuxin answered honestly.
"What! He's going to invest in futures?!" Zhao Yulu was astonished.
"Yes, he thinks that the gold futures's market is looking good and is expected to experience a significant rise. So, I gave him the money," Zhao Yuxin explained.
"Yuxin, you're being naive. Can you really dabble in futures trading? Do you know how many people have lost their fortunes in futures trading?" Zhao Yulu was getting frustrated.
"I understand that futures trading carries significant risks, but I believe in Xu Yang. His judgment won't be wrong," Zhao Yuxin said firmly.
"Believe in Xu Yang?" Zhao Yulu's lips twitched a few times. "My dear sister, you're quite gullible. Your blind trust could harm you. Even a great trader cannot be sure that his judgment is correct. Xu Yang is nothing. How dare he use the house purchase money to speculate on futures!"
Hearing that, Zhao Yuxin was unhappy and said, "Sis, I don't allow you to say that about Xu Yang. He said that he can make money, so he will definitely make money."
Zhao Yulu was a little speechless and said, "My silly sister, you're really silly. Your biased attitude will hurt you."
Zhao Yuxin remained resolute, "I believe in Xu Yang."
Zhao Yulu felt like she couldn't communicate with Zhao Yuxin anymore, so she said, "You said he was going to buy gold futures, right?"
"Yes." Zhao Yuxin said as she nodded.
"Alright," Zhao Yulu said. "I'll call Xu Yang. If I manage to convince him to lend me the money, you won't mind, right?"
Zhao Yuxin raised an eyebrow and stated, "If you can actually do that, then I won't mind."
Zhao Yuxin didn't believe Xu Yang would lend the money.
"Fine," Zhao Yulu responded.
After ending the call, Zhao Yulu didn't immediately call Xu Yang. Instead, she composed a text message and sent it to Chen Guanglei, [I need to talk to you. Do you have some time?]
Chen Guanglei replied, [Even if I'm busy, I'll make time for you. Are you agreeing to have dinner and watch a movie together tonight?]
Zhao Yulu texted, [No, I just wanted to ask your opinion on the current situation of the gold futures market.]
On the other end of the call, Chen Guanglei was lying on a large bed in a private room at a club, accompanied by a blonde beauty.
Seeing Zhao Yulu's message, he immediately checked his father's company's analysis of the gold futures market and sent it to her.
Chen Guanglei typed, [Fundamentally, the gold futures market is affected by the economic decline of major countries. In the coming months, demand for gold is expected to decrease further. From a technical perspective, the futures price has already risen to a relatively high level, facing significant resistance in an upward movement. There's a high probability of a future decline, so I suggest considering short positions when the timing is right.]
Zhao Yulu responded, [Thank you.]
Chen Guanglei asked in text, [Do you have time tonight? Shall we have dinner and watch a movie together?]
Zhao Yulu replied, [Sorry, I have something to do tonight.]
Chen Guanglei texted, [All right then, maybe next time.]
Putting down his phone, Chen Guanglei sneered, "Damn it, sooner or later, I'll have you beneath me!"
Shortly after, Chen Guanglei turned his attention to the blonde beauty next to him, and the room soon resonated with the sounds of their intimate activities.
Meanwhile, Zhao Yulu was completely unaware of Chen Guanglei's activities. She dialed Xu Yang's phone number. Soon enough, Xu Yang answered the call.
Zhao Yulu said, "Xu Yang, I need to talk to you about something."
Xu Yang's voice remained calm, "What's the matter?"
Zhao Yulu continued, "My sister handed over the two million yuan for the house down payment to you, right?"
Xu Yang affirmed, "Yes."
"And she said you're planning to invest in gold futures, right?" Zhao Yulu asked.
"Yes," Xu Yang responded.
Zhao Yulu warned, "Let me tell you, don't invest. Gold futures are going to drop. If you invest and it goes south, you'll lose everything."
Xu Yang disagreed, "I don't share that view. I believe gold will rise, and it's going to be a substantial increase."