Arthur looked down from the building. Vehicles drove like always, people walked like always, and even some animals moved around.

It was a nice, sunny, and normal day. But for Arthur, this was the day of his demise.

This was the day when he would give his life up.

"Hah...This is the end." He closed his eyes and moved ahead. He was so terrified to look below.

As he tried to jump, he suddenly felt a mysterious energy running through his body.

Confused, he stepped back reflexively. His heart was pounding, and perspiration accumulated on his forehead.

[Ding!]

[Ultimate Villain System is activated]

[Do evil deeds, don't be a good boy, and rise into this world]

[Note: Being evil doesn't mean committing crimes, evils, and criminals are different]

[A villain is the one who doesn't let his enemy live a happy life, and torture them every day, they are the one who rules the world]

[Be a villain that will become the role model for others...Don't be a pesky criminal that only knows how to commit murder, rape, robbery, and so on]

[As a villain, you are now given three choices for your current situation]

[1. Jump from the building. Reward: Death]

[2. Don't jump from the building and return home. Reward: Debt Collectors knocking at your door]

[3. Don't jump, call your debt collectors and curse their whole family generation. Reward: All your debts will be written off, Hearty Lake Villa]

"...What the hell?!" Arthur's face underwent a dramatic change. A wide grin spread across his face.

"Yay!...Haaaa!" He leaped, momentarily forgetting he was standing on the edge of the roof. He nearly stumbled and reached out to the heavens.

"Hahah! Heaven has granted me a new opportunity. Brace yourselves, my friends and enemies!" His eyes gleamed as he retrieved his broken mobile.

"Debts...I can't even afford a new phone." He had no money.

He hadn't been this destitute and miserable in the past. Several years ago, his parents were still alive and thriving.

He had been a second-generation wealthy kid, with his family's fortune amounting to 10 billion dollars. However, after his parents' sudden demise, he was left alone to manage all the assets.

Initially, he had been fine. However, his so-called friends, who relied on him to foot the bills, constantly distracted him.

They exploited him and his wealth... His supposed girlfriend stole his company secrets and devalued his billion-dollar project... His alleged best friend framed him for numerous crimes he had not committed.

Ultimately, his company was seized, he was burdened with debt, all his properties were sold, and now all he had left were his broken company shares and some worthless stocks, amounting to a maximum of 10 thousand dollars.

But that wasn't the end of it. When he attempted to borrow money from his friends... he was scolded, beaten, and even humiliated... With nowhere to turn, his only option seemed to be death.

"But now... I will have my revenge." He was already broken. Now, his sole reason for living was revenge. "Yeah, I want to see them crying, begging me, and kneeling... I want to make them my dogs and slaughter them like pigs." He laughed like a madman.

"I nearly forgot I had to scold those motherfuckers too!" His next enemies were his debt collectors...

They didn't even give him time, beat him frequently, and made his life miserable. It was like they were using him to vent their frustration.

There were five debt collectors chasing him. He was also chased today, but he somehow lost them.

His mobile was old and he had no money. So he could only ask for a loan from his sim company. The moment he went bankrupt, he called many of his friends, relatives, and everyone he could rely on.

But his phone money was spent, and nobody gave him a single cent.

He dialed the number.

Took! Took! Took!

After three rings, the phone was answered. "Who is it?"

"Hey, I am your father from heaven. I wanted to scold you for being such a worthless son. So I begged Satan to give me his phone, so I could call you and curse you to death."

"Huh? Who the hell do you think you are? Are you out of your mind? Do you have a death wish?!" He roared.

"Oh, you are angry at this much. I haven't even started. First, let me introduce myself. I am the person whom you have been chasing and beating."

"Hahah! So, you are that mouse. Who gave you the guts to call me? Just tell me your location and I will come. Don't worry, I won't beat you but directly kill you!"

"Kill me? Hahahaha! That's the funniest joke I have ever heard in my life. Do you know your grandfather was the person who licked my father's shoes, and your father was a beggar? I even beat him countless times. And you are just a bitch who knows how to beat someone. You know what, you are just a pig. Why do you even live like a human? You should just live in a pen and play with dirt.

No, if you live in the pen, where will pigs live? Even pigs will feel disgraced living with you! Just do the world a favor and kill yourself! Also, if you don't have the guts, then just say it to me. I will throw you from the highest building possible!" Arthur scolded him with all of his heart.

Of course, he was a polite and good guy. That's why his scolding couldn't compare to other scolders. He just said what he had in his heart.

"You... YOU!" The debt collector was so angry that he couldn't even speak properly.

"What you?

Did you forget how to speak? Just cut your tongue and throw it on the street. Why do you even need to speak? Your voice is worse than that of a crow. You know what, you look like a clown. A clown that can't make children laugh and a disgrace to all clowns. Hah, your family is as shameless as you. Your whole family should just kill themselves!"

With that, he ended the call and dialed another number.

"Hey, you male whore, who is so bad at sex that females only hire you to watch her getting fucked by another guy. You are so worthless that even your father married another woman just to birth a new good son. Your grandfather is so ashamed of you, he just killed himself drowning in the septic tank!"

...

After an hour, Arthur sat on the edge of the roof. A single push could throw him off the building, but he wasn't afraid.

Instead, he was feeling so happy. His chest was light as all of his anger had vanished.

*Ding!*

With that ding, his phone vibrated.

"Hmm?" He looked at the message. The sender had the name "System"...

"..." Arthur was speechless.

"All of the debts have been paid. Hearty Lake Villa's property papers are in the Number 3 Post box, Quiet Alley."

The message was short.

"System, you could just use a hologram. No need to send me a message..." He didn't understand why the system communicated in this way.

He sighed. "I should go there first." He stood up and left the building.

--

At the unknown villa, the five debt collectors gathered. All of them had red faces filled with frustration.

"He scolded all of us... He's really brave!"

"Yeah, let's search for him. The moment I get my hands on him, I'll show him what fear is."

"He even dares to insult my family. If I don't cut out his tongue, I won't feel at ease!"

All of them cursed Arthur, fueled by their anger.

At that moment, all of their phones rang simultaneously.

"Hello?"

"WHAT?!"

"Okay..."

They all had the same shocked reaction.

"H-How is this possible?"

"His debts have been paid..."

"...So what? Let's beat him for our personal reasons!"

"Yeah!"

Unbeknownst to them, Arthur was just beginning his revenge.