Chereads / Doomsday World, Ice and Snow / Chapter 5 - Loans to make money

Chapter 5 - Loans to make money

Zhang Yi replied, "My name is Zhang Yi. Is there any problem on your side about me booking 500 tables of banquet?"

The manager was shocked, this was the first time they had encountered this kind of thing since the opening of their hotel.

But with such a large order, they would definitely have to take it if it came.

"Mr Zhang, 500 tables of banquet can cost millions. If you need it, we will prepare it for you right away, but we need you to call in a deposit of 200,000 in advance."

Zhang Yi replied, "This is no problem, send over your account number later and I will transfer the money to you."

With money, it was naturally a good thing to do, the manager agreed with his mouth full, then added Zhang Yi's friend and sent him over the bank account number.

Zhang Yi did not hesitate to transfer two hundred thousand over.

On the manager's side, after confirming with the finance that the deposit had arrived, he immediately began to order all departments.

"Hurry up! We've got a big order, let the Purchasing Department prepare the goods quickly, and the back kitchen side should not take any other takeaway orders for the time being!"

"We have to make the 500 tables of banquet that the guests want within a day!"

...

On the other side, after Zhang Yi hung up the phone, he couldn't help but sigh, "Even though the money will be useless in a month's time, you still need to use it to buy things now."

Inside his hand, the inheritance left behind by his parents as well as his own savings totalled around 2 million.

Now, half of it was just gone, and to be honest it was still a bit heartbreaking.

But on second thought, this was also a good thing.

Many people clutched large sums of money in their hands, which later turned into waste paper.

Not everyone had the chance to spend their money.

"However, there are still many places that need money next, so I have to find a way to get money before I can do so."

Zhang Yi's eyes instantly went to his house.

The house was located in the middle ring of Tianhai City, with an area of 120 square metres, and the plot was built 10 years ago.

According to the current market, a square metre would cost more than 40,000 yuan.

In other words, this set of house is now worth at least more than 5 million.

"There, I'll take out a mortgage, won't that make me rich?"

Zhang Yi hemmed and hawed, this money was borrowed and then he didn't have to pay it back, I can't tell you how comfortable it was.

He immediately left the house and drove his car to the bank to make a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, the weekend is so boring. I really want someone to go out with me."

Zhang Yi glanced at it and threw his mobile phone aside.

He came to the bank to do the loan business.

Since Zhang Yi's loan amount was large, and the documents were complete, the house was also taken in full payment.

So the loan came down quickly, but on the bank's side, it only gave him a loan of 4 million.

Zhang Yi also did not bargain, anyway, it is all money for nothing, he did not have the effort and the bank side of the tussle.

After signing painfully, the bank side also paid the money to his account.

"Now, after removing the more than 1 million spent on buying the banquet, I still have about 5 million in my hand."

"Redecorating the house should be enough. However, I still need to buy medicines and weapons in large quantities. This money may not be enough."

Zhang Yi stroked his chin and began to think about how to get more money.

Just at this time, a yellow hair on the roadside saw Zhang Yi who was lost in thought, his eyes lit up and he immediately walked over.

"Hey, mate, do you need to use money?"

Zhang Yi looked up at the yellow hair.

"Who are you?"

The smile on Yellow Hair's face deepened as he lowered his voice and asked,"I'm just asking if you need money right now? And the bank side refuses to lend it to you?"

As soon as Zhang Yi heard this, he understood what this person in front of him was doing.

He must be a loan shark!

Zhang Yi's heart was stirred and a plan came to him.

He sighed and pretended to be in a difficult situation and said,"Yes, my family's business is in urgent need of capital turnover. But the bank side ..."

Zhang Yi deliberately revealed a difficult expression as he said this.

Yellow Hair also looked like he understood in seconds.

But anyone who could borrow money from the bank through normal channels, who would run to borrow from loan sharks?

He said to Zhang Yi, ''Yes, this bank is very strict about borrowing money now! All sorts of rules and regulations, and the money comes down slowly."

"But brother, if you are in dire need of money, I can do you a favour."

Zhang Yi cautiously looked at Yellow Hair.

"You? Can you really do it? I'm in need of several millions!"

Yellow Hair's eyes became obviously more excited when he heard it was a big deal.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specialises in the business of saving people from fire. As long as you need to use money, look for us and you'll be right!"

Zhang Yi took a look at the business card, which read "Duo Duo Loan Financial Services Limited".

And the yellow hair's name was Business Manager Hu Minghua.

Zhang Yi said excitedly,"Can you really lend me money? I need 5 million, as long as you guys can help me get through this, I guarantee that I can return the money in three months at most!"

Hu Minghua laughed,"This matter is negotiable, our company is very powerful. It's specially designed to help people like you who lack the funds to use."

"Let's go, let's talk about this matter slowly inside the company."

With an expectant look on his face, Zhang Yi nodded and followed Hu Minghua to their company.

The so-called company was inside a remote office building.

After entering, Hu Minghua brought Zhang Yi to their boss's office.

The boss of this lending company looked big and thick, yet he was wearing a big Benelux suit.

It was obvious that he was trying to create an image of a formal company.

However, between his eyebrows, he was carrying a bit of hostility.

If one hadn't been working in society for many years, one wouldn't have this feeling.

Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him, "Manager, this is the client who wants to borrow money from us."

The owner's name was Chen Xiong, and after seeing Zhang Yi, he revealed a smiling face and invited Zhang Yi to sit down.

"Mr Zhang, may I ask how much you want to borrow?"

Worthy of being a company that engaged in loan sharking, the conversation was just so simple and rough.

A company like this, itself, was informal, so there weren't that many rules and regulations.

Moreover, they had ways to make you pay back the money and didn't worry about you reneging on the debt at all.

Zhang Yi said,"I want to borrow 5 million."

Chen Xiong frowned,"Oh, this is not a small amount. However, Mr Zhang, let me say in advance, our interest rate is very high. You have to be mentally prepared."

Hu Minghua said from the side,"Mr Zhang's business is in dire need of capital turnover, and when the business turns over, this money won't be earned anytime soon. Right?"

The two people were singing in unison, which was taken in by Zhang Yi.

Still pretending to be eager, Zhang Yi said,"Yes, I will be able to pay it back soon. A higher interest rate is fine! As long as you can lend me the money."