Chapter 5 - 5 The loan

Zhang Yi answered, "My name is Zhang Yi. I want to reserve 500 tables of food. Is there any problem on your end?"

The manager was surprised. They had never encountered such a request before since their hotel opened.

However, with such a large order, they had to accept it.

"Mr. Zhang, 500 tables of food will cost over a million yuan. If you need it, we will prepare it for you immediately, but we require a 200,000 yuan deposit in advance."

Zhang Yi replied, "That's not a problem. Please send me your account information, and I'll transfer the money to you."

With the money in hand, everything would be easier. The manager agreed and added Zhang Yi as a friend, sending him the bank account information.

Without hesitation, Zhang Yi transferred the 200,000 yuan.

After confirming the deposit had been received, the manager immediately instructed all departments to prepare for the large order.

"Hurry up! We have a big order. The purchasing department needs to stock up quickly, and the kitchen should not take any other takeaway orders for now!"

"We need to prepare 500 tables of food in one day!"

After hanging up the phone, Zhang Yi couldn't help but sigh. "Although the money will be useless in a month, I still need it to buy things now."

He had inherited his parents' legacy and had saved up around 2 million yuan.

Now, half of it was gone, and he felt a bit regretful.

But then he thought about it and realized that it was a good thing.

Many people held large amounts of money that eventually became worthless.

Not everyone had the opportunity to spend their money.

"However, there are still many places where I need money. I have to figure out how to get more." Zhang Yi's eyes immediately fell on his own house.

The house was located in the central area of Tianhai City, with an area of 120 square meters. The community was built ten years ago.

According to current market prices, one square meter costs over 40,000 yuan.

In other words, this house is now worth at least over 5 million yuan.

"I got it! I'll go for a mortgage loan. Then I'll have money!" Zhang Yi grinned. Borrowing money like this would not require repayment, which made him feel very comfortable.

He immediately left his home and drove to the bank to apply for a loan.

On the way, he received a message from Fang Yuqing.

"Zhang Yi, I'm so bored this weekend. I really wish someone could accompany me for a walk."

Zhang Yi glanced at his phone and threw it aside.

He arrived at the bank and quickly completed the loan process.

Since Zhang Yi's loan amount was large and all his documents were complete, and he had already paid off the house in full, the loan was quickly approved. However, the bank only granted him a loan of 4 million yuan.

Zhang Yi didn't bother to negotiate since it was free money anyway, and he didn't have time to argue with the bank.

After signing the paperwork, the bank transferred the money to his account.

"Now that I've subtracted the 1 million yuan spent on the wedding banquet, I still have about 5 million yuan left."

"It should be enough to redecorate the house. However, I still need to buy a lot of medicines and weapons. The money may not be enough."

Zhang Yi touched his chin and began to think about how to get more money.

At this time, a yellow hair on the side of the road saw Zhang Yi who was in deep thought, his eyes lit up, and he walked over immediately.

"Hey buddy, do you need money?"

Zhang Yi looked up at the yellow hair.

"Who are you?"

The smile on the yellow-haired face deepened, and he lowered his voice and asked: "I just asked you if you need money now? But the bank refused to borrow it:

for you?"

Zhang Yi - Hearing this, he understood what this person in front of him was doing.

Definitely a loan shark!

Zhang Yi's heart skipped a beat, and he made up his mind.

He sighed, pretending to be embarrassed and said: "Yes, my family's business is in urgent need of capital turnover. But the bank...

When Zhang Yi said this, he deliberately showed a embarrassed expression.

Huang Mao also looked like he understood in seconds.

But anyone who can borrow money from the bank through normal channels, who will go to borrow usury?

He said to Zhang Yi: "Yes, the bank is very strict about borrowing money now! There are all kinds of rules and regulations, and the speed of getting money is also slow.

"But brother, if you need money urgently, I can help you with that.

Zhang Yi looked at Huang Mao cautiously.

"You? Are you really good? I need millions!"

When Huang Mao heard that it was a big deal, his eyes became more excited.

He took out a business card from his pocket and handed it to Zhang Yi.

"Our company specializes in saving people from fire and water. As long as you need money, you can come to us!

Zhang Yi glanced at the business card and said "Duoduodai Financial Services Co., Ltd.".

And Huang Mao's name is Hu Minghua, the business manager.

Zhang Yi said excitedly: "Can you really lend me money? I need 5 million, as long as you can help me get through this difficulty, I promise

You can get your money back in at most three months!"

Hu Minghua smiled and said: "This matter is easy to discuss. Our company is very powerful. It is specially designed to help you who lack resources.

Gold used by people. "

"Let's go, let's go to the company to discuss this matter slowly."

Zhang Yi looked expectant, nodded, and followed Hu Minghua to their company.

The so-called company is in a remote office building.

After entering the door, Hu Minghua took Zhang Yi to their boss's office.

The boss of this lending company looks like a big and thick guy, but he is wearing a big-name Baleno suit.

Clearly an effort was being made to project an image of a legitimate company.

However, there was a bit of hostility between his brows.

If I hadn't worked hard in society for many years, I wouldn't have this feeling.

Hu Minghua introduced Zhang Yi's basic situation to the boss in front of him: "Manager, this is a client who wants to borrow money from us.

The boss's name was Chen Xiong. After seeing Zhang Yi, he smiled and asked Zhang Yi to sit down.

"Mr. Zhang, how much do you want to borrow?"

As expected of a company engaged in usury, the content of the conversation is so simple and rude.

Such a company is not formal in itself, so there are not so many rules and regulations.

And they have plenty of ways to get you to pay back the money, so they don't worry about your refusal at all.

Zhang Yi said: "I want to borrow 5 million."

Chen Xiong frowned, "Oh, this is not a small amount. But Mr. Zhang, as I said in advance, our interest rate is very high.

You have to be mentally prepared. "

Hu Minghua said next to him: "Mr. Zhang's business is in urgent need of capital turnover. When the business turnover is over, the money will not be earned very quickly. Yes.

Bar?"

The two sang together, and Zhang Yi had a panoramic view.

Zhang Yi still pretended to be eager, and said: "Yes, I can pay it back soon. The higher the interest rate, the higher it will be! As long as you can lend me the money."