"I will say it again, I will naturally take care of my mother, and I will also solve the one million [dollars]." Ding Xu's calm voice came from the microphone, "Today I borrowed 800,000 from a classmate who was very rich at home, and I was ready to go to the stock market to pick up the bottom. I plan to make more than five million in three years, so that my mother can live a good life and help you pay off the debt."
"Ding Xu, you scoundrel! You're just daydreaming, looking for trouble! "Ding Huiguang was so angry that he shivered and scolded, "Do you think money in the stock market is so easy to make? If you dare to borrow money to speculate in stocks, it's like putting a rope around your neck, and your life will be ruined just like mine! I will say it again, never speculate in stocks, let alone borrow money to speculate in stocks!"
"Dad, I'm different from you. I have the talent for speculation in stocks, but you don't. If you had told me and listened to my guidance before, you would not only not lose money, but also make a lot of money. Unfortunately, you always operate in secret. "Ding Xu answered calmly and maddeningly, "Do you still remember the 10,000 [dollars] you gave me to speculate in stocks? I made eight times the profit in one year, and then I escaped safely. Now these profits are still here, not less than a penny. This 800,000 [dollars], I am also confident to turn it into seven million two hundred thousand!"
Hearing this, Ding Huiguang could only helplessly smile bitterly and could not counter. After all, his son's performance in the rare earths business was indeed impressive. He bought in at 7 yuan and sold out at 63.49 yuan, not at the lowest price of more than three yuan, but he held it until he maximized his profits, then nearly sold out at the highest price. It was undoubtedly a very beautiful and accurate dodge of the top. However, he only earned 27% in rare earths, and the return on the stock exchange was far less than his son's. Moreover, he didn't realize when the bull market ended and the bear market began. He hid it from his wife and children, and chose to desperately hold at the wrong time, and the result was a huge loss.
In terms of stock trading ability, Ding Huiguang felt that he and his son really could not compare. He now regrets very much. If he had listened to his son's advice and thrown away the stock together when his son escaped, he would still be a profitable and successful person, and would not have to force himself onto a dead end like today.
Nevertheless, Ding Huiguang still felt that his son's last stock trading had a certain element of luck, and the risk of borrowing money to speculate was still too great, so he tried to persuade his son: "You only traded that one stock, and that was just luck. There is no permanent victor in the stock market."
But in the next second, Ding Huiguang jumped up again due to Ding Xu's other words.
"I don't have time to talk to you about this. Dad, I'm going to negotiate with Tang Beiming now. I'll write a loan note to him and take on your ten million debt. What do you call it? Oh, filial debt repayment!" Ding Xu's tone was very calm. The ten million debt was like buying a cabbage in the vegetable market.
"Damn it, you're crazy..." Ding Huiguang wanted to curse out his son, but his voice suddenly stopped. Ding Xu had already hung up his phone.
When Ding Huiguang tried to call again, Ding Xu had shut off his phone.
Ding Huiguang felt like he wanted to vomit blood.
"...Dad, you coward, actually wanting to commit suicide! How could I let you die?" After Ding Xu shut off his phone, the expression of indifference on his face suddenly disappeared. He took a deep breath and walked to the IC card phone machine at the end of the dormitory corridor, and started dialing the phone number for the general manager of Hengfa Machine and Electric Company, Tang Beiming.
Borrowing 800,000 from his classmate was a plan that Ding Xu had come up with on the spot, in order to disrupt his father's plan of suicide.
The matter of looking for Tang Beiming for a loan was also a plan that Ding Xu had come up with suddenly, aiming to stop his father from committing suicide.
From his father's words, Ding Xu could already infer that his father wanted to die, and the phrase "take care of your mom" made him feel a chill in his heart, so he quickly said those two paragraphs.
These two paragraphs, once said, made Ding Xu realize that his father most likely wouldn't go look for death anymore, because if he didn't follow the course of life that his father arranged for him, his future would be perilous, and it was very likely that he would ruin himself with the debt of borrowing money to gamble on the stock market and repaying his father's debt. His father would naturally be worried and wouldn't dare to close his eyes and leave it at that.
"A million. Based on the salary from a job after graduation, I don't know when I'll be able to earn it back... No choice, I can only fight in the stock market again. If I can catch a few bull stocks like Baosteel Rare Earth, I'll have a chance to pay off this debt in a short period of time." As Ding Xu dialed, he pondered.
As the saying goes, "The more debt one has, the less worry they have". The amount of debt Ding Xu has is so large that he is unable to repay it. Since it is impossible to pay the debt back, there is no need to worry about it. After all, tomorrow is another day.
Ding Xu has an optimistic and cheerful personality, so he subconsciously downplays this event. In his heart, money isn't so important. As long as his father is still alive, becoming a debt-ridden millionaire is also worth it.
As long as one is alive, there is always a chance to make a comeback. As long as the green hills remain, people will not be worried about not having firewood.
However, he still has 88,000 yuan in his grandmother's stock account. This money has never been touched, even when his father sold his car and shop to pay off his debts. It was obviously left for Ding Xu to use as tuition fee or living expenses in the future.
Ding Xu once had a successful experience in stock trading. Now that the stock market has plummeted, under the huge pressure of repaying the debt, his desire to plunge into the stock market and make a bargain purchase has become lively again.
"Uncle Tang, this is Ding Xu. I have something urgent to talk to you, are you free to talk now?" After the call was connected, Ding Xu politely said.
Before, Ding Xu was quite rebellious. For example, he had been very confused about his father's insistence on letting him stay in Huai Ren to go to university and had argued with his father many times. He even ran away from home. However, in the past three days since his father's incident, Ding Xu seemed to have grown up and matured suddenly, and his words and deeds seemed to have changed.
Ding Huiguang originally worked in a state-owned enterprise with less-than-satisfactory benefits, but seven years ago he was headhunted by Tang Beiming, the owner of Hengfa Machinery and Electronics Co. Ltd., a private enterprise. Tang offered Ding a salary of seventy thousand a year, almost twice as much as his previous state-owned job. Ding was initially satisfied and relieved, but had no idea that his bright future would be destroyed by stock market dealings.
Apart from their professional relationship, Ding and Tang had been friends for over ten years; they were on close terms and Ding even addressed Tang as Uncle Tang.
"Dingxu, I've been looking for you, but your phone has been busy! Did you know about your dad's situation? I just read the email he sent me; he wanted to kill himself!" Tang said hurriedly.
"I stopped him for now. But this needs your help, Uncle Tang," Ding replied earnestly. "Come here! I'm waiting for you at the company." Tang sighed in relief and gave a brief response.
Ding Huiguang kept dialing his son's phone number but Dingxu's remained off. Half an hour later, with no response from his son, Ding became frantic, cursing, "Son of a bitch, coward's son, bastard!"
All the hard work he had done over the past few days had gone to waste due to his son's recklessness. If Dingxu had signed the IOU of one million, his life would have been ruined and Ding's efforts would have been in vain. Even if he died, it would have been for nothing.
He couldn't hesitate any longer; Ding bit his teeth and dialed Tang Beiming's number.
Tang Beiming's cold words came from the phone: "Ding Huai-guang, we have known each other for ten years, right? Since you disappeared the day before yesterday, I knew that my one million was taken away by you. But out of our old friendship, I never reported to the police and I was waiting for your call and your explanation. I didn't expect you to only send me a broken email!"
Ding Huai-guang took a deep breath and hardened his head to explain: "Beiming, I don't have the face to meet you, nor the face to let you hear my voice again. The course of the matter has been clearly stated in the email. Please look at our friendship of so many years and understand me a little. I just don't want to drag my family down..."
Tang Beiming sighed and asked lightly: "What do you plan to do now?"
"Beiming, just as the email said, I originally wanted to die, but now I have changed my mind, I will come back immediately! If you let me go to jail, I will go to jail. If you let me pay back the money, I will continue to work in the company and pay you back every month. If you don't want me anymore, I will go to Guangdong to work!" Ding Huai-guang took a big step forward and shouted, "I only ask you one thing, don't meet Ding Xu, and don't let him make any IOUs! He is still young, the road is still long, and he can't bear such a heavy burden..."
"It's too late, he has already signed the IOU." Tang Beiming smiled slightly and looked at Ding Xu, who was sitting upright, and sighed, "Huaiguang, you have done this thing too badly, but you still have a son who is brave enough. It's better than me! Alright, don't talk nonsense, hurry back to work! My company is getting worse without you!"
After saying this, Tang Beiming didn't listen to the screams and cries in the phone, but hung up directly.
This call was played with the hands-free function. Ding Xu had been listening with his ears upright. When he heard his father's words, he knew that his father should not make any more mistakes, so he relieved his breath and said gratefully: "Uncle Tang, thank you!"
"It should be me thanking you." Tang Beiming lifted the IOU in his hand and smiled and said, "Although I have a little money, I suddenly lost one million, which is really painful. Even if I send your father to jail, I can't make up for any of my losses. But now I suddenly find that there is still hope to get this money back, so I am naturally very happy. But are you sure you can pay it off in five years?"
"Sure!" Ding Xu hardened his head and said.
The thin IOU not only saved his father's life but also his father's reputation and future. The reason for the loan on the IOU was not that Ding Huai-guang had misappropriated company funds on his own, but that Ding Xu had had a glorious achievement of eightfold returns in the stock market in one year, and with Tang Beiming's agreement, 1.6 million was transferred from the company's funds to lend to Ding Xu for stock speculation, and the loan was also made a few months ago.
In this way, it turned the criminal case into a loan dispute between Ding Xu and Tang Beiming, which made Ding Huai-guang an outsider and saved him not only from prison, but also the family and reputation. It also gave an explanation to the other people in the Machinery and Electronics Company and saved them from the dead.
"Are you sure you can make the money you want from the stock market only with 80,000?" Tang Beiming asked again, "You know, it's a bear market now!"
After saying this, Tang Beiming stared at Ding Xu's eyes intently.
Ding Xu's one-meter-eight tall figure, thick eyebrows, big eyes, slightly thick lips, not very handsome, but full of vitality and confidence, has a unique temperament.
Looking at the confident young man in front of him, Tang Beiming was a little dazed, as if he saw the enthusiasm of his own start-up and the body ... when he was young.
"When I started out, I also had such a good body ... in these years, there has been more money, more illnesses." Tang Beiming looked down at his huge beer belly and fat fingers like radishes, and he thought sadly.
Previously, you also saw my delivery orders. Within a year, I had an eightfold profit, as well as accurate bottom fishing and breakouts. This should be enough to prove my capabilities. As for the bear market, I believe the index has fallen by two-thirds and is close to collapse. The government's rescue efforts will become increasingly great and major positive news will soon emerge. The bull market is coming soon! I didn't bottom fish before because I thought the timing was not yet ripe, but now that it has broken below two thousand points, the time for bottom fishing is getting closer. I am confident that bottom fishing will be successful and I will make another eight times profit!
Today, situation forced me to do this. In fact, Ding Xu had no bottom line in his heart, but he still put on a confident look and talked confidently.
No way, if you beg from someone, you have to pretend to be a big bear, in order to make the other party trust you and negotiate on an equal footing.
"Awe-inspiring!" Tang Bei Ming nodded thoughtfully, and then served tea to his guests.
When Ding Xu was about to leave, Tang Bei Ming called him again.
"Ding Xu, you are only eighteen this year, and you owe one million. How do you feel?" Tang Bei Ming raised the loan agreement in his hand again and asked with a smile.
"Fulfilled!" Ding Xu thought for a moment and then smiled, "This way I have a goal to strive for!"
After saying this, Ding Xu left with his head held high.
"Youth is great!" Looking at Ding Xu's straight back as he left, Tang Bei Ming sighed with emotion.
"Ignorance is fearless!" Zhao Li, the beautiful secretary who had been listening quietly, shook her head and said mockingly.
Tang Bei Ming glanced at Zhao Li and smiled slightly, but did not say anything.