Lin Shu went to the other two properties to take a look. After a comparison, he decided to choose Jiangyuan International.
In fact, there was no particular struggle or hesitation. The prices of the other two properties that Lin Shu went to were also very suitable, but they were small developers after all. They were not as well-known as Jiangyuan. Small developers were prone to the problem of capital chain rupture, which would affect the delivery of the houses, the quality of the houses, and property management problems in the future.
On the way back to Jiangyuan International, Lin Shu scanned the QR code and rode a shared bicycle. After all, the distance was not far.
Shocking! A millionaire big shots riding a shared bicycle!
Lin Shu felt that he had to buy a car as soon as possible. After all, he was a person with the system, and he could not let the system down too much when he traveled.
After buying the house, Lin Shu decided to buy a car.
As for why he didn't buy a car first before a house, he had to buy it according to his balance and ability.
Lin Shu rode on the shared bicycle. He remembered that since he had decided to buy a house, he had to tell his family about it and tell them about the winning. He called his mother, Yang Qiuyun.
"Hey, mom!"
As soon as the phone was connected, Lin Shu's mother's puzzled voice came through, asking, "What's wrong? Why are you so free to call at this time?"
Lin Shu was from the countryside and was very independent since he was young. He only reported the good news and not the bad news. Other than festivals, he would not call his family if there was nothing important.
"Mom, are you doing anything now? Can we talk?" Lin Shu asked.
"Sure. I'm just about to cook. Your dad will be back soon." said Yang Qiuyun.
"It's just that I have good news to tell you," said Lin Shu.
The voice on the other end of the phone immediately raised its tone and quickly asked, "What good news? Do you have a girlfriend?"
Lin Shu was speechless.
For some reason, Lin Shu felt as if he had been shot by an arrow and was slightly wounded.
"No, I just bought a lottery ticket yesterday and won the second prize. It's more than a million yuan."
There was no sound.
Lin Shu frowned and asked, "Hello? Mom, are you listening?"
"I-I'm listening, did you join the MLM or something?" Yang Qiuyun asked.
Lin Shu was speechless again.
Hearing his mother's suspicious and uneasy voice, Lin Shu was stunned. Of course, he could understand how impossible this was. He had also found it hard to believe last night.
"I'm just telling you. Don't tell anyone. I paid more than ¥300,000 in tax. I'm planning to buy a house now, so I'll make a down payment first. I'm just telling you that you don't have to worry about me." said Lin Shu.
Lin Shu held his phone and rode on a shared bicycle. He smiled and said, "Since the house still needs to be renovated and I'm also planning to buy a car, I'll transfer ¥200,000 to you later. So that pops don't need to work so hard."
The other end of the phone was silent, but it was clear that Lin Shu kept talking about the details, such as paying ¥340,000 in tax, and the more he listened, the more it seemed like it was true.
"Shu, you r-really won more than a million?" Yang Qiuyun asked.
"It's true!" said Lin Shu.
After Lin Shu repeatedly emphasized that it was true, the voice on the other end of the phone became agitated. However, after the agitation, he asked Lin Shu not to send them the money.
"We don't need you to transfer money to us. Your dad and I originally thought that we would have to collect a down payment for you when you buy a house later. We still have ¥160,000 now. I heard that the house price in Star City is ¥10,000 to ¥20,000 per square meter. Do you have enough money to buy a house? If it's not enough, I'll ask your dad to transfer the money to you later. You can just pay in full instead of taking up a loan. I heard that the interest rate of the loan is very high, and you will have to pay a lot every month in the future. I'll ask your dad to transfer the money to you later..."
Hearing his mother's words, Lin Shu's heart felt warm, and he had the urge to cry. He smiled and said, "It's okay, I can manage.
"I'll transfer ¥200,000 to you guys later, so don't work too hard."
The person on the other end of the phone kept saying that there was no need, no need, no need…
Lin Shu talked to his mother about the recent situation and also said that he planned to resign and take a break for a while. His mother naturally didn't have any objections, but she kept reminding him not to spread the news of him winning the lottery.
Lin Shu found it a little funny. This was what he had told his mother just now.
"Shu, you said that you paid the tax for ¥340,000? That's a lot…" said Yang Qiuyun.
Lin Shu couldn't help but smile when he heard his mother lamenting that the 20% tax was a lot.
Although Lin Shu felt a little heartache and felt that the tax deduction was quite high, it was still an incidental income.
After chatting with his mother, Lin Shu directly hung up the phone and went to Jiangyuan International.
The saleswoman was very surprised that Lin Shu would return this afternoon and even wanted to place an order. This really made her feel very surprised, and she welcomed Lin Shu very warmly.
According to Lin Shu's choice of the 18th floor, the contract unit price was ¥10,658 per square meter, and it was 109.23 per square meter. Lin Shu's pension fund was ¥430,000, which meant that he would have to pay a down payment of ¥734,173.
Then, there was the advanced notice registration fee, mortgage registration fee, and lawyer witness fee... The three inexplicable fees were ¥360.
The down payment was close to 60%.
Lin Shu had also tried to negotiate with the saleswoman for a discount, but it was obvious that there was no such thing.
After signing the contract and paying the down payment, Lin Shu exceeded his budget of ¥70,000. He had ¥730,000 left, and after deducting the ¥200,000 he had to transfer to his family, which left him with ¥530,000.
Lin Shu felt that he was really overconfident. He had just spent ¥700,000, and now he had to come to the car store to buy a car.
Lin Shu was in the auto industry, so he naturally knew his budget. He had considered buying a car in the past, but he had not done so. Now that he had ¥530,000 available, naturally, he chose a car from japan that saves on petrol.
Lin Shu took a fancy to the Nissin Slyphy in the 4S store, and he didn't hesitate. He let the salesman recommend the high-end CVT and the dual C-VTC... After a series of calculations, including the delivery, the license plate, and the insurance was ¥140,000.
Normally speaking, the price of a car was equivalent to the price of the retail + the car purchase tax + the insurance fee, which was commercial insurance + compulsory traffic insurance + the car use tax + the license plate fee. Lin Shu was obviously not satisfied with that price, and he needed to have a deeper discussion.
Just like that, Lin Shu and the salesman talked about life philosophy and poems for a long time, from cars to technology, to the future. They continued to argue, and in the end, the price was cut to ¥130,000.
Although the 4S store had given Lin Shu some gifts, he had spent more than ¥30,000 for no reason.
His current balance was ¥400,000.
Lin Shu felt that he was a little scary. In just one day, no, in half a day, he had actually spent ¥860,000. It was really scary.
It was terrifying! It so was terrifying that he didn't dare to think about it!
Lin Shu wondered when did he become a pay-to-win player and switch to the path of a divine tycoon. He had overdone it this time…