Bank of New York Mellon and First National Bank of San Francisco followed with similar offers to Citibank's, while Bank of America's offer was slightly higher than theirs. The security business of Bank of America's Los Angeles branch was undertaken by HD Security. The two sides had a pleasant cooperation before, and Bank of America was willing to reduce the interest rate by 0.6%.
Andy and Hardy discussed and considered Bank of America as a viable option.
At that moment, someone from Wells Fargo came to see Hardy. The person was very polite upon meeting Hardy and said, "Hello, Mr. Hardy, I'm Henry Wells, Vice President of Wells Fargo, and I'd like to have a chat with you."
"Of course, no problem. I'm curious, Mr. Wells, what do you want to discuss?" Hardy invited him to take a seat.
