Moving for poverty to riches is not an easy thing to do. Sacrifice and hard work is needed for the best in which you can make your life successful. Some people depend on loans so as to uplift themselves bt my advice is "never take a loan that exceed your salary." Another thing never take a loan to construct your personal house or buy a car take a loan to invest by buying an asset.
Some people think about buying new products like clothes, cars, houses etc immediately they get money. But for one ready to get rich with the little cash you have buy an asset which will generate more money.