He answered him, the voice on the phone was saying
"Sir, we want to meet tomorrow."
He replied, "Do you want to meet me?"
Suddenly silence appeared
Then the man started begging and said, "Sir, I'm really sorry, I didn't mean to say that, please forgive me."
Begging a lot The voice changer was working as if it was set to this number
Then the man continued, "The matter is that the men said that the deal has been completed successfully, so I want you to send me this man that you send every time to understand the situation and tell you."
The boy did not understand anything of this situation and said
"Okay" the voice changer was still working
Then hang up
Then the phone started ringing again, ringing, ringing
Then he opened the call
"A voice replied to him and said... Sir, it seems that this operation has succeeded. Members say they have finished money laundering."
Money laundering or money laundering is an economic crime that aims to give legal legitimacy to prohibited funds, for the purpose of possessing, disposing of, managing, keeping, exchanging, depositing, investing, transferring or transferring money. or tampering with its value if it is obtained from crimes such as the cultivation and manufacture of narcotic plants or gems and narcotic substances, and importing, exporting and trading in them, kidnapping of means of transportation, detention of persons, terrorist crimes and their financing, fraud, breach of trust, fraud, fraud, debauchery and prostitution, trafficking and smuggling of antiquities, And felonies and misdemeanors harmful to the security of the state from the outside and inside, bribery, embezzlement of public money and aggression against it, treachery, and crimes of coins, forged forgeries and forgery.
This was what the girl learned at the University of Archeology
She had also studied her stages
Deposit stage
It is the stage of employment or replacement, whereby a large amount of illegal money (dirty money) is disposed of by different methods, either by depositing it in a bank or financial institution. Or by converting this money into foreign currencies, or by buying luxury cars, yachts, and high-priced properties that are easy to sell and dispose of afterwards.
This stage of depositing is the most difficult stage for those involved in the money laundering process. since they are still vulnerable to discovery, - especially since they usually contain very large amounts of liquid money, - As it is not difficult to identify who made the deposit of these funds, and then its relationship to the source of these funds
Then the camouflage stage
It is the stage of gathering or obscuring, as it begins after the money enters the channels of the legitimate banking system, and the money launderer takes the next step, which is to separate or differentiate between the money to be laundered. From their illegal source through a complex group of banking operations that take the pattern of legitimate banking operations, and the aim of these stages is to make tracing the source of those illegal funds difficult.
The most important of these means is the repetition of the process of transferring those funds from one bank to another, and the electronic transfer of funds, which increases the complexity of tracking these funds and transferring them to banks. It adopts strict rules of secrecy of deposits in other countries, which are called safe banking havens, and these havens are characterized by the laxity of their laws, the quality of transportation from planes and ships, and the ease of establishing companies
In the last
integration stage
This stage is considered to be the final stage in money laundering and entails the legalization of funds. Therefore it is called the "drying stage" and during this stage the laundered money is integrated into the economic cycle and the banking system, in order to appear as returns Or natural earnings for commercial transactions, such as fictitious companies and artificial loans, and the complicity of foreign banks, as well as fictitious invoices in the field of import and export. Upon reaching this stage, it is very difficult to distinguish between these illegal funds and legitimate funds, except through secret research work and planting informants among money laundering gangs.
The topic was easy if you had more implementing members and some small projects that will grow
He replied, "Okay, do your thing."
The voice said, "Okay, sir," and then hung up
The girl who moved into a man's body fell back to sleep after she hung up and drank a glass of water
It was all you thought about before you fell asleep
"Money laundering involves three basic steps to disguise the source of illicitly acquired funds and make them usable: Deposit, where the money is introduced into the financial system, usually by splitting it to many different deposits and investments, in which funds are mixed to create distance between them and the perpetrators; And then consolidation, whereby the money is then returned to the offenders as legitimate income, or "clean" money.
Historically, money laundering methods have involved biasing, or structuring banking operations of large amounts of money into multiple small transactions, often spread across many different accounts. to avoid detection; and the use of currency exchange, wire transfers or money smugglers to move money across borders.
Other money laundering methods include investing in mobile commodities such as gems and gold that can be easily transferred to other jurisdictions; investing in valuable assets and selling them conservatively such as real estate; Gambling, counterfeiting, and the creation of shell companies.
While these methods are still in practice, types of money laundering also include modern methods that give a new twist to old crime by making use of the internet.
The emergence of online banking institutions, anonymous online payment services, and mobile transfers in virtual currencies such as Bitcoin has made it more difficult to detect an illegal transfer of funds.. Moreover, the use of proxy servers and anonymization software makes money laundering complete, almost impossible to detect, as funds can be transferred or withdrawn without leaving a trace of an IP address.
Money can also be laundered through online auctions and sales, gambling sites and even virtual gaming sites, where illicit money is converted into gaming currency. (gambling and playing currencies..etc.), then convert them back into money so that "clean" money becomes real, usable and untraceable.
When I woke up, I started to open another book that I finished before exams
But on the contrary, I found a notebook that had a lock on it. She kept looking for the key, but in the end I broke it
There was another notebook but it didn't open even if it was broken
After I opened the book, it was written on its first page
"Money laundering is divided into two parts: Money laundering is the recycling of funds resulting from illegal activities into legitimate fields and investment channels to conceal the true source of these funds. And to appear as if it was generated from a legitimate source, and examples of these illegal acts (money resulting from drug trade - slaves - prostitution - weapons). To approximate the idea We will give two examples of which are used. Suppose I am a corrupt official and I received a bribe, for example, 3 million pounds. How can I put it in the bank without the bank reviewing my account and admitting that there is An illegal transfer that is not justified by my sources of income. The solution is simple. If, for example, I am going to take a bribe from a factory, I will ask them to appoint me as their marketing advisor, and fake sales are made to the factory, for example, 5 million pounds. As a direct result of my skill in providing my consultancy in this factory, and therefore I will be entitled to a large commission from this factory, which for example will be 2.1 million pounds. The three million is what was paid in taxes and commissions for laundering the amount to the owners of the factory." In this case, I can put the remaining amount of the bribe in my bank account completely legally It is difficult for any bank to discover manually that all the sales that took place were fictitious or that their main objective was bribery. The second example is very common among doctors who work in the trade in human organs In Egypt, he simply opens a shop selling antiques and antiques in one of the high-end areas and buys some antiques and antiques from individuals "of course without invoices" and they are registered for an amount less than Its value is then sold "often a fictitious sale as well", for an amount much greater than the purchase value, and legal taxes are paid for it to complete the formal picture and record the price difference. In the millions that are mainly the result of human organ transplantation.
As for reverse money laundering, it is when there is money from a legitimate source and it is spent in an illegal source such as financing terrorist operations or purchasing internationally prohibited weapons or even from entire countries. It should be banned, such as Iran now or Sudan two years ago and Iraq before them, and there are also two other types that are added to these lists, the first of which are those against whom financial corruption cases have been proven, and the last type are all workers In politics, they are called PEP and all bank executives are called FEB even if they are valid and they are put on the list for the purpose of monitoring, not preventing, that is, any money transfer across the country For anyone involved in politics, it must be manually monitored and its source reviewed so that there is no suspicion of corruption or bribery, and of course this is not done in any of the countries of the Arab region to remove embarrassment from the corrupt.
Among the most prominent economic, social and political implications of this phenomenon are the following:
Deductions from national income and bleeding into the national economy in favor of external economies.
Increasing domestic liquidity in a way that is not commensurate with the increase in the production of goods and services.
Evasion of direct taxes, and consequently the state treasury suffering from a lack of public revenues for the total public expenditures.
Buying the police, judiciary and politicians, which leads to the weakness of the state entity and the spread of the danger of organized crime groups. In short, it is the search for a false answer to the well-known question (where did you get this?)
The deterioration of the value of the national currency and the distortion of the image of financial markets.
The high rate of inflation due to pressure on the commodity supply through the purchasing power of groups that have a marginal propensity to consume and a consumption pattern characterized by irrationality or randomness.
Low savings rate due to the prevalence of bribery and tax evasion and the low efficiency and corruption of administrative agencies.
Distorting competition and spoiling the investment climate.
Two new terms in the world of economics, and they have convergent connotations, differ in their pronunciation, and converge in their concept.
Before we come to clarifying each one of them, the research requires us to come to the developments that have emerged in the world of economy, after this huge amount of capital that narrows coffers and jumps from the level of accounts.
Corruption has appeared in the world of economy, and has taken many forms and various methods of counterfeiting, embezzlement, theft, drug dealing, white slavery, prostitution and bribery. Suspicious balances abounded in the world of money, which are forbidden according to their laws. Including the so-called dirty money, forbidden money and so on. So that it is difficult to enter them into banks and put them in secret accounts and in clean names.
Money laundering "The prevalence of drugs, their spread, and the rush to take them made them a popular market, generating fantastic profits, even if they depend on adventures carried out by specialized mafias. However, it is finally settled in certain markets to be sold in retail (retail) to facilitate daily consumption by addicts.
It became her private markets are described for customers only. It is sold daily in separate pieces, and this requires that the hands of the seller and the buyer take small pieces extracted from their covers. At that time, it has certain scents that stick to the hands of its sellers, just as these scents stick automatically to the money paid for them, and as soon as the end of the day comes, there are large quantities of banknotes, All of them have well-known smells, so their owners cannot send them to banks while they are in this state, so they carry out the process of washing them and cleaning them of these smells so that their secrets are not revealed.
As for this washing process, it is by means known to them that do not affect these banknotes. Either the washing is a process of evaporation, or some substances that remove their odors and do not affect them. And then, at the end of the working hours, they pay it to their bank accounts without any suspicion affecting them. It is, in fact, washing in the truest sense of the word. However, by means of certain means designated for this purpose, this is the reality of money laundering in terms of the meaning of the word.
This is at the beginning of the use of this term (money laundering), i.e. removing the dirty smells from this money so that the source is not known and it is suspected that it is caused by the sources of drugs and the like. Then (money laundering) evolved to mean the use of financial means and deceptive tricks to give legitimacy and legality to these funds acquired from dirty illegal sources. Thus, (money laundering) became the meaning of (money laundering), and the two terms became one meaning.
There was a note at the bottom that they were going to rob the corrupt rich and put them in prison