Another method is via the internet.
This is the route I can take if I don't want to wrestle with several quotes at a time.
Major insurance companies provide their quotes via their websites, and there are also aggregator websites, and even apps, that compile quotes from several leading providers for my convenience.
Whatever route I choose, the process is lightning-fast, so that I can dedicate more time for that critical choice I might – yes, might, not will – make.
Both the phone and internet methods carry a major disadvantage. While there are no middlemen involved, which makes phone quoting or online quoting absolutely cheap or free, the resultant quotes might be mostly for show; and then later the rates will spike.
It's better to check the quotes I narrowed down with a real, live broker who can act on my behalf should I run into queries and/or problems.
