Ladies were always good at saving money unless that lady was possessed by some evil spirit that wanted to see her living in poverty for the rest of her life.
She ticked their plan and this meant that she was going to give them the loan. The interest rate was 5%, it was like giving away money for free. Of course, to make things easier for them to repay the money back.
They had to pay this interest monthly until they finish their debt, and if they make it big, they will pay back some of the principal debt thereby lowering their interest to be paid in return.
She didn't want complicated things at all, she just wanted to do something straight and forward.
She also read other business plans and to be honest, she was quite pleased with these people. All of the projects didn't require a lot of money and she understood that most of them were being done by the commoners. This is what she wanted and she was happy to see it being implemented.