When it came to Refined Player Banking, guilds and extremely wealthy players were the ones that benefited from it the most.
The updated banking feature with the Universal Currency Exchange Trading System could be considered an extreme pay-to-win option. And because of this, many casual players regarded it this way.
However, Refined Player Banking was not the true highlight of the current UCETS.
From what Kieran recalled, players began regarding UCETS differently shortly after the second revision.
Rather than simply sticking to its common name, players divided it into two functions—RFB (Refined Player Banking) and CTS (Convenient Trading System).
The latter—the CTS—referred to both the Player Auction and Virtual Auction House.
Unlike the RFB, these two new functions catered to all players, with the Refined Player Banking feature playing a minor role in the auctioning system.
