(From MC's Perspective)
In such a situation. My mind immediately went into action. If Frank has decided to target me, I guess it doesn't matter whether I accept or decline this challenge. He'll undoubtedly bother me later. Bowing down to him only increases his arrogance, and the next time he will hit me hard.
So my instinct tells me that I should defeat Mathew right now in front of everyone. Particularly the stranger in the white coat. I believe he has some background. Finally, I decided to take a step forward. But, before I could, the combat teacher confronted Mathew with words.
"Are you completely insane? He is only a recently awakened wizard. Select someone else, "In a harsh tone, Freeman chastised him. His words did not surprise anyone. It was something that was expected. But everyone was taken aback by Mathew's lack of reaction. He seemed to have made up his mind to fight Vincent Carey for a long time.