Chloe looked at the clock. It was already closing in on 1:00 p.m. She still needed to call the insurance company, but first, she wanted a nice hot shower and a cup of coffee. She walked to the master bedroom and glanced at the bed with a shiver running down her spine. She quickly skirted past it and through her walk-in to the attached master bathroom. It wasn't much, just big enough for a tub, toilet, and sink with a little window on one end. She stripped and tossed her clothes in the closet then ran the shower in the tub to get it hot while she brushed her teeth at the sink.