Some people were happy, but some people were worried. The number of deposits in Tongyuan Banks has exploded, which means that other banks will not receive deposits, rather will receive more people who want to withdraw money!
A depositor in other bank has to pay a storage fee. However, in Tongyuan bank, a depositor not only doesn't need to pay a storage fee but also will get extra money. Anyone with a bit of brain will know what to chose.
Without questions, other banks received a lot of withdrawal requests. The Futian Bank next to Tongyuan Bank undoubtedly has the worst scenario.
Due to the "specialty" of geographical location, even if some people want to deposit money at Futian Bank, after hearing the introduction of Tongyuan Bank, they cannot help but inquire. After knowing that Tongyuan Bank was jointly being operated by the Cui Family, Xue Family, and Su Family, the people of the East Country was no longer worried about being cheated.
Futian Bank originally wanted to take advantage of the opportunity of Lin Chujiu's compensation affair to collect the people's silvers, so as to ease their current predicament. However, not only no one tries to deposit in their bank, but rather they received a huge wave of withdrawal.
This time, the amount was not as petty as before. They used to receive a small amount of withdrawal from ordinary people. They only lose at least 10,000 silver per day. However, today, whether it's the big merchants or peasants, they all withdraw and exchanged their money. Then, they all go to the Tongyuan Bank next door.
In just one day, their bank took out 5 million silvers. Futian Bank once again lost the money they saved. The manager of Futian Bank cried without tears. To prevent the situation from getting any worse, the manager of Futian Bank, especially took a trip to some large households, who haven't withdrawn their money. He hoped that they could ease the burden that the Futian Bank experiencing this time.
This idea was beautiful, but the reality was cruel. The manager, who was very confident because he came from the Central Empire, had always looked down on others. He didn't even put Lin Chujiu in his eyes, so how could he put these businessmen in his eyes?
Before, the manager of Futian Bank never got worried about their bank losing depositors. All the banks in the East Country belong to the Central Empire. The Futian Bank was the face of all banks. So if someone offended the manager of Futian Bank, that someone will not have a chance to deposit money in any bank.
In the past, for the convenience of depositing money, a lot of businessmen didn't hesitate to say one or two good words to the manager of Futian Bank. So when they heard about what happened this morning, they were shocked, but they immediately understood what was going on.
Monopolizing business was an arrogant move. The East Country has no bank of their own. If the Futian Bank don't accept their money, then they can only carry boxes with silvers while making transactions. No need to ask about the inconvenience, what's even more worrying was the security.
But now, the situation reversed, a new competitor has entered the bank market. The previous one-sided situation has collapsed. Although there were still many people that are afraid of the Central Empire and didn't dare to refuse to face the manager of Futian Bank, some of them had enough grudge against the manager. They don't want to have another contact with him, so these people called their housekeeper to send their relatives to take out 1,000 silvers one at a time. There was no signature on the silver ticket. Who knows whose family they came from… …
The manager of Futian Bank thought that because he came to their door in person, those 'lowly' businessmen would be scared to fight against him. However, he didn't think that this action will not suppress the craze of taking out, but rather it will let the people think that the Futian Bank has no more money, so the manager of Futian Bank warned the big merchants not to take out their money… …
As soon as this news came out, the people in the whole capital went mad. The people who were originally waiting for the storm to subside, now also rushed to take out their money, which also affected several nearby towns.
The manager of Futian Bank originally planning to transfer the money of the banks to the nearby towns in their branch. However, even the banks over there were now asking him for help.
There was a strange law in this world, and that was, good things will happen one after another, and bad things will come together and break out at the same time, making people overwhelmed.
In the face of this running storm, Futian Bank could no longer stand it. Their ship that was carrying silvers has been overturned. The entire ship sank with 50 million silver into the sea without any trace… …
This incident crushed even the last straw of their survival. The East Country didn't let this chance pass. The emperor hyped things up. The next day, the Futian Bank, which didn't get any money, finally declared that all their money has been exhausted and closed in advance.
As soon as this news came out, the people who held Futian Bank's banknotes went crazy. They all surrounded Futian Bank and asked them to give a statement. The house of the manager of Futian Bank was also surrounded by people. Some people that has a personal connection with Futian Bank tried to contact other branches to exchange their banknote, but their situation was no different.
The capital went into chaos. Those who have Futian Bank's silver tickets didn't get their money like others. They wander in front of Futian Bank every day. If they were not worried about the power of the Central Empire, they smashed this bank a long time ago.
At this time, the manager of Futian Bank didn't dare to put the air anymore. He came out to appease the people. He explained the background story and the reason why they couldn't get the money temporarily and then ensured that the Futian Bank will operate normally within 3 days and will continue issuing money. The silver tickets in their hands will not turn into waste paper.
After all, the manger of Futian Bank was from the Central Empire. The Futian Bank had been operating well before. So after hearing his explanation, many people felt a little relieved and decided to go to Futian Bank's opening 3 days later.
The manager made a 3-day promise, but with their current situation, it's impossible to transfer money within 3 days. He can only keep this promise if he relies on the East Country's national treasury.
The manager of Futian Bank who had always disdained to deal with the East Emperor personally visited and asked the emperor to borrow silvers from the national treasury.
Borrow silvers?
How could the Emperor lend him silvers? However, if he refuses, he would offend the Central Empire, so… …
The emperor shamelessly spread his hands and said, "How much money does our treasury have? The manager knows it very clearly, right? Almost 70% of taxes collected by our treasury these years are all Futian Bank's silver tickets. How about I let you borrow these silver tickets for you?"
This is a threat, this is definitely a threat!
In recent years, most of the taxes received by the east national treasury became Futian Bank's silver tickets. Although as long as they brought these tickets to their door, the Futian Bank will cash them out, it will be clear to them that a country will spend money. They were obviously being monitored.
The Emperor was dissatisfied with this… …
The manager of Futian Bank almost coughed up blood.
The emperor was also a kind-hearted person, so he proposed a bright idea: "Didn't Xiao Wangfei withdraw 30 million silvers not long ago? The manager should try borrowing money from Xiao Wangfei."
Lin Chujiu took out 30 million silver and said that it was to pay compensation for the people. As a result, Lin Chujiu issued a bunch of silver tickets from Tongyuan Bank. These silver tickets were originally from the Zhang family. Lin Chuji didn't spend even a cent of her money.
The manager of Futian Bank knew that it was not a good idea to look for Lin Chujiu at this time, but now he had no other choice. When he came out of the palace, the manager let someone send Lin Chujiu a note saying that he would visit her in person.
*
Lin Chujiu played with the note sent by Futian Bank and then said with a smile: "Tell Su Cha that it's time to act."
*Pa-* When Lin Chujiu got up, the note in her hand fell on the floor and made a muffled sound: "Housekeeper Cao, you go and prepare. There will be a valuable guest in the afternoon."
With the downfall of Futian Bank, will the Zhang family still dare to be arrogant in the East Country?