The manager of Futian Bank thinks so, but the reality was very cruel!
Lin Chujiu's purpose was not to force the Futian Bank to buy the Zhang Family's things. What she wanted is, for the Futian Bank to encounter a storm, and then… …
Bow to her!
Although the Zhang family faced this incident in the East Country, and the Zhang Family's rivals would definitely take this opportunity, but the East Country and the Central Empire were too far away from each other. In the early stage, she could only rely on herself, the Zhang Family's rivals action to take was still unknown.
She had no access to the central empire, nor has a contact person in the Central Empire. Although the young master of the Hua Family was saved by her, the Hua family still hasn't come. And even if she can take advantage of them, it's not now.
To suppress the arrogance of the Zhang family, she needs a stronger backer than their background. Futian Bank was a good choice.
Futian Bank was rich in wealth and has a strong background. All threats and temptations are all useless to them. She can only use proper "means" to force Futian Bank to compromise once.
Futian Bank was doing a banking business, so depositing and withdrawing money was normal. She brought silver tickets to Futian Bank and took out money. No one can deny that she didn't take out money from Futian Bank.
On the same day she took out 30 million silvers, she attracted the attention of ordinary people, and these people follow what she did. Lin Chujiu was expecting this. For thousands of years, the people of this continent have been like this, they easily get uneasy and gather around.
If the silver they saved was not held in their hands, they will be uneasy as soon as they heard a little wind. It's not that the people in this land were too timid, but this world was too dark and chaotic, forcing the people to be careful.
And in this era, it seems like the people have the same surname, which was to 'gather'. There was no need to be different, and there was no danger going along with the flow. And even if there was a danger or not, they were not alone, there was a large number of people accompanying themselves.
It was not easy to force people to give up if they know these two points. Although what ordinary people did has caused some damage to Futian Bank, it can't hurt their foundation. What will scare the Futian Bank is those big customers taking out their money.
"Will those merchants listen to us and take out their money? Their money can't be compared to those ordinary people. Where will they put their money once they took it out?" Thinking about the pile of money in Xiao Wangfu, Su Cha couldn't help but frown.
Having money was a good thing. But what's the use of piling them?
If Wang Xiaofu was not a safe place, he was not sure if he could sleep well.
30 million, it's 30 million silvers ha. If someone stole it, he won't be able to pay it even if he sold their entire Su Family.
"The treasury, I will go to the emperor and let him open the national treasury to collect money. The imperial court will keep it for them. They only need to pay a little storage fee." Yes, there will be no interest but rather a deposit fee. And the more they deposit, the higher the storage fee. On the contrary, ordinary people with a small amount of deposit, don't need to pay a storage fee.
Lin Chujiu didn't understand it at first, but later on, she understood it after thinking about it deeply.
The silvers were too heavy and it was very dangerous to carry it all the time. Another thing was that, if they carry it with them all the time, they might lose it after going back and forth and encountering many people. So… …
If you deposit a lot of money in a bank, you need to pay a protection fee.
"To the national treasury, this… will the emperor agree?" Su Cha felt that this was unreasonable.
"Why not? In the past, a lot of gold and silver flowed to the Central Empire. Isn't this an excellent opportunity?" Lin Chujiu couldn't understand, and …
"With so much money in hand, you can take it out to do business and earn money triple times than the actual amount." Even if she doesn't know how to do business, she knows the truth about money.
"It seems to be reasonable if you say it like this." Su Cha fell into deep thought. Seeing him like this, Lin Chujiu looked at him seriously and tried to persuade: " In fact, this is a good opportunity. If you are willing to open a bank, you will receive a large amount of silver now. However, you will not ask for the storage fee, but you will also give them a bonus."
"Open a money bank? Won't charge storage fees, but also give them bonuses? Won't you lose money by then? I don't need so much money to do business. I don't want to do anything with it if I will only lose money." When Su Cha heard her words, he instinctively shook his head.
"How can you lose money? With so much money in your hands, you can lend it to others to do business. Those who borrow money will pay a little interest. It should not be too high, only a little bit higher to the interest of the deposited money. Moreover, you can do business with whoever you want. Or you can go to those people who lack investment in their business, inject a sum of money in them, and then received a dividend according to agreed proportion. After that, you only need to sit and receive the money." Lin Chujiu was not good at financial management. She doesn't fully understand things about financing or investment. But in an era full of information, these things were thought to elementary school students.
"This, is this okay? What if someone cheated you?" Su Cha felt his heart was itching.
He wanted to do more business, not for himself, but to help Xiao Tianyao. But he was really busy, so he can't think about it. Especially this year, so many things happened in Xiao Wangfu.
"People who borrow money from you, you can take their house or land title as collateral. As for business partners, don't you already have business partners? How did you prevent yourself get cheated before? You only need to do the same. I am not asking you to cooperate with just anyone. You can choose to cooperate with big families." She was not a businesswoman. So where did she learn these things?
"That makes sense. You go and talk to the emperor later, I'll think about whether to open a bank." Su Cha was a businessman who knows the importance of grabbing the opportunity while it's in front of you. He doesn't want to miss this opportunity, he wants to run a bank, but it's not that easy.
"You don't have to worry about the risks. In fact, you can find a few more partners. Didn't you see it, the crown prince and the prince in the Central Empire colluded to increase the price of grains for the sake of money. It was crazy. But this time, you can go to their door, and allow them to earn money. After explaining things to them, they will know if this is dangerous or not." Of course, the most important thing is to borrow the power of a few princes. Moreover, doing a banking business can make you earn money.
"In addition to the princes, you can also find those famous merchants to make a deposit, and use the interest of the Bank to catch them into a net, so that everyone will be tied together. With this, you can also fight the Futian Bank in the future." Lin Chujiu simply talked about shareholding and partnership.
Anyway, in a profitable business, she believes that whether it is the crown prince or Prince Xiao Zian or those merchants, they would be willing to partake in this profitable business.
And if these people joined in… …
Haha… … Does she still need to get worried about emptying the pocket of Futian Bank?