Blowing the night breeze, Zhou Ming and Lin Muqing walked back to the factory, along the way, Zhou Ming hummed "What kind of rhythm is the most swaying, and what kind of singing is the most cheerful", apparently persuading Dai Zhenjiang to help. I am happy after getting a 400,000 loan. Because originally in Zhou Ming's plan, it was enough to borrow 200,000 or 300,000 from the county agricultural bank. After all, it is 87 years when the monthly income is less than one hundred yuan. Hundreds of thousands is an astronomical figure. The huge sum of money, a loan of 400,000 yuan is already an unexpected surprise.
Lin Muqing listened to Zhou Ming humming a tune she had never heard before, and felt like she was dreaming. I still remember when Zhou Ming told herself that she would take a loan to go to Nanjiang to do business, Lin Muqing felt that he was too whimsical. In Lin Muqing's memory, it was not so easy for the leaders of the city TV station to get such a loan, but Zhou Ming negotiated the loan without thinking about the time for a meal.
"Zhou Ming, what kind of trick did you change?" Lin Muqing said incredulously.
Hearing Lin Muqing's voice, Zhou Ming turned his head and smiled mysteriously, and said mysteriously: "Sister Mu Qing, I am not a juggler, but I am sure that 400,000 yuan is a huge sum of money, but it does not seem to me and Director Dai. You think it's so huge. Originally, when Director Dai and I were doing treasury bill business, we often ran across the country with one hundred and two hundred thousand treasury bills. Now we only borrowed 400,000 yuan. This money is not his. Why didn't he give I am a good favor?"
Zhou Ming paused when he said that, and then continued: "In addition, I also exchanged the treasury bill business he had always wanted with him. He has no reason not to be tempted."
Bank loans in this era The review system is not rigorous. Even Lin Muqing, who knows nothing about finance, can understand whether he can borrow money and how much money he can borrow, but it is all about Dai Zhenjiang, the director of the county agricultural bank.
"It's just..." Lin Muqing asked again, "Then you use the treasury bill business as a bargaining chip, don't you regret it?"
"Sister Mu Qing, you want to say that I did this to kill chickens and get eggs, right?"
Zhou Ming asked, Lin Muqing lowered her head in embarrassment, because she did think so, but Zhou Ming was not angry. Zhou Ming said: "Sister Mu Qing, the premise of killing chickens and getting eggs is that the business of treasury bonds will be more profitable in the future than when I go to Nanjiang. "
Lin Muqing reacted and asked: "You mean you are going to Nanjiang to do more business than Treasury bills?"
"A lot more, you can't even imagine how much more Mu Qing sister." Zhou Ming said.
Lin Muqing let out a surprised cry. She couldn't understand Zhou Ming's words at all. In her opinion, Zhou Ming made nearly 100,000 yuan in reselling treasury bills in half a month. This is already an unimaginable speed. In a poor workshop, the total output value of the hard work for half a month is not so much! But Zhou Ming said that he has more business to do in the future. Could it be that he can turn stones into gold?
Zhou Ming can read Lin Muqing's inner thoughts. Zhou Ming said: "Sister Mu Qing, I don't have the ability to turn stones into gold, I only have the ambition to make big money!" Lin Muqing stared at Zhou Ming blankly, and she could feel Zhou Ming's passing through. The firm belief conveyed by this sentence.
The self-confidence in Zhou Ming's eyes pierced Lin Muqing's heart, making Lin Muqing suddenly feel that Zhou Ming was so attractive, and she was stunned.
After a while, Lin Muqing reacted and hurriedly turned her head away. She secretly complained in her heart why she would commit such a idiot in front of this young man who is younger than herself.
...
One day passed quickly. On the morning of the third day, Zhou Ming received good news from Dai Zhenjiang, so Zhou Ming immediately went to Lin Muqing, and then went to the County Agricultural Bank with her.
In the reception room of the County Agricultural Bank, Dai Zhenjiang took out two contracts to Zhou Ming and said, "Although we have a good personal relationship, we still have to go through the procedures that should be followed. This is a loan contract of 400,000 yuan, and the interest is five cents per annum. No problem? If there is no problem, you can sign, and I can deposit 400,000 yuan into your account immediately."
Zhou Ming shook his head and said that there is no problem. Just like Dai Zhenjiang said, today is just a formality. Actually, Dai Zhenjiang and Zhou Ming discussed the content of the contract yesterday. Why would there be any problems?
Zhou Ming did not hesitate to sign the contract. According to the contract, Dai Zhenjiang quickly asked the bank accountant to deposit the money into Zhou Ming's account.
Dai Zhenjiang took the contract to the bank staff for filing, and after all the other bank staff were asked out of the reception room, he said to Zhou Ming: "Xiao Zhou, you see that the contract has been signed now, and I will also have someone take it for the record. I have already asked the accountant to deposit the money for you. Can you share the secret of the Treasury bill with me?"
Zhou Ming knew that this was what Dai Zhenjiang wanted to know most urgently today, and Zhou Ming did not have it. I sold it to him and said directly: "Director Dai, in fact, I don't have any secrets in doing treasury bonds. I only know that Jiangxia City and Binhai City have higher interest rates than ours, so I will get treasury bonds from you. Sell it over there and earn the difference in price."
"It's that simple?" Dai Zhenjiang asked.
Zhou Ming nodded and said yes, Dai Zhenjiang then asked: "How high is the interest rate
on Jiangxia Binhai ?" "When I went to Jiangxia City, the interest rate there was 1.8 cents, and Binhai was two cents." Zhou Ming said.
"Two cents one?" Dai Zhenjiang's eyes widened, his eyes full of incredible, "How come there is an interest rate of two cents one? Is it because the interest rate set here in Nanhui County is too low? But everyone It's all the banking system, so how come his side is so much higher than ours?"
Zhou Ming can understand Dai Zhenjiang's feelings, let alone he can't understand it, even when someone looks back on this matter more than 20 years later. It is difficult to understand why the interest rate of Treasury bills varies so much among cities across the country, but whether you can understand it or not, this is what happened in this special era.
"Director Dai, this is the case. If Director Dai doesn't believe it, you can call and ask." Zhou Ming said.
Dai Zhenjiang looked at Zhou Ming in a daze for a while, and finally sighed: "You have already made so much money through this method. The facts are in front of you. What else can I disbelieve? It's just that I didn't expect it. This thing is really that simple, but even if it is simple, but you have to discover and dare to do it, it is not easy. Zhou Ming, I have never admired anyone in my life, but you must be one!"
Zhou Ming smiled She said thank you. At this time, Lin Muqing was so surprised that she could not speak. She did not expect that Dai Zhenjiang, the director of the Agricultural Bank of Tangtang County, would actually admire a young man ten years younger than him. ; But what made her even more unexpected was that the business of treasury bills would be so simple. Zhou Ming only made a few trips between cities with the treasury bills, and he actually made nearly one hundred thousand yuan.
Lin Muqing looked at Zhou Ming's profile and thought: He said that his future business would be more profitable than Treasury bills. What kind of business would that be? Will it be easier than Treasury bills? I really look forward to going to Nanjiang with him soon...
Thinking of this, Lin Muqing suddenly sipped herself in her heart: What is she thinking about? He was not ashamed of looking forward to walking with a man for hundreds of miles to another city. Although he is younger than himself, he is still a man!
After leaving the county agricultural bank, Zhou Ming and Lin Muqing went home together. There was only mother Wang Fengqin at home. When asked where his father had gone, Wang Fengqin said that he had gone to the factory to find a leader.
Zhou Ming's heart was gloomy. Since his father was expelled from the factory, he went to the factory every day to look for leaders, but those people in the factory didn't see him at all, or rarely encountered him, they just pushed me and I pushed you back and forth to kick the ball. Fathers are honest, and there is nothing to do with them.
"Mom, it doesn't matter if my dad's work is gone, it doesn't matter if your two elders' work is gone, but don't conflict with those in the factory! Those people are unreasonable." Zhou Ming said.
Wang Fengqin said: "Don't worry, your dad can't make a fart even if he can't make a fart, so he won't have any conflicts with the factory leaders."
"That's good," Zhou Ming then told his mother that he was going to Nanjiang to do business with Lin Muqing.
Wang Fengqin looked at Lin Muqing, and Lin Muqing naturally introduced herself: "Hello Auntie, I am Lin Muqing, I turned out to work in the factory TV station."
Wang Fengqin looked at Lin Muqing carefully, and then pulled Zhou Ming aside: "Zhou Ming, what's the matter with you? You don't get along with that Su Han, why are you walking with this woman again? Don't you know what the people in this woman's factory say about her? She is not a good woman, she lied to you ! " "
mom, is not what you think, Mu Qing sister and I just went to do business with South River, me and her nothing. "Zhou Ming to Lorna explains," but those words on Mu Qing sister are rumors . "
no smoke without fire, "Lorna said," rumors are not rumors of how do you know? Zhou Ming, you are still young, a lot of things you do not know, you want her to go to South River together to do business I do not disagree, but you can not with her Do you know anything about it?"
Zhou Ming didn't know what to say about his mother. A superb woman like Lin Muqing would want to have a relationship with her if she was a man. When she came to her, she didn't allow it. He just wanted to If you have a relationship with her, you will suffer. I am afraid that in the eyes of the mother, the son is always the best, and the people in the factory have a bad view of Lin Muqing.
"I see." Zhou Ming said.
Wang Fengqin repeatedly exhorted Zhou Ming to rest assured that Zhou Ming and Lin Muqing were on the next day's train, and the tickets were still the sleeping berths that Dai Zhenjiang had helped buy.
In the evening, Zhou Ming and his parents ate together at home. Zhou Ming knew that his father went to the factory today to find factory leaders and still failed to get any results. At the dinner table, Zhou Ming looked at his father's silent expression and vowed silently in his heart: Wait. At most half a year, I will come back and I will buy the entire 760 factory to prevent my parents from being bullied by those scumbags!