Su Han, Zhang Lei and Huang Zheng were shocked by a crisp slap. Huang Zheng covered his face and glared at Zhou Ming and said, "You dare to hit me?"
Zhou Ming drew his ears and said with a smile, "Really? Does anyone know? But now the three of us can all see you hit my hand with your face just now, what should I do?"
My face hit your hand?
Zhou Ming's logic didn't make Huang Zheng feel angry at once. He regretted that he had invited the person from the security department away. He did not expect that he would really dare to do something to himself in the factory.
Huang Zheng was trembling with anger. He pointed at Zhou Ming and said, "Okay, you are fine, don't let me know who you are, or I will kill you!"
Zhou Ming's eyelids picked up: " Really? My unicorn arm can't control it again, and it seems that I'm going to be beaten in the face again. What should I do?"
Huang Zheng saw Zhou Ming raised his hand, and hurriedly ran away with a desperate cry.
Seeing Huang Zheng is gone, Su Han thanked Zhou Ming. Zhou Ming waved his hand and said, "It doesn't matter, but you are also Xiaohan. If such a big thing happens, you don't even look for us. Do you not regard us as friends? "
Su Han looked down in silence, Zhou Ming said:" now we are powerless Xiaohan, there is no good way to deal with Huang, but he's the guy every day to find the factory security office who come to you in trouble is not Why don't you open this restaurant? Let's find a way to make money first, and when we have money and rights, we will find a way to deal with Huang Zheng."
Su Han looked at Zhou Ming in a daze and said, "Zhou Ming You... have to deal with Huang Zheng?"
"Of course," Zhou Ming said as expected, "Xiaohan, you were bullied, of course I want to avenge you."
"Thank you Zhou Ming," Su Han was very moved. "But what can I do if I don't open a restaurant? Can I do other business? It won't work. Huang Zheng said that no matter what I do, he will come and make trouble. I borrowed a lot of money from relatives for the restaurant. Now my brother needs money for school. Now I open the restaurant. Although he always comes to make trouble, I can still save money as long as I save some money. If the restaurant is closed Fall..."
Although Su Han didn't finish her words, Zhou Ming understood what she meant. Zhou Ming said, "That's not necessarily true. I have a business to ensure that you can make the most money in the shortest time. And no one can make trouble."
Su Han blinked a pair of beautiful big eyes and wondered: "Zhou Ming, what business are you going to do?"
"I want to resell the treasury bill." Zhou Ming said.
"Selling treasury bills? Can this thing be resold?" Su Han and Zhang Lei's eyes widened at once, and their faces looked incredible when they saw the gods descending from the earth.
In fact, it's no wonder that Su Han and Zhang Lei have such expressions. After all, in this era, few people know the value of treasury bills and know what they are, let alone scalping. Su Han and Zhang Lei both have treasury bills at home, but they don't know what they are for.
In fact, treasury bills are a type of national debt. They are government bonds issued by the state to manage the society and the common people. They are a type of government bond issued by the national financial authorities to compensate for the unbalanced revenue and expenditure of the national treasury. It was first invented by the British in 1877. It is a country, the guarantee is the country's fiscal revenue, and there is almost no risk of default, so it is the most stable investment channel in the financial market.
However, as a rebirth, Zhou Ming knew that treasury bills were extremely lucrative, especially at the end of the 1980s, because the interest rate of treasury bonds at this time was much higher than that of later generations, usually more than ten percentage points. In layman's terms, it's a one-hundred-dollar treasury bill. If you get a bank to exchange it when it expires, you can get one hundred to one hundred and ten with the principal and the interest on a one-year basis. Five yuan, if it is three-year and five-year, the money you can get is even more.
In fact, the business of reselling treasury bills was the most prosperous at this time. In Zhou Ming's impression, there was a man in Jiangnan who became a millionaire by reselling treasury bills. You know, in this relatively remote place like the 760 factory, even 10,000 yuan households can still be commended. The status of a millionaire is estimated to be no less than that of a group boss who can eat at the same table with provincial leaders in later generations. How many.
And counting the time, now that millionaire's road to fortune should have already begun, but the atmosphere is brought up here, and it will take at least one to two years. At that time, when people suddenly discovered that Treasury bills could also be bought and sold to make money, I was afraid that the business here had already been robbed by themselves.
"Of course it can," Zhou Ming explained to Su Han and Zhang Lei, "Look, if we can exchange 10,000 yuan in Treasury bills with the bank, we can at least exchange 1,000 yuan in interest. , Do you think this is a profitless business?"
"But... can the bank change this thing? The factory allocates this thing every year, but I have never seen anyone go to the bank to change money." Zhang Lei said with some worry.
Zhou Ming smiled and said, "It's because they don't know that we can make money! If they all know, how can we make money?"
Su Han understood Zhou Ming's thoughts at this time: "Zhou Ming, you mean we can follow The face value of the treasury bills is even lower and the treasury bills are taken back, and then exchanged at the bank. Not only can you exchange them for the face value of the treasury bills, you can even get at least 10% of the interest, right?"
Zhou Ming said to Su Han Thumbs up: "Xiaohan is really smart, she deserves to be the proprietress of Xiaohan Fanzhuang."
Su Han took a deep breath, and his eyes were full of shock, because if it was like Zhou Ming said, one hundred One yuan can make ten yuan, one thousand yuan can make one hundred yuan, ten thousand yuan can make one thousand yuan, and the most important thing is that it doesn't take much time, but they just go to the bank. The time, if...this can really be done.
Zhou Ming looked at Su Han and Zhang Lei. Of course he understood the doubts of these two friends: "I know you still have doubts. This is normal. After all, this business makes money too easy."
Zhang Lei nodded desperately. In his opinion, the workers who work in the factory are exhausted for a month and only cost less than 100 yuan. Even the factory leaders, unless it is a department with a lot of oil and water, it will not exceed 600 yuan a month. For RMB, as long as Zhou Ming has enough principal in his hand, he can make a trip to the bank and earn more than the salary of the factory leader. How could this be possible!
Zhou Ming felt normal for Su Han and Zhang Lei's doubts. After all, the factory has always been in the planned economy era, and no one has the concept of market economy, let alone the concept of finance.
So Zhou Ming said, "It doesn't matter if you don't believe it, hearing is false, seeing is believing, then your family works in the factory, then you should also have treasury bills?"
Su Han immediately understood Zhou Ming's plan: "Zhou Ming, did you let us take the treasury bills to the bank for exchange?"
"Yes, anyway, the county bank is only half an hour away from the factory." Zhou Ming said.
"Okay, I remember my brother-in-law has a lot of them, and my sister complains to me every day that the factory sends this stuff all day long, it can't be used! I'll go get them all now," Zhang Lei said.
Zhou Mingen said, "Okay, but remember that we must not tell others about this, because once others know about it, we won't be able to make money, understand?"
"I know." Zhang Lei said.
…In this era, banks are not blooming like later generations. Therefore, there is no bank in the 760 factory. We have to go to Nanhui County. Fortunately, the 760 factory is not far from the county. almost there.
Zhou Ming, Su Han and Zhang Lei, came to the door of the Agricultural Bank of Nanhui County with their own treasury bills. Su Han looked at the police station not far away, and was a little worried: "Zhou Ming, are you sure that this treasury bill can really be exchanged for money? If it doesn't work, will the bank call the police and arrest us?"
"How come? Treasury bills were originally the money the country asked us to borrow. We are the country's creditors. Now it is only natural to find the country to repay the money."
Zhou Ming said that he took the lead into the Agricultural Bank of China, leaving only Su Han and Zhang Lei. There, because what Zhou Ming said just now has completely exceeded their cognition. For them, the country should be omnipotent. All the money they use is also issued by the country. How can the country be short of money? What? If you are short of money and issue a little more banknotes, how can you still ask the people to borrow money?
Walking into the Agricultural Bank of China, Zhou Ming lined up to the counter and handed in the three people's treasury bills and said, "Hello, big sister, I'm here to exchange the treasury bills."
Seeing that the big sister inside took over Zhou Ming's treasury bills, Su Han and Zhang Lei All of a sudden, my heart jumped to my throat, and I stared nervously inside, for fear that the elder sister would throw out those treasury bills and scream at herself and these people for being nonsense, but the next scene surprised them, and saw the eldest sister in there being serious. After counting the treasury bills, he took a calculator and said to Zhou Ming: "Your treasury bills are 300 yuan in total, including 100 yuan for three years, 200 yuan for five years, and a total of 400 yuan for principal and interest. Sixty-eight yuan and two cents."
Zhou Ming nodded to the number reported by the eldest sister, which was similar to the result of his own mental calculation. Zhou Ming took the money handed out by the eldest sister, and took Su Han and Zhang Lei out of the Agricultural Bank of China. .
"How is it? Now you believe that the Treasury bill can be exchanged for money, right?" Zhou Mingyang said to Su Han and Zhang Lei, starting with the brand new money.
Zhang Lei looked at the money in Zhou Ming's hand blankly and muttered: "My God, this thing can really be exchanged for money? And it can be exchanged so much, dear, it's almost two months' salary. "
And Su Han jumped up with joy, and said excitedly to Zhou Ming: "Zhou Ming, you are so amazing! How did you know that this treasury bill can be exchanged for money?"
"Xiaohan, you forgot that I studied in university ?" Is it an economics major?" Zhou Ming said.
"So, Zhou Ming, you are a college student. It's different. You are too smart. We can't compare to you." Su Han said, "Then we should go back and collect the treasury bills now? I know that many people in our factory have treasury bills. It's useless to put it at home!"
Zhou Ming said, "Don't worry, we don't have any money now, and we can't collect much if we go to collect it, and once this matter is known to others, we won't have any money to make money."
Su Han thought . This is indeed what Zhou Ming said: "Then what should we do? We all have no money!"
"We all have no money, but there are always people who have money. That's why I must call Da Zhuang out. Now, because of his brother-in-law, he knows where to borrow loan sharks." Zhou Ming said.
"Zhou Ming, you want to borrow loan sharks to collect treasury bills!" Su Han and Zhang Lei were so shocked that they were speechless.