"What is this?" Tian Hao asked in surprise.
Xu Fang handed Tian Hao a list and waited for him to read it for a while before explaining, "These are Tianhai Bank's non-performing loans over the years! The bank can't recover these debts; the front part is the principal owed, and the back part is the interest. I got these bad debt accounts because I want to ask for Brother Hao's help.
You have a lot of people here who can take these lists and go find debtors to make them pay back. The bank said they just want the principal, as for any interest recovered, that's all ours."
"Why doesn't the bank just collect it themselves?" Tian Hao was somewhat puzzled.
"They are all officials with certain duties. Their methods of debt collection are relatively gentle. The bank is helpless against those who are determined to be defaulters. To deal with these Old Lais, only 'our methods' can get the money back!" Xu Fang clenched his fist, indicating his point.
