The Mercenary Guild is very wealthy, with bounties worth hundreds of millions of Demon Crystals, including one for the remains of Steadfast Locke, still hanging on the bounty board. By rule, thirty percent of the bounty amount must be deposited as a guarantee, and this is inviolable.
This means that the Mercenary Guild must have at least a cash reserve of 30 million Demon Crystals.
Whether they leave the cash in the account, or lend it out for financial operations, at least 30 million must be recorded on paper.
That is enough since the assets of the Mercenary Guild certainly exceed hundreds of millions of Demon Crystals. With the figures on paper in hand, they can mortgage the guild's assets to get money if they cannot readily produce the cash.
