Chereads / With no regrets / Chapter 12 - Chapter 11. Money

Chapter 12 - Chapter 11. Money

- Continue to stand, and at this time I will show you some good punches. - A gambling note appeared in the serious voice of the virtual instructor.

Immediately after that, both Kaas's phantoms and the instructor's copy disappeared. Only Kaas and one Adri remained, both in a stance, one was already noticeably tired, and the other ...

* BAM *

Like a discharged spring, the instructor's left hand literally shot at the bag. There was not even the slightest hint of a swing, only a lightning blow from the shoulder, from which the bag was bent right in the middle.

"Fuck, Damn, what the…. Is this still a virtual instructor?" Kaas cursed inwardly, his mouth involuntarily opened with surprise, and his gaze seemed to be frozen to this sight.

The bag was restoring its shape rapidly, but the attacker was faster, another direct blow, now with the far hand, to the point where the opponent's head should be.

* BAAMMM *

Again, a juicy explosion sounded from the impact and the bag was thrown in the opposite direction, it did not fly away to the wall just because it was attached to the floor as if it were part of it.

Adri was already in the same stance again, as if he did not leave it, his eyes burned with fighting spirit, infecting Kaas with it.

- Although this program includes practicing the straight punch, this stance allows a lot more, and will be the base for many other techniques, look carefully.

* BAAMMM *

Adri made a low-kick with lightning speed with his right foot, which caused the bag to fold at the point of impact so that its upper part almost touched the floor.

Aska, seeing Kaas's shock, hurried to explain:

- Do not make such a face, pull yourself together, this is only an imitation, although the instructor is virtual, the simulator can move itself. If you additionally buy a sparring partner program, then it can even take the form of a person and act as an opponent.

* fuhh *

Kaas exhaled, "it was really scary, if such a blow arrives, then if it doesn't kill right away, it will definitely cripple."

- Pay attention, - Adri continued to teach him, - your arms and legs are already tired, although not even two minutes have passed. An ordinary fight can last up to half an hour, even this gives an understanding of how important physical fitness is.

- Right now, you get tired of standing calmly, but you have to move and confront the enemy. In the future, the stance will cease to be so tedious, instead it will become a way of resting during the fight!

- Just imagine how strong you will be! Ah-ha-ha! - He exclaimed, resting his fists on his hips.

On one hand, Adri looked like a standard among motivators, but on the other ... he really could intimidate anyone to a deep swoon.

- Five seconds of rest, - announced Adri, - lie on your back and try to rest as much as possible, because then we will practice the punches.

Kaas literally fell, not so much tired of standing in stance for almost a quarter of an hour, as of the emotions he had experienced. "Five local seconds, that's less than four Earth minutes, not bold", Kaas thought as he lay on his back. He forced himself to close his eyes and tried to focus on how to calm his breathing.

***

- We continue, - the instructor's voice was heard, - get up and stand in a stance.

Kaas opened his eyes, turned over and stood up, two copies of the instructor were already waiting for him, also standing in stance as before, and two foot marks right next to the bag. He hurriedly got into a stance, correcting his body position, spying on his phantoms.

- Great, - said the third clone of Adri, emerging from behind Kaas.

"Damn, it can give me a stroke, even though I'm only ten years old", Kaas shuddered.

- Do you know why you need to keep your hands in this position? - asked the instructor, pointing to the position of Kaas's hands, which, according to the model, he actually pressed his fists to his shoulders, as if holding the handles of a stretcher.

- This is in order, - he continued, without waiting for an answer, - for them to be in an optimal position for the swing and you did not need to make an additional swing. Any unnecessary movement will tell the enemy what exactly you are going to do.

- Always keep your hands so that your fists are directed towards the enemy, - he pointed out, - now, strike with your left hand.

Already knowing the basic principles, Kaas first began to move with his body and then with his hand, although it looked almost simultaneously. But, of course, with this punch, he probably could not even chase away the fly sitting on the bag.

- Ha-ha, this is almost the right punch, only too weak, but we will fix it.

- Just don't turn your fist by placing it horizontally, this is a slightly different punch. Otherwise, you did almost perfectly well, except for the instability. It is necessary to strengthen the body and make the body impulse stronger. When you extended your arm, your shoulder swayed back and you lost a lot of strength.

- Look yourself, - the avatar of Kaas striking in slow motion appeared nearby, - you see, at this very moment, you made an impulse with your hand, which not only pushed your fist, but also pushed your shoulder in the opposite direction. The strength of your hand and the strength of the body should not interfere with each other by reducing the momentum, the forces should add up to make your punch more powerful.

- Turning the fist, additionally spends energy and impact force, in addition, affects the stance. Such a punch also has its purpose and its advantages, but we will study and practice it later.

- Come on, hit the bag twenty times with your left hand. Do not try to make them strong or fast, try to do them as correctly as possible, watch the position of your fist.

Kaas obediently began to fulfill the coach's command, who continued to comment and guide his work:

- Keep your back straight.

- The fist must move in a straight line.

- Keep it up.

But instead of the expected menacing sounds of a blow, there were only barely noticeable spanks.

- Now try the same thing with your right hand, all that needs to be changed is to work more with the body.

Over the course of Kiva's long two minutes, twenty more spanks rang out, followed by Adri's comments.

- For today you have finished, remember, this program is aimed at working out the technique, strength training will be limited by its framework, therefore, you must not forget about other exercises.

Kaas nodded and all three copies of the coach seemed to evaporate, only fatigue and the remaining markings on the floor reminded of the training.

- How do you like it? - Aska asked immediately.

- I don't know yet, - Kaas admitted honestly, - I'm still too weak.

- Why didn't the coach tell me anything about the suit? - He suddenly remembered.

- Are three reasons enough for you? First, you didn't include it in your workout. Second, the initial training in techniques is done without additional workload. And third, do you really think you could train with the dynamic suit turned on? - Aska grinned, - your strength even without it, even for five minutes was not enough.

- The question is, why did I buy it at all, if I don't need it?

- It makes no sense to do strength training without additional load. You just need another training program for the overall development of the body.

- Waste of money again? - asked Kaas in a tired voice.

- This program costs almost nothing, if you liked the Zemtsu training, then you can take it from the same coach. In the case of using a suit, it will be better than independent exercises, he himself will set the settings and monitor the state of the body, plan loads and rest.

- If you advise, then I do not mind, - Kaas answered, and with some reluctance he went to the shelf with food, took the set and asked, - Aska, can you conjure a chair?

- Of course, - she answered and made a slight gesture with her hand, followed by which, in the corner of the room, there appeared not only a chair, but also a small table. It really looked like real witchcraft, and Aska was at that moment like a magical fairy to whom everything is subject.

- Thank you, - Kaas replied, fascinated by this sight, and took a comfortable position at the table to eat and rest.

- While you are resting, I will tell you about money, and a little more about Kiva, so that you better understand the current situation and not worry too much.

- Kiva money, divided into 9 denominations, each of which is worth 100 times more than the previous one:

- 1. Copper, these are the smallest coins, there is almost nothing that would be measured in them, but they are used in the system as the only currency, in fact, all money is calculated in copper, and only for the convenience of citizens, additional denominations have been invented.

- 2. Silver is equal to 100 coppers, delivery of such a set of food, which is on your table, costs 50 silvers.

- 3. Gold is equal to 100 silvers, and gold can be considered the main coin, for example, the basic daily allowance of each citizen is 10 golds, delivery of 5 sets of food, respectively, costs 2.5 golds.

- 4. Ruby is equal to 100 golds, right now, your financial rating is ruby, this rating does not give anything special, except for reputation. Anyone who has accumulated at least 1 coin of the corresponding denomination gets into this rating.

- 5. Sapphire is equal to 100 rubies.

- 6. Emerald is equal to 100 sapphires.

- 7. Star is equal to 100 emeralds.

- 8. Moon is equal to 100 stars.

- 9. Zeos is equal to 100 moons.

- All these denominations have their own history and reason, for example, now everyone knows that the stars that we see in the sky are the same luminaries as the star of our system, the ZEO, or even whole galaxies of stars, but in ancient times, observing the sky, people could see that the stars are small and they are countless, the moons are larger and brighter, and Assia has only 6 of them, therefore they are valued above the stars, and the ZEO, it is only one and overshadows everyone with its light, therefore, the largest coin is named Zeos, in honor of it.

- Previously, these denominations reflected the ratings of families, Zeos, of course, was the highest, royal rating, but right now it's just money.

- The amount of money in the country is tied to the number of citizens of Kiva, and there is 1 Zeos for every citizen, but this is just money contributed to the economy. The population of Kiva is large enough right now, it is almost 2 billion people who live in 2,744 cities.

- To better understand the value of money, it's easier to be tied to the cost of the most ordinary food, benefits, or to the cost of the city. For example, a standard modern city with a population of 1 million people, like the one in which we are now, costs 700 Zeoses.

- Cities in Kiva are divided into 3 types, the largest city in Kiva is the capital, city number 1 and is also called, in honor of the star of our system, Zeos, below are the capitals of the districts of Kiva, named in honor of moons, and then all other cities ...

- At the time of your rebirth, Kaas had only 82 rubies, 49 golds and 20 silvers. This is not little for a child, but also not a lot. From birth, he received an allowance of 10 golds, and in addition, he received a relatively small income from his ratings.

- If he saved the entire allowance, then in 10 years of his life, he could save 292 rubies and be in the rank of sapphire, but he also spent on food, games, services and things.

- Your current expenses can be considered the most useful of all that he did before. In addition, both this simulator and the suit are, in fact, almost the cheapest you can find and are really only suitable for beginners.

- If you can buy a more productive PAK at school, for school money, then an extended energy package for it costs almost 10 sapphires, and you did not even have one, and if you wanted to collect the required amount by postponing the allowance, it would simply take too much time, now do you understand? - Aska summed up looking at Kaas's focused face.

- Hmm ... then how much will it cost to make a body for you? - Kaas asked with a serious tone.

- The body cannot be bought in Kiva, so Kiva's money has nothing to do with it, but even the cheapest option with an android will cost 50 sapphires. To estimate the cost of the body, if we draw an analogy, the cheapest in the illegal market of Great Lankia will be almost 20 times more expensive, but Kiva's money can only be spent in Kiva, so ... - Aska's voice suddenly became quiet, and she fell silent.

- Don't get upset ahead of time, - Kaas reassured her and asked:

- Can you tell me why you actually insisted on saving on food and delivery, because if everything is as you say, then aren't the amounts too small?

- Until you earn enough, it is very easy to spend more than you earn. If you just bought delicious food, you ate it and that's it. If you bought this suit or simulator, then you could immediately return it back for half the cost, or sell it at an auction and return up to 90% of its face value.

- Therefore, it is better to divide spendings into necessary, useful and useless.

- Necessary. As example can be considered the cost of food, that is, something that cannot be dispensed with, it is good that food is free, really necessary expenses are actually the rarest.

- Useful, these are those that either bring profit and benefits, or can be realized with a refund, and useless, these are those that only lead to the expenditure of funds without additional benefits.

- For example, your simulator, it is obviously useful, allows you to create and develop additional skills, and it can be sold. A training course has been purchased for it, it cannot be sold, however, without it, the benefits of training with a simulator will be much lower, in addition, if the simulators change, the course will still remain with you, and will be just as useful until you fully master it.

- And finally, the most important thing is why it is almost impossible to save money by simply saving it. Namely, the economic system of the Kiva. All money has a lifespan! - Aska stressed the importance of what was said with a gesture, - Receiving benefits, payments, income, all this, if not spent within 5 years, will be returned to the budget of Kiva.

- Stop, stop, stop .... What is this? - Kaas was indignant, - how then can you buy anything at all? it turns out, if you want to buy something, you have to save up in 5 years or you never buy it? And then what's the point of working at all if everything is taken away from you?

- Don't jump to conclusions. Firstly, everything is not so bad, you already know that there is no credit system in Kiva, and any projects, when they arise, must be financed somehow. For example, if you have accumulated enough funds, you can either create some kind of business of your own that requires investment and invest in it yourself, or take part in someone else's project.

- That is, while I create a business and transfer money to it, I can keep them in this way as much as I want?

- No, this is not so, until the money is spent, their validity period also expires. Business must be active, and in the field of business, there are also ratings, doing anything useless does not make any sense and will only bring harm. You can place money in a random way, automatically, by transferring it to your assistant, but this way, this does not guarantee that they will be useful, because not all projects are successful. In order to increase profitability, it is better to choose an effective specialist, usually these are fairly large companies that provide services for the placement of funds.

- Aren't these the same financial institutions, like banks, which Kiva refused?

- How can it be the same? Absolutely nothing like that, for a start, they work without accepting direct payment, and of your money that will be invested somewhere, 10% will be invested for them, and 90% for you. At the same time, 10% invested in favor of the investor is not their money yet, this share must be sold, within 5 years, the initially invested funds are returned to the client, if of course there is something to return, and only the profit will remain with the investor, if any. Thus, there are no commissions, interest, collateral and the like, if they make the right investment, they will have income and rating, if not, then not. Their main capital is specialists and algorithms that can assess the potential of the project.

- And there is nothing that could be obligatory, invest yourself, or create your own business and they will already invest in you.

- But again, why all this? If a person has earned money, let them do with it what they want and when they want?

- How simple everything is with you, just imagine what would happen if people, companies or corporations just added up money and didn't invest it. If there is no longer enough money in the economy, then it will be necessary to issue more money, and inflation will begin. If they invest less in projects, what will happen with the development of Kiva? All projects, new services, developments, everything depends on investments, and not all of them are ordered and financed by the state. Money must work, any spending is the way money works, your expenses may be useful or useless for you personally, but for the economy, they are always useful.

- But how can there be so many businesses? When do almost 2 billion people live here?

- What's so strange about that? Not everyone creates a business; many simply prefer to participate. - Aska objected, and made some request in her interface, - For example, Adri whose training program you used, he has already created 8 similar ones, and he also invested his funds and attracted investors in the same way. This money was spent on consulting, creating and testing programs, hiring trainers to collect data on each program, simulations, and so on, it was not cheap and easy. His company was financed by almost 150 thousand investors and more than 800 specialists were directly involved in the work. Even such a small business, but it already has such a significant movement of money and people.

- But I'm still a child, will money be debited from me too? And if so, should I already be starting a business or investing?

- Yes and no. For children, this works with a delay, they cannot even start spending until they have completed the initial financial course from the fifth to seventh years of study. Therefore, the time of their money begins only from the eighth year of life, and at first, children are taught to spend money, with benefit and without benefit, so that they understand the difference. And a business can only be created when you become an adult. As for investments and ways of earning money, it is better to postpone this question.

Aska looked at Kaas's slightly confused face and asked, - By the way, why don't you try training with the suit to see if you bought it in vain or not? The program is already in your interface.

Kaas had already noticed a new badge, very similar to the one that denoted the program for the direct strike technique, they had the same silver fist. "Could it be Adri's trademark?"

He finished the rest of the drink in one gulp, and with the usual movement chose the program, the icon of his suit and pressed the 'Start' button, which appeared in the training program interface immediately after its selection.