Russell initially thought it was an "assassin," "robber," or some other crook, so he was so frightened that he retreated to a corner.
However, he looked over to see that it was a mild-mannered and civilized-looking man who had gotten on his knees to beg for money as soon as he came over. He seemed to be in trouble.
Russell walked over only after ensuring that there was no threat or danger.
Russell sized up the young man before asking, "Young man, how did you end up here to borrow money from us?"
Jordan also found it very strange that someone would suddenly pop up out of nowhere to borrow money from them.
The young man answered truthfully, "I just saw your yacht on the Hudson River, and through a pair of binoculars, I saw you guys eating. I know you're all wealthy folks, and $20,000 is probably only the price of a meal to you."
"So, I jumped into the Hudson River and then climbed up here to ask you for help."