Andy is sitting on the recliner, playing with the mobile phone in his hand, showing a smile. The former Andy really hated his agent, especially in the past six months, Carl persuaded and persuaded him to find work. Andy, who is very proud, is ashamed. After all, he is young and frivolous, unable to understand the agent's intentions.
Now Andy likes this frivolous fat guy a little. In this world of money supremacy, it is really not easy to see a bit of humanity from Karl. Especially for the profession of broker, it really is. The milk is the mother, and the rich is the grandfather. You don't discuss it, spend your money, play with your wife, you can do anything.
But thinking of Karl's little secretary, Andy was worried for a while, that woman is not a fuel-efficient lamp, but here is Hollywood, everyone who comes here is a deliberate climb up, this Vanity Fair is people stepping on people, eating people On the battlefield, the weak are not worthy of success here.
Dead fat man does not listen to advice, and sooner or later will be planted! Standing up, he stretched out a lot, drove away the messy thoughts, and took the coffee cup on the table into the room.
He came to the study with his freshly brewed coffee, sat down in front of the computer, looked at the text in the document, moved his finger, and continued to start typing on the keyboard.
Through the floor-to-ceiling windows, I watched the rain fall from the dim sky, hit the glass, and the water splashed.
Andy looked at the time, it was already past nine o'clock, and the time agreed with the bankers was almost ready to go. Organized himself a little, picked up the car key and entered the garage.
With the splash of rain and the roar of sports cars, Andy came to the Bank of America Los Angeles branch.
Entering the lobby, lawyer Nielsen and accountant Kohler are already waiting in the sofa area of the lobby.
Seeing Andy approaching them, they both stood up and greeted them. Andy stepped up to them and greeted the two of them, "Don't I be late for this damn weather?"
"Oh, boss, there is plenty of time." Kohler, a smart and capable accountant, was in his thirties and was introduced by Nielsen when Andy first arrived in Los Angeles. He was very professional.
The three sat down and chatted a few words. Nielsen took out a stack of documents from the bag and handed it to Andy. "These are asset evaluations and copyright evaluations. You take a look at the boss first."
After receiving the document, Andy scanned it roughly, "How much can we borrow from the bank?"
"The real estate is now hot, house prices are soaring, your boss's house is now worth about 4 million, and the copyright evaluation of your two works was selected into the youth book catalog some time ago, even if one of the movies was adapted The rights have been sold, and now 2 to 3 million US dollars can be loaned." Kohler explained to Andy calmly, but his eyes were shining with envious jealousy from time to time.
"Oh" Andy closed the document and handed it back to Nielsen. "How about the loan interest rate?"
Kohler quickly came up with a form, "This is the loan interest rate table of all banks that accept copyright loans. Bank of America has the lowest interest on loans, but the amount of mortgage loans needs to be discussed."
"Well, professional things are left to professional people. I believe in your ability." Andy glanced at the form and smiled and gave it back to Kohler.
Nielsen looked at the time and gestured with Andy, and all three got up and walked to the account manager's office.
The bank's credit account manager is a man in his fifties. He has a straight suit and meticulous hair. He looks very capable, with a smile on his face and a very gentle look.
Seeing Andy come in, he smiled and stood up to greet him. "Boss, this is Mr. Lewis, Bank of America's credit account manager. Mr. Lewis. This is my boss Andy. Smith. Kohler introduced."
After Lewis heard that, the smile on his face shook hands with Andi more brightly and said, "It's nice to meet you, Mr. Smith. I really like your work."
Andy smiled and shook hands with him, said: "Thank you, it is my pleasure to see you."
The two released their hands and greeted a few words. After both parties sat down, Andy said, "Mr. Lewis, I am sure that Kohler has already passed through with you. I don't know how much money your bank can lend me. ?"
Lewis took over the asset appraisal document that Kohler handed him. There was no surprise for Andy's simplicity. The amount of this single business was not large, but the security and stability of the mortgage and copyright mortgage were all he valued.
"Mr. Smith, our bank repayment interest rate is the lowest. Please believe that we are very sincere in lending to you. This is our report. Please take a look." Lewis took out a stack of documents and handed it to Andy. They began to explain.
Hearing their conditions, Andy quietly discussed the details with Nelson and Kohler, and then fought for the details, so he quickly reached an agreement. All the legal documents and some details, Nielsen and Kohler began to read it, both sides are looking at the documents, it is not so easy to get done in a short time.
Andy waited patiently, drinking a cup of coffee, and thinking slowly. Now that Apple's stock has been a little over 51 yuan, it can't delay the time. This time, it can borrow a total of 6 million US dollars plus a deposit of 200. Tens of thousands of dollars, I can only get so much, unless I open the loan to the outside, although my grandfather is a famous California farmer, but now Andy needs cash, think about the subsequent troubles, various explanations, or forget it.
Not much, no matter how much you can earn, anyway, just digging the first pot of gold, there are too many opportunities to make money.
Breaking free from the struggle to maximize profits, Andy breathed a sigh of relief and calmed down. After more than half an hour, Andy became busy, began to sign on each document, and put three assets Mortgaged.
Six million dollars entered into Andy's account, and then the two parties ended up chatting a few words, but Lewis actually left the phone with Andy. Lewis still appreciates this young writer. After all, he knows a friend. No harm, is it?
Walking out of the Bank of America building, the rain outside has stopped. After saying goodbye to Nielsen, under the leadership of Kohler, Andy opened a stock account. After binding the bank card, he returned to the house and downloaded the stock software to transfer all the funds. Go into the stock account.
"Boss, do you have to buy stocks for these eight million dollars?" Kohler asked after a moment of hesitation.
Andy smiled mysteriously, staring at the accountant with a slightly embarrassed look, nodded, and did not explain much. In Kohler's explanation, he was familiar with the operation of the stock transfer, watching full of suspense and a trace of sarcasm. Koller looked away, closed the door, Andy snorted, it seems I need a new financial adviser!
Koller sat in the car with a contemptuous sneer. "It's a prodigal man! I really think I'm a genius, I know everything! When you cry." Looking at the luxury villa outside the car window with jealous eyes full of malice, the ghosts were terrified. Pick up the phone.
"Hello, is this Mr. Nelson? This is Kohler."
"Hi, Kohler, hello, what's the matter?" Nielsen put down the file in his hand and adjusted a comfortable sitting posture. He was also very concerned about the son of this college classmate.
"Sir, did you know that Mr. Smith transferred all the funds into the stock market. But he never touched the stock at all, the stock software is the method I just gave him, and he refused my help. I am afraid He lost his blood in the end." Kohler said with a hint of gloating.
"Huh? Into the stock market?" Nielsen said slightly, surprised, but quickly reacted, and heard Koller's sarcasm about Andy, frowning, and he seemed to guess Kohler's psychology, revealing A sneer, "Oh, no matter what the situation, it is the customer's choice. We can do our own job well. Well, if there is nothing, I will have another meeting to give my father a greeting. ."
Hearing the busy tone of the phone opposite and Nielsen's cold tone, Kohler couldn't help but looked at the phone in his hand, angrily turned into anger and said, "Wipe, even taught me, Bi Chi!"
After Nielsen hung up the phone, he walked back and forth in the office, frowning, worried, and finally picked up the phone.
"Hello, is this Mr. Smith? This is Nielsen. I want to tell you about Andy Smith's situation..."