Cast Sword Elder's last Weibo.
Still hanging in the top position of the hot search.
Most of the immortal cultivators were surprised when they saw it, but they understood and even agreed with Tianyan Sacred Land's approach.
Repair Immortal World interests first.
Nothing good is done by no one at all.
Tianyan Sacred Land lends their deposits to earn Spirit Stones through Xiuxian Loan.
And they also earn interest.
It's a win-win.
If there is no Tianyan Sacred Land.
Their Spirit Stones can only lie in storage rings as before.
It's simply impossible to be like this.
Even if you do nothing for a month, you can earn some interest as long as Spirit Stones exists in Xianwang Cloud QuickPass.
so.
After knowing why Tianyan Sacred Land paid them interest.
A cultivator of Great Yanzhou.
Instead, he let go of his original vigilance.
Many immortal cultivators have already begun to think about it, and then they will deposit all their Spirit Stones into Xianwang Cloud Flash Payment to earn interest.
Because Tai Xuan Sacred Land cast sword Elder's last post, it is still on the top of the hot search.
So when the second dynamic of the forging sword Elder is sent out.
The first time was seen by countless cultivators.
"Own deposits are used for lending, and most of the profits are taken by Tianyan Sacred Land. 35
"I'm deeply saddened that fellow daoists don't take this bad situation seriously.
"Since this is the case, then I must let everyone know another truth, the immortal loan is not as beautiful as you think. 35
"Super high loan amount, super long repayment period, super low interest rate, all these make Xiuxiandai look very good."
"But, fellow daoists, have you really calculated how much interest you have to pay when using the Xiuxian loan installment?"
"Take the Gold Core stage cultivator as an example."
"If you borrow 100 top-grade Spirit Stones, it will be instalment for six years."
"In the past six years, you will have to repay a total of 200 top-grade Spirit Stones.
"The interest is the same as the principal!
"And if you install it over thirty years, it seems like less per month.
"But in fact, in the past 30 years, the interest you paid has reached five times the principal.
"Thirty years of interest is so high. What about fifty years, a hundred years?"
"So, do you still think the super-long installment of the Immortal Cultivation Loan is a good thing?"
"The interest on the Immortal Loan is even higher than the loan!
"The moment you fellow daoists choose to borrow money from the Xiuxian Loan, you are working for Tianyan Sacred Land.55
"So, don't use the Immortal Cultivation Loan any more."
"Because before you know it, all your Spirit Stones will be stolen by Tianyan Sacred Land."
Look at this dynamic content.
Many immortal cultivators widened their eyes.
They really haven't carefully calculated the interest rate of the Xiuxian loan.
Totally unexpected.
Seems to only use a little bit every month.
The real interest is so high.
"It's doubled in six years? Wouldn't it be tenfold if you borrow it for 60 years?"
"Surprised! I only saw that the installment payment was only a little bit in each installment before, and I was quite moved. Now I don't dare to borrow it!"
6699
In an instant, hundreds of responses appeared.
this time.
Lord Tai Xuan and others watched carefully, for fear of any accident.
At this moment, I saw many immortal cultivators suddenly realized, shocked by the interest rate of immortal loan, and dare not use the reply of immortal loan.
Smiles appeared on the faces of Lord Tai Xuan and others.
No problem this time.
Just let the cultivator realize the terrible interest of the cultivator loan.
Cultivators will inevitably refuse to use it.
If Spirit Stones can't borrow it.
The more deposits of Xianwang Cloud QuickPass, the more Tianyan Sacred Land lost.
The enemy loses money.
Nothing could be better for Tai Xuan Sacred Land.
Lord Tai Xuan and others continued to follow the comments.
But it didn't take long.
Their faces turned gloomy.
Sword Casting Elder's second Weibo update quickly became a hot search.
Attract more and more cultivators to come.
in the comments section.
At the beginning, they were all surprised by the interest rate of the immortal loan.
They did not expect that the seemingly low instalment repayment would have to pay so much interest in total.
But soon.
There was another voice.
"The interest rate of the Xiuxian loan is not high, so what is doubling it? It's even funny. I used to borrow money from pawnshops and other places. Nine out of 13 returns, and there is only a three-month repayment period. As for the Xiuxian loan, you If you only borrow for three months? How much interest will you pay?"
"That's right upstairs, isn't it normal for the interest to be the same as the principal for six years? That is, Tianyan Sacred Land is willing to give you such a long repayment time, if those pawn shops, you owe them Spirit Stones try for six years?"
"What do you owe for so long, if Spirit Stones hurry up to pay it back, you won't even need a few Spirit Stones interest.
"The interest of the Xiuxian loan is not important. For example, you are about to make a breakthrough, but you lack resources. At this time, you borrow Spirit Stones from the Xiuxian loan. If the breakthrough is successful, the ability to earn Spirit Stones will definitely skyrocket, and it will be easy to return Spirit Stones.
"There are also weapons. Weapons that were originally unaffordable can be bought with the immortal loan, and the combat power will naturally increase. After the combat power is improved, it will become easier to earn Spirit Stones.
"Compared to the benefits obtained through the Immortal Cultivation Loan, the interest is really not worth mentioning."
"Immortal cultivation loan can help most immortal cultivators to improve themselves faster. When their strength rises, they will earn several times as much as before, who would care about that little interest."
"Whether you use the Immortal Cultivation Loan or not, I use it anyway. I borrowed twenty top-grade Spirit Stones and went to Hehuanfang to play for a whole day. I served a few female cultivators, and any one of them was better than my senior sister of the Demon Demon Sect. It looks 10,000 times better. These Spirit Stones are worth the money, and you only need to pay back a top-grade Spirit Stone every year to enjoy it, thank you for Xiuxian Loan."
"What the Sword Casting Elder said is actually a little too alarmist. For immortal cultivators, as long as the immortal cultivation loan is used reasonably, the benefits far outweigh the disadvantages."
"The Immortal Cultivation Loan is very useful, and it is really convenient to use it for emergencies. Moreover, if you use the Immortal Immortal Loan to improve your strength, you will earn more in the future, so you should borrow it!
"Upstairs fellow daoist of Yu Mozong, your senior sister just posted a Weibo, offering a reward to which disciple of Yu Mozong went to Hehuan Square yesterday, and there is a reward for reporting. I feel like you are about to be caught!"
66...99
Watching more and more comments.
The Great Hall of the Holy Master of Tai Xuan Sacred Land was silent.
(cfca)
obviously.
They failed again.
Immortal cultivators do know the true interest of the cultivator loan.
But after knowing the real interest, it did not affect the immortal cultivator's idea of using the cultivating loan.
After all, if there is no immortal loan.
You have to break through, but you don't have the resources.
You'll have to save up Spirit Stones for a few years.
Waste of years.
And with Xiuxian Loan, you don't need to save Spirit Stones, you can make a breakthrough directly.
After breakthrough, the strength increased greatly.
Returning previously borrowed Spirit Stones is a breeze.
Just paying some paltry interest has set yourself up for breakthrough years ahead of schedule.
Step by step, step by step.
The immortal road in the future may be different because of this.
so.
For cultivators, cultivating immortal loans is very important to their immortal path.
How could it not be used because of a few words of the sword-casting Elder.
"Tai Xuan has really become wiser!"
In Tianyan Sacred Land.
Ye Chen swiped Weibo and sighed in admiration.
The previous Holy Master Tai Xuan will only copy it in its entirety.
And the current Holy Master Tai Xuan can directly see the essence of Xiuxiandai.
It seems that after countless setbacks, Lord Tai Xuan has grown a lot.
However, Lord Tai Xuan's methods were completely useless.
If on earth.
Reveal the true interest rate of the loan.
It can make many people alert, recognize the harm of loans, and refuse loans.
This affects the loan business.
After all, the personal loans of the earth are basically used for pre-consumption, various purchases and purchases.
Used to improve own, very few.
So the disadvantages outweigh the advantages.
But repairing Immortal World is not necessary.
Spirit Stones are tied to resources.
Resources are linked to strength.
The advent of the Immortal Cultivation Loan allowed countless immortal cultivators who lacked resources to obtain resources in advance and enhance their own strength and combat power.
There is no need to say how important the improvement of strength and combat power is.
The benefits of the Immortal Cultivation Loan to the Immortal Cultivator far outweigh the disadvantages.
"It turned out to be instructed by Holy Master Tai Xuan!"
"I was a little flustered when the sword-casting elder revealed that we used the deposits of the cultivators, worried that it would affect the situation!
"I want to seal him up."
"But I never thought that the Weibo updates of the Sword Casting Elder, not only did not affect us, but also made more cultivators feel at ease to keep Spirit Stones with us.""
"The Lord Tai Xuan really helped us a lot!"
"I'll be sure to post a Weibo in a while to thank Lord Tai Xuan."
Beside Ye Chen, the foreign affairs elder said cheerfully.
Ye Chen listened, the corners of his mouth twitched.
Also sent Weibo to thank you, isn't this salting the wound?
My own Elder, why are each one blacker than the other now?
I don't know who to learn from.
"How about Xiuxian loan business?
Lord Tai Xuan was just a small episode, after a few laughs, Ye Chen started talking about the real business.
The foreign affairs elder also became serious: "Holy Lord, yesterday, the Xiuxian loan lent 20 million top-grade Spirit Stones.
"Daily interest reaches 10,000 top-grade Spirit Stones.
Ye Chen nodded when he heard the words, quite satisfied.
But the foreign affairs elder was a little worried and said: "Holy Lord, is this loan amount too small?
"I'm worried about the cultivators borrowing Spirit Stones, not as many as I imagined."
"If we don't lend too much, we're likely to lose money."
Ye Chen suddenly smiled.
Cultivation of immortal loans is just the beginning.
The number of borrowers will naturally be higher in the future.
This is beyond doubt.
and.
Such major forces as Sect, martial arts, etc. have not yet started lending.
Sect-level users are also the main force of the loan business.
They need more Spirit Stones to borrow.
is a standard large customer.
And after waiting, Ye Chen also plans to launch a home loan.
Repairing Immortal World.
Immortal Cave in the fairy city is also ridiculously expensive.
After all, Xiancheng is safer, Spiritual Qi is more abundant and more orderly.
There are various other benefits.
This leads to the immortals who like to buy Immortal Cave in the fairy city.
But most cultivators can't afford it, it's just too expensive.
If you launch a home loan.
There will definitely be countless immortal cultivators flocking to it.
And the mortgage loan amount is large, and there is the Immortal Cave mortgage.
If you don't get on Spirit Stones, sell your Immortal Cave directly and make sure you don't lose money.
But wait until later to launch a mortgage.
It is estimated that the price of Immortal Cave in all fairy cities will skyrocket.
After all, the mortgage is out.
There are more cultivators who can afford Immortal Cave.
Immortal Cave prices will naturally skyrocket!
But this is not something Ye Chen has to consider.
Ye Chen, I'm getting ready to make a breakthrough...