Close the function introduction.
The cultivator finally entered the homepage of the cultivator loan.
at the top.
The loan amount is clear at a glance.
Look at own quota.
The eyes of most immortal cultivators were full of surprise and even shock.
Because of the loan amount of Xiuxiandai.
far higher than they imagined.
Before, they were still worried that the amount of the Xianxian Loan was too low.
If there are too few Spirit Stones that can be borrowed, there are only a few dozen low-quality Spirit Stones.
That means nothing to them.
It's no use borrowing.
But they didn't expect it.
The amount of the Immortal Cultivation Loan is not only not low, but unexpectedly high.
Most of the Qi refining period, there are several middle-grade Spirit Stones, and even dozens of middle-grade Spirit Stones loan amount.
The loan amount during the Foundation Establishment period is generally above a top-grade Spirit Stones.
Some even reached dozens or hundreds of top-grade Spirit Stones.
As for the Gold Core period, the loan amount for the Nascent Soul period is ridiculously high.
The amount of the Immortal Cultivation Loan was really unexpected.
For example, if you work hard for one year during the qi refining period, you will only earn one or two mid-grade Spirit Stones.
The minimum loan amount for qi-refining cultivators is their one-year income.
Some are even two to three years old.
The average amount during the Foundation Establishment period is basically three times the average annual income during the Foundation Establishment period.
As for the Gold Core period, the amount is ridiculously high, reaching ten times the average annual income of "July 47".
The amount of the Nascent Soul period is generally about 30 times.
Such a high amount is undoubtedly a good thing for immortal cultivators.
In case they encounter any emergency.
Having so many Spirit Stones available to borrow at any time will alleviate most pressing needs.
Whether it's a breakthrough, or seeing something that is hard to see.
Cultivation of immortal loans can make them more calm.
This, Tianyan Sacred Land is too generous.
such low interest.
such a high amount.
Just doing charity.
However, some cultivators frowned.
Because although most cultivators, their cultivator loan amount is high or low.
But are still satisfied.
However, some immortal cultivators looked at the prompt, "You do not meet the quota for immortal cultivation loans!".
frowned.
Why don't they have an immortal loan quota?
In countless places in Greater Yanzhou.
Many cultivators gathered together.
Excitedly exchanged loan amount with each other.
"Haha, I have a quota of five mid-grade Spirit Stones, and I can borrow five mid-grade Spirit Stones at any time.
"Hey, we are both in the late stage of qi refining, why do I have a quota of 20 mid-grade Spirit Stones?
"Gan, why is my quota so low? There are only fifty low-grade Spirit Stones, so I'm not as good as some disciples in the early stage of Qi refining in Sect?"
"It's good to have a quota, I don't even have the qualifications to use it.
When cultivators communicate with each other.
They were surprised to find that everyone's quota was different.
Some cultivators have a low Cultivation Base, but the amount is quite high.
And some cultivators have a Cultivation Base that is not low, but the loan amount is only a little bit, and they may not even have the qualification to use it.
Even the same Sect, the same Realm's disciple.
Loan amounts can vary widely.
This undoubtedly puzzled everyone.
But soon, they saw a small reminder sign on the upper right.
After clicking.
The prompt appeared instantly: "The loan amount is determined by various factors such as the identity of the cultivator, the Cultivation Base, and the consumption habits of Xianwang Cloud QuickPass."
"The loan amount is not fixed."
"The way to increase the loan amount is as follows."
"Use more Xiuxiandai loans and make repayments on time.
"Use Xianwang cloud flash payment to spend in Tianyan PHS, and transfer money.""
"The number of deposits in Xianwang Cloud QuickPass will also affect the loan amount.
66...99
"Cultivators who are above the Gold Core period can enjoy the advanced amount increase service!"
"As long as you go to Tianyan Pavilion in various places, real-name certification of the Cultivation Technique you cultivated, and verification of your own treasure Dao Item!
"Tianyan Pavilion will calculate the corresponding repayment ability and increase the corresponding loan amount according to the Cultivation Technique cultivated by the cultivators and the weapons they have mastered!
"This high-end quota increase certification service is temporarily not open to cultivators below the Gold Core period.
Looking at the introduction, everyone's eyes lit up.
The loan amount of each person is actually determined according to the Cultivation Base, identity, etc. during the previous real-name authentication.
Xianwang Cloud QuickPass can actually rely on this information.
Allocate a different amount to each person.
It's really magical.
And the cultivators in the Gold Core stage and Nascent Soul stage also shined.
Their quota is already quite high, how can they still increase it?
As long as you certify your own Cultivation Technique and weapons, you can increase the quota.
Pretty good.
Obviously, Tianyan Sacred Land is to judge the combat power of immortal cultivators.
After all, Cultivation Technique has grades.
Weapons also have levels.
Although it is not absolute, but in most cases, the better the Cultivation Technique and the better the weapon, the stronger the combat power will be.
Therefore, many high rank cultivators are excited.
After all, most people's Cultivation Technique and weapons are not a secret.
Notifying Tianyan about Sacred Land will not have any effect on them.
But they can get a higher amount.
In case of a sudden lack of Spirit Stones, there is another way to borrow Spirit Stones.
The description of the amount of the Xiuxian loan is only a rough outline.
The most important reason for judgment.
Of course they won't tell them.
And high-end certification service.
It is to collect further information.
In the previous real-name authentication, cultivators only needed to provide the simplest identity, Cultivation Base, gender, etc.
And this high-end quota increase certification is to establish a perfect combat power model for all mid-to-high-end immortal cultivators in Great Yanzhou.
Just have this information.
If Tianyan Sacred Land wants to deal with some mid-to-high-end cultivators in the future, it can follow the other party's Cultivation Technique, Dao Item, Cultivation Base and other detailed information.
Make the most specific and sure-fire targeting plan.
In Ye Chen's view, Tianyan Sacred Land is developing too prosperously and earning too much.
Yuqing Sacred Land and Tai Xuan Sacred Land are silent now.
But it will never sit back and watch Tianyan Sacred Land continue to grow.
There is bound to be a war in the future.
It is not impossible to fight one against two.
Mastering more high-end powerhouse information will undoubtedly be able to gain greater advantages in future wars.
and.
High-end practitioners are the most arrogant.
The possibility of not paying back the money is not low.
Master their information, when the time comes, you can send people to arrest them.
Low-level practitioners are sent to mine without paying back.
If the high rank cultivator does not repay the money, it is actually more useful.
In short.
The high-end real-name authentication service is of great significance to Tianyan Sacred Land.
After the cultivators had a general understanding of the principle of the loan amount of the cultivator loan.
All are determined.
In the future, you must use Xianwang Cloud QuickPass to pay more.
Spirit Stones also try to exist in Xianwang Cloud Flash Pass.
This can also increase the loan amount, so why not.
However, the amount is so high that it makes everyone suspicious.
Tianyan Sacred Land gave such a high amount, did they really have so many Spirit Stones lent to them?
If they need Spirit Stones.
Is it really possible to borrow Spirit Stones with the same loan amount?
Besides, how long can Spirit Stones who are cultivating Xian Loan borrow?
If it is only borrowed for a few months, the applicability will be reduced too much.
Immediately.
Many immortal cultivators just clicked the loan button next to the limit, trying to see if they could really lend Spirit Stones.
When the borrow button is clicked.
Instantly an input box appears.
Prompt the cultivator to enter the number of Spirit Stones they want to borrow.
There is also an option for all credits next to it.
As long as you click, you can directly borrow all the amount of own.
When entering numbers, click OK.
The interface changes again.
The repayment method interface appears.
There are two options.
Interest-before-payment: only interest is paid every month, and after the last month, all principal is repaid at one time.
Equal principal and interest repayment: The loan principal and interest will be averaged to each month, and the same amount will be paid every month until it is repaid!
Look at the payment method.
Countless immortal cultivators felt extremely novel.
Borrowing money while repairing Immortal World is always a one-time payment.
I have never seen this kind of instalment repayment.
Interest payment every month, principal payment in the last month?
Seems good.
But that equal principal and interest repayment, it feels good.
For example, if you borrow a top-grade Spirit Stones and divide it into twelve months, you only need to repay less than ten middle-grade Spirit Stones each month.
Repayment pressure will be greatly reduced.
After all, taking out a lot of Spirit Stones at once is a lot of pressure.
But a little bit every month, it seems that there is no pressure.
It is worthy of being the Holy Master of Tianyan.
They can always come up with these incomparably novel things, and they can also bring convenience to them.
Immortal cultivators all agree with the method of repayment.
Most cultivators have clicked on equal principal and interest repayment.
I feel less pressure to pay this way.
And when clicked.
The interface jumps again.
This time, the interface for selecting the loan term appears.
Look at the loan term in the interface.
All the cultivators' eyes widened.
Xiuxian loan, how can it be possible to borrow for such a long time?
In the Qi-refining period, immortal practitioners can choose up to ten years, with a total of one hundred and twenty repayments.
This is simply outrageous.
For example, they borrowed a top-grade Spirit Stones.
The principal and interest are repaid in one hundred and twenty equal installments.
That monthly repayment, I am afraid that even two low-grade Spirit Stones 2.0 are not enough.
Who can afford such a long loan term?
Tianyan Sacred Land, isn't it really doing charity?
And ten years is not the longest.
Because of different Cultivation Bases, the maximum period of instalment that can be enjoyed is different.
Such as the Foundation Establishment period.
The maximum installment period is twenty years and two hundred and forty periods.
The Gold Core phase can be phased for 50 years, with a full 600 phases.
As for the Nascent Soul period, it's even more outrageous.
Direct installment of 100 years.
Divided into one thousand two hundred repayments.
This is an extremely long period of instalment.
All the cultivators could not help but stand up.
Such a long borrowing time is really outrageous.
They were worried before that they had borrowed too much, and what if they couldn't pay by then.
But now it can be divided into so many phases.
It is to borrow a thousand top-grade Spirit Stones.
Fifty years.
Only two or three top-grade Spirit Stones are returned every month.
Any Gold Core period is confident that you can afford it.
The immortal cultivators in the entire Great Yanzhou were sensational.
Tianyan Sacred Land, this immortal loan, is simply too fragrant.
The loan interest is so low.
It takes so long to repay.
Let all cultivators borrow Spirit Stones without any pressure.
Holy Master Tianyan is definitely a great man!
Many immortal practitioners who are short of Spirit Stones are extremely grateful to Ye Chen at this moment!