During the early stages of the European server's development, Lu Wu spent a ton of soul coins on various projects such as constructing Hidden Dragon Village and creating experienced players. At the moment, Lu Wu's pockets were running dry once again.
He thought of transferring soul coins from the players to his own artifact and issuing the coins back to them only when they needed soul coins.
However, as a bank to store soul coins, he would need to become something like a full-fledged online payment system. He could have many soul coins at his disposal anytime and anywhere.
But there would be a pitfall in doing so.
After all, the greatest difference between institutions like banks or financial apps and him was that he had no way to make soul coins, while institutions like banks could rely on lending that deposited money to gain profit.
