Chapter 1552 - 513 - 520

Chapter 513: Moonshine Town

Miracle Banking's deposit system was just for collecting before, for example the gnomes and the surrounding tribes. Because they didn't have enough public trust, they could only cooperate with their close allies, but now it was different. Meng Qingwu decided to develop the bank which would be an important part of Miracle Commerce and would bring continuous amounts of profit for Miracle City in the future.

As for controlling for risks?

There was no need to worry!

Meng Qingwu was very confident in the current Miracle Commerce. There were too many things to invest in for Miracle Commerce, so the failure rate of these investments were negligible.

Miracle City's situation was completely different. Whether it was the citizens or the surrounding tribes, they all had very good feelings for Miracle City. It was time for the citizens to deposit their money and for the currency to reform.

Meng Qingwu had spent quite a bit of effort to collect the information of the citizens and popularized the citizen cards in the city. Now they were met with initial success and Miracle Banking received tens of thousands of source stones in deposits. There were around a million people in the city and there were several million source stones in circulation, even if they only took in a tenth, that was still several hundred thousand.

Of course, in order to stimulate people to deposit money, Miracle Banking announced the interest rate. When one opened a personal account, it would be 5% interest with a part paid daily and it could be taken out whenever.

As for the fixed deposit accounts, there were monthly, half year, entire year, two year, three year, and etc. The longer it was deposited for, the interest was higher, reaching 50% for three years.

Putting a hundred source stones in the bank for three years, not only would one get all the hundred source stones without one missing, one would gain fifty source stones from the interest. Miracle Banking also allowed one to take it out early, but it would automatically adjust to the amount of time saved and a handling fee would be charged. It was definitely a popular method to store one's money.

The most important thing was.

Banks were built in the Great Zhou Country, the Great Summer Country, the various forest cities, other countries, and Miracle City.

Miracle Banking was managed by the Smart Brain network and with several dozen Super Source Energy Matrices working at the same time, a data system could be established. After people deposited source stones with Miracle Banking, they could withdraw them at any Miracle Banking location.

Other than that, Miracle Banking also had a direct consume option. Whether it was the Miracle Shopping Center, Miracle Restaurant, Miracle Arena, Miracle Trial Field, or Qilin Hall, as long as they were managed by Miracle Commerce, one could use the card to directly pay. It was fast and convenient.

Miracle Banking also took care of currency exchange. Their currency would be linked to source stones and they could directly exchange for source stones with Miracle City. People could directly transfer for other currencies for their daily needs, which made it much more convenient.

Miracle Banking was also testing direct account transfers.

In the future, when merchants traded with each other, they could directly go through Miracle Banking. This avoided the trouble and risks of carrying large amounts of source stones and they could keep the source stones in the bank to earn interest, so why wouldn't they do it?

Meng Qingwu was a strategist taking a long term approach. With Meng Qingwu's personal plans and arrangements, as well as Delores taking the helm, how far would Miracle Banking develop?

Chu Tian never asked or cared about the company.

The company was filled with various talented people, so why would he blindly try to mess with it?

Chu Tian's daily routine was focused on cultivating his sword art and reading various books, with research projects occasionally. Although Miracle Commerce's research and development team was very strong, Chu Tian exceeded ten thousand researchers. When the Yun Sect reached a dead end, Chu Tian would casually take care of it.

The young miss was a workaholic, rushing all around.

Chu Tian came to Yingying's office and saw Yingying sitting at the desk, currently writing something. There were several gnomes helping her, organizing all kinds of materials.

"Chu Tian, you came right in time. Do you know? The people who opened banks at Miracle Banking increased several times!" Meng Yingying happily reported, "We'll have enough funds soon."

"You're treating this problem too simply, Miracle Banking can't easily make mistakes, we have to think about the risks of lacking money to give. Once this happens once, people's confidence in Miracle Banking will greatly drop. According to the young miss' discrete personality, she wouldn't dare move too many funds into loans and investments."

Meng Yingying didn't think about this and she slightly knit her brows. What should they do?

Chu Tian suddenly gave a sigh, "Having too big of a business also has its flaws."

Meng Yingying was stunned because she didn't know Chu Tian was like this, "What flaws?"

"Even our Yingying talks about business whenever she speaks, this isn't like your personality at all."

Meng Yingying was a bit embarrassed, "I just want to help everyone a little. My brain is a bit dumb and can't do much, luckily elder sister gave me a few Smart Brains…..Otherwise, I couldn't do anything."

Chu Tian held Yingying's shoulder, "Hai, then don't make it hard for yourself. Give it to your Smart Brain to do if there is work, why do you need to do these things personally?"

Meng Yingying was a bit shy, "There are people around, don't try anything."

"Ha, ha, what are you afraid of? Who doesn't know our relationship!" Chu Tian's face was as thick as a wall. The gnomes felt a bit awkward and pretended not to see anything. Chu Tian then said, "Come, I'll take you somewhere fun!"

"Somewhere fun? Where!"

"The elven small town is holding a gourmet meet and Vivian invited me."

Gourmet meet?

Meng Yingying immediately revealed an interested appearance.

Chu Tian continued to explain, "Several dozen elves from cities and the forest will gather in Moonshine Town around this evening, every elf that is participating will be bringing the delicacy they consider the most delicious. Think about it, these elves are all from different areas of the Forest of Chaos, how many different delicacies will there be? This kind of fun feast, how can we miss it?"

Meng Yingying's eyes were sparkling, "There's actually this kind of interesting event!"

"Properly speaking, other than the gourmet meet, there will also be a fashion show, art show, and music symposium tonight. These are all once in a hundred year rare events." Chu Tian could see that Yingying was already very moved, so he didn't waste any more words. He directly said to Yingying's helpers, "These matters will be left to you all, I'll be leaving with director Yingying for a day or two."

"Yes!"

Meng Yingying was still a bit hesitant, "Everyone is very busy, would doing this….."

"What are you worried about? Not to mention nothing happening, I'll take care of it if something does happen!" Chu Tian's manner was very rash, "The Elven King and the Elven Council members will be participating, so this isn't just going to play, rather we are building up friendship. This major task of consolidating our relationship with our elven allies, I order you to go as the City Lord!"

"Is that so? It's actually that important!" Meng Yingying no longer hesitated and she was high spirited as she said, "We can't be too casual about this, we have to prepare Miracle City's best delicacies. Miracle City's best delicacies won't lose to the elves. That's right, what should we wear?"

The two of them talked while they walked out.

The elven gourmet meet was indeed quite rare.

Chu Tian planned on going empty handed to eat, but Meng Yingying firmly rejected this. She felt that this was too disrespectful and they had to prepare some human styled delicacies. They found the Miracle Grand Hotel's Source Energy Chef who had a freshly hunted level three high grade Demon Bull meat.

The two prepared several large beef steaks.

Meng Yingying's beautiful face was filled with reminiscence, "Remember when we were in South Sky City, the first thing we cooked were steaks? Therefore, this is our best food."

"That's right, there was a young miss who was very excited and thought of starting a steak selling business! Thinking about it now, if we did continue doing that, perhaps there would be steak restaurants opened in every region."

Meng Yingying glared at him, "Don't bring up my dark past or there will be no end between us!"

They prepared the steaks before heading to Moonshine Town.

The Elven King didn't know how to convince the Elven Council. Although the elves built Moonshine Town beside Miracle City, the elven town was still relatively closed off. Outsiders didn't have a way to go in, so they didn't know how the elves lived their lives.

There were over ten thousand elves in the town and most of them were young elves. The elves were quite rich, therefore, the rarely seen new cell phones in Miracle City, there were quite a few in this elven town.

When Chu Tian brought Meng Yingying to the small town, they were shocked by what the town looked like.

The entire elven small town was filled with Miracle Commerce's products. Large screens, speakers, and various of Source Energy Lamps were everywhere. Each street was covered in gentle light and the tree houses were neatly place, with all kinds of crystal and wooden sculptures all around.

Thousands of elves moved through the small town and each person had boxes filled with delicacies. All kinds of jams, pastries, and elven delicacies were everywhere.

The elves gathered under the moonlight to sing.

The entire small town was very lively.

"The City Lord is here!"

"City Lord Chu Tian is here!"

Chu Tian was recognized as soon as he appeared. Several hundred elves surrounded Chu Tian and each elf had a happy expression on their face, as well as revealing shining eyes like they were looking at their idol.

"I came from Silver Moon Forest. I've heard your story, I admire you very much!" An elven girl pushed her way to the front, "My parents and little brother all want to see you very much…..Can you give me a signature?"

"No problem!" Chu Tian took a pen with a faint smile, "How many do you want?"

"One…..Two, oh, no, three!"

"Alright, here you go!"

The elven girl took the signature and happily shouted, "I got City Lord Chu Tian's signature, I got City Lord Chu Tian's signature!"

The other elves all blew up instantly.

"I come from the Twilight Forest, I also worship you."

"I come from Emerald City. I like watching movies and dream to make movies."

"There's also me, there's also me….."

Chu Tian never thought that he would be famous among the elves and that he would be surrounded by wild worshippers when he arrived. These elves came from different forest cities and towns, so it wasn't easy for them to come to Miracle City.

This was because the Transport Towers could harm the security of the city.

The outside Transport Towers all had restrictions. The Transport Towers were managed by the Smart Brains and each one needed an elf with a transport ability to use. One needed to apply for a «Transport Permit» from Miracle Commerce first. This «Transport Permit» gathered one's information before creating something similar to a citizen card that was attached with a spiritual imprint. The elf could then use this permit to apply for a transport.

Miracle City controlled the transport region for now. Even if the elves obtained the Transport Permit, they could only transport within their tribe or their kingdom, meaning they can only transport in their territory. If they wanted to teleport to Miracle City, Oldman Small Town, or somewhere else, they needed to clearly state the area and their reason, applying for an other region Transport Permit. When they entered another country, it had to be approved by the local power.

Otherwise, with Smart Brain's control, the array for these locations would be sealed and they couldn't teleport there.

This meet was very rare.

The elves picked representatives from their cities who could only enter after receiving Meng Qingwu's permission. But they could only play in Miracle City at most for a week, so they had to treasure this chance.

Chu Tian in their eyes was a genius who created everything, he was an idol that could do everything.

How could they not be excited seeing him now?

Chapter 514: Elven Bank

Chu Tian being surrounded by large amount of worshippers, with most of them being beautiful and young elven girls made Meng Yingying on the side look jealous. Didn't you say you came to participate in the meet? You just came to pick up girls!

"Ke, ke!"

"What are you all doing!"

"This is all improper!"

The Elven Council speaker Augusta reprimanded them and the elves quickly moved away. The Elven King and several high level Elven Council members all came, as well as several elven city City Lords. Vivian was following behind them and winked when she saw Chu Tian.

The elven meet, Vivian was very happy that Chu Tian could participate.

The speaker's expression was not good and his eyes were a bit unkind, after all, this was the fellow that destroyed the tradition of the elves, so how could he feel good looking at him? Chu Tian didn't care about that at all since his face was as thick as a wall. He immediately brought Meng Yingying over with a smile to greet them.

"You are Miracle City's City Lord Chu Tian?"

Several unfamiliar elves looked at him with curiosity.

These were all famous people among the elves, all of them being City Lords of elven cities. They were considered first class experts even in the Forest of Chaos.

As for Chu Tian and Miracle City, these elves weren't unaware. Although Miracle City wasn't that strong itself, now that it was guarded by the Treants, unless it was a giant level power, other powers would find it hard to threaten it. It was considered quite influential in the Forest of Chaos, becoming very famous recently.

"Who else would it be if not Chu Tian?" The Elven King Lancelot introduced Chu Tian to the City Lords before saying to Chu Tian, "It's said that City Lord Chu Tian has subdued the northern Great Zhou Country, your influence is expanding quite quickly. It's gratifying that even though you're this busy, you came to the elven small town. The elves are filled with gratitude."

Meng Yingying saw the Elven King was this polite and was extremely flattered, "No, no, no, being invited here is our honour."

Vivian added in, "I invited big brother Chu Tian."

Augusta looked very dissatisfied.

This was clearly an elven gathering, how was it proper to invite humans?

"Today is a very festive day, we don't want to just starve here." Chu Tian didn't treat himself as an outsider, "Miracle City and the Eternal Forest has cooperated for this long and it seems like there has been success. The Forest of Chaos elves being able to gather together, it really is a hard thing to do!"

An elven City Lord said with a smile, "If the Transport Towers weren't established in our cities, unless there is a very important matter for us elves, we would never even talk to each other, much less gather like this."

"That's right. City Lord Chu Tian's technology, we are filled with admiration for you." Another elven City Lord praised, "The elves are too far behind the humans!"

Chu Tian immediately said, "Actually the humans are still the same. The elves are cooperating with Miracle Commerce, so they are considered quite advanced, ha, ha, ha!"

Augusta and the other old fashioned council members all had ugly expressions.

The elves working with Miracle Commerce had already made more and more elves petition for reform. These City Lord rarely interacted with the Eternal Forest, not even meeting for hundreds of years, so they weren't as strict as the Eternal Forest in keeping traditions.

Now that the Elven King had connected the areas with the Transport Towers.

The elven City Lords stood on the Elven King's side.

Chu Tian sat together with the Elven King and Meng Yingying took out the prepared steaks, "Everyone come and taste Miracle City's steaks, these were prepared by our most skilled Source Energy Chef."

"Thank you Yingying!"

"This is just too delicious."

"Try our Silver Moon Forest's Magic Fruit."

Meng Yingying was beautiful and had a pure disposition, so she was very easy to get along with. Not to mention that Meng Yingying's image frequently appeared in movies, which the elves loved, so Meng Yingying was a celebrity among the elves. Everyone rushed over to give her delicious things to taste.

"This is my cell phone number, everyone can contact me when you want."

"What? You don't have cell phones and don't even have communication devices? No problem, we'll arrange everything soon and have the signal coverage spread over there."

This elven gourmet meet not only allowed the elves of different regions get to know each other, it allowed the elves to get to know Chu Tian and Meng Yingying. Everyone tasted the delicacies of the different regions and soon they became close to each other. Meng Yingying decided to bring everyone to play in Miracle City tomorrow, which made the young elves of the different regions very excited.

The elves had a very rich spiritual life.

When the gourmet meet was half over, all kinds of fashion shows, art displays, tea ceremonies, and music symposiums began to appear. Chu Tian understood why the elves developed so slowly. The elves spread to many different paths, especially things like art and music.

This should be the innate nature of the elves.

The elves didn't like fighting by nature, so they didn't desire strength, influence, and wealth as strongly as humans.

Chu Tian saw the elves partying and his heart felt very happy, "I suggest that we hold this kind of gathering more often. We shouldn't limit it just to the elves, we should include the races of the forest and even the continent, that way we can progress from these exchanges."

"Nonsense!" Augusta gave a snort and said, "The uncouth spirit beasts and the sly humans, nothing good will happen if those races come together with the elves! The elves will not allow contact with those evil races!"

This old man's thoughts were too extreme.

Chu Tian wanted to properly teach him a lesson.

The Elven King said with a smile, "City Lord Chu Tian's idea isn't bad, but the Transport Tower costs aren't cheap. Although the elves have a free quota, but to hold this kind of event, it wouldn't enough!"

With several dozen Transport Towers in the forest, if it was frequently used in the future, it would be normal to earn several hundred thousand source stones each month. If tens of thousands of people were transported back and forth, it would consume too many resources. Even for a large power like the Eternal Forest, they wouldn't be able to withstand this.

Chu Tian's heart skipped a beat and said without any changes in his expression, "The elves are that rich, you care about this little bit of money?"

"City Lord Chu Tian is wrong." An elven City Lord said, "The elves don't have any income. Although we do have some source stones, it was passed down by our ancestors. If we keep wasting source stones like this, we'll run out."

"Now that the elven area and Miracle City are linked, the chance to deepen our cooperation has come. I think that if we join our strong points together, the future is something to look forward to."

The Elven King said with a nod, "Vice City Lord Meng Qingwu has already negotiated the terms. The elves will accept the communication technology into their area and also build Miracle Shopping Centers in each city. Even if the elves don't go out, they can buy all kinds of products from all over the continent. Even if the elves don't peddle, we can also sell our specialties across the continent. Even if we don't break the elven race's rules, we can still allow the elven race to prosper."

Augusta didn't directly refute this.

This is probably the Elven Council's bottom line, no wonder the Elven Council didn't stop the Elven King.

The young miss already discussed the cooperation terms? Does she have three heads and six arms?

Chu Tian's mind slightly moved and he suddenly thought of an idea, "Actually, I have another suggestion. I think it would be greatly beneficial to the development of the elven race."

The Elven King knew the humans had many sly ideas, but since Chu Tian said this, of course he had to hear it, "What is it?"

Chu Tian carefully told him his idea.

The Elven King's eyes lit up as he discussed this with the surrounding elven City Lords. The elven City Lords all nodded, as if they supported this idea very much. Some of them even had red faces and kept thanking Chu Tian, after all, Miracle Commerce would be giving the elves a lot of help with this matter.

Vivian was even more pleasantly surprised.

She had invited Chu Tian to allow Chu Tian to know more elves, but she never thought there would be such a chance. They actually discussed such an important matter for the elves. In the future, the elves would work even more closely with Miracle City!

Chu Tian saw the elves happily accept this matter and he felt very satisfied. This was because Chu Tian knew that although it seemed like Miracle City suffered a loss, it was actually a win-win scenario.

It even alleviated a large part of the largest problem Miracle City had right now.

...

The next morning.

"Vice City Lord, did you hear?"

"The elves have just announced an important matter with the City Lord!"

Delores quickly charged in.

Meng Qingwu was currently processing paperwork and her brows slightly knit hearing this. She knew that Delores was not an excitable person and only something huge could make her this excited, "Why did Chu Tian run off with the elves? What did he do this time!"

Delores swallowed a small mouthful of saliva, "The elves have announced that they are creating the second bank of the forest and the continent, the Elven Bank!"

Meng Qingwu's eyes popped out.

The elves were opening a bank? Was there a mistake!

Meng Qingwu quickly found out the situation and the results shocked her.

The elves were truly prepared to open a bank. Looking at the benefits to the elves, this was completely understandable because the elven regions are opening transport and communication channels, as well as building Miracle Shopping Centers soon. The communication platform would also be constructed soon.

Whether it was selling items, manufacturing items, selling specialty items, creating new technology, or creating new forms of art, a business boom would come to the elves soon.

The elves announced they would create a bank just for this reason. The Eternal Forest and the large forest cities would all invest money into this bank and would offer loans for elven businesses. Wouldn't this promote elven development?

Of course, even if the bank model was good, it wasn't something they could do just if they wanted to.

Chu Tian played a key role in this. He first sold ten Space Warehouses to the elves to let the elves use them as storage space for their bank. Other than that, he also announced that he would sell ten Smart Brains to the elves, allowing the elves to create a refined and intelligent banking platform.

This also meant.

Miracle Commerce in terms of technology fully supported the Elven Bank.

But why was that? Once the Elven Bank appeared, most of Miracle Bank's popularity would be taken! After all, the elves have a large influence in the forest. Even if one didn't mention the influence of the elves, just the several elven cities and towns were enough to create a large business opportunity.

The elves had absolute trust in the Eternal Forest and the Elven King, so they were assured in storing their source stones. Even the other races in the forest trusted the elves. In the future, the Elven Bank could develop faster than Miracle Bank, so what was Miracle City planning?

Chapter 515: Mutual benefit cooperation

The Elven Bank attracted a large amount of interest!

The elves had been in the Forest of Chaos for over ten thousand years, they were one of the most ancient races in the area. Although the elves have weakened in the past millennium, they were still a group with strong influence!

The Dragon Lord, the Titans, and the Behemoths weren't weaker than then in terms of influence, but the trust they had was far lacking. The elves had the support of Miracle City's technology, so they were the power most suited to creating a bank!

Because of this.

Once the Elven Bank was established.

What would happen to Miracle Bank?

The elves had tens of cities and towns in the forest under them, their territory was enough to far surpass that of Miracle Bank and instantly made them the number one bank in the forest. Such a large cake, Miracle City would give it up like this, how could they be willing?

Meng Qingwu was not anxious to give her views, she understood Chu Tian's personality very well.

Chu Tian's thoughts were very sudden, but he never suffered a loss.

Chu Tian had to have a reason for doing this, but what was he thinking? Meng Qingwu was slightly stunned as if she could guess Chu Tian's thoughts, "Delores, don't be anxious about this. This matter is not a bad thing for us, let's first observe the situation."

Delores was stunned seeing that Meng Qingwu didn't react to this.

This fox girl had a head for business, but growing up in a local tribe of the Forest of Chaos, she wasn't as experiences as Meng Qingwu who had controlled Miracle Commerce for a year. After Meng Qingwu wasn't too shocked by this, she began to have her doubts.

On the other side.

Vivian was high spirited.

The Elven Bank headquarters were set for the Eternal Forest, with the Elven King as the director and the various elven City Lords and her as the Miracle City's vice City Lord as vice directors of the Elven Bank.

This momentum was unprecedented!

The prestige and influence of the elves were among the best in the Forest of Chaos. With this kind of support for the elves, it would be a matter of time before they became the number one bank in the Forest of Chaos! Vivian didn't have a brain for business, but she still knew how significant it was for them to control the entire forest!

At that time, the elves would definitely have more rights to talk compared to before!

The Forest of Chaos elves could even become a large financial group on the continent!

The day the elves became rich was close in hand, wasn't this what Vivian always wanted to see?

But Vivian was still a bit reluctant, "Big brother Chu Tian is supporting the elves like this, wouldn't Miracle City suffer a huge loss? A bank can only be established with Miracle City's unique technology, so if Miracle City is given enough time, Miracle Bank covering the entire forest would happen sooner or later."

Vivian was an elf, so of course she wanted to improve the lives of the elves.

But Vivian was also a part of Miracle Commerce and was Miracle City's vice City Lord. She was very loyal to Chu Tian and Miracle Commerce, so she wouldn't destroy Miracle City's benefits to help the elves.

Chu Tian casually said, "For our princess Vivian, so what if Miracle City suffers a bit of losses? Relax, I'll let you take care of this matter. You will become the greatest hero of the elves and the benefactor that brought riches to the elves."

Vivian was flattered and nervous, "This…..How could this be? We can't hurt the company, I have to decline big brother Chu Tian's good intentions. How about I talk to my royal father first and we'll discuss this matter later? Otherwise, I really don't know what to say to big sister Qingwu."

"Vivian, don't listen to this fellow's nonsense!" Meng Yingying couldn't watch any longer and pulled Vivian to her side, "After being with us for this long, do you still not understand this fellow! I don't believe this fellow who can't afford to lose would suffer a loss, so stop worrying."

Chu Tian laughed, "Miracle City is not a dictatorship and we can't be even if wanted to. Sometimes you need to share benefits, but you can gain much more. Just wait and see."

Vivian didn't really understand.

Chu Tian truly wasn't someone who caused losses for himself.

Vivian relaxed while also feeling gratitude and awe towards Chu Tian.

When the news spread to each elven city and the elven forest, it caused countless elves to become excited. This was because the elves had been still for too long and opening a bank was definitely an era changing move!

It was inevitable that the Elven Council would argue against this, but the Elven King and elven City Lords all supported this and up to 90% of the citizens all supported this. The Elven Council could not go against the decision of the people, not to mention that this didn't require the elves leaving the forest and it followed all the laws!

The plan spread like a raging fire.

This bank could not leave the technical support of Miracle Commerce, therefore the Miracle City high level members joined in the cooperation discussion.

Chu Tian just gave the idea.

The ones truly discussing this was vice City Lord Meng Qingwu and financial minister Delores. The two were the ones behind Miracle Banking and could represent both Miracle Commerce and Miracle City, as well as Miracle Banking.

The top secret conference lasted for three days.

Finally Miracle City and the Eternal Forest came to an agreement. The elves would open up the Elven Bank and Miracle City would support them with all their technology. Other than that, they would buy each other's stocks, with the Eternal Forest having 10% of Miracle Bank's stocks and Miracle City having 10% of the Elven Bank's stocks.

The details of this cooperation was kept secret, but both banks sharing stocks with each other clearly showed without doubt that the Elven Bank was not competing with Miracle Bank, but rather working with them.

Miracle City and the Eternal Forest became closer with this.

Delores underwent an one eighty degree change.

She was confused and even angry at first, but she soon became very passionate. With Delores' supervision, the elves changed their hesitant style and immediately held the bank opening ceremony in the Eternal Forest. Because there was already coverage in the elven area, there were various advertisements for the Elven Bank which the elves all paid close attention to.

How could they not pay attention to it?

This was a large matter that shook the elves.

It was also a large matter that shook the forest.

Meng Qingwu had people film the entire process because this could become historically significant material for future generations. This allowed the elves that couldn't come to see a live broadcast of the ceremony through their image transfer mirrors and screens.

Each large City Lord gave a speech.

The Elven Council also approved of this matter.

Finally the Elven King announced the official opening of the bank!

In that moment, all the elves began to celebrate!

The Elven Bank's establishment was announced in the Eternal Forest, but there were many elven cities and towns that also participated.

The model was basically the same as Miracle Bank. First they would offer interest for deposits and then give out loans with higher interest rates. Although spreading benefits was the major source of income, it wasn't the only source of income. There was also income from services and intermediate services. Such as off site withdrawal fees, guaranteed loans, leases, pawning, mortgages, and many other services that hadn't been discovered yet.

After the establishment of the Elven Bank, before their location was set, they announced the interest rates.

The Elven Bank's interest was much lower than Miracle Bank's. A year's interest was a small 2% and yearly interest on monthly deposits was only 3%. For half year deposits, yearly deposits, and even higher, they weren't even half of that of Miracle Bank's.

Although it was like this, it was still enough.

Before the Elven Bank was established, a large amount was already deposited. This was the deposit of the elven race, storing five hundred thousand source stones for the Eternal Forest. The other elven cities all stored close to two hundred thousand. In other words, this newly established bank already had over two million in deposits!

This was just the official deposit of the elven race!

Miracle Commerce also worked closely with the Elven Bank. After the Elven Bank was established and cards were made, they could also be used to buy things from Miracle Commerce. This made life much easier and made it much easier to manage items.

The elves were a very united race.

They had absolute trust in the Eternal Forest and the Elven King!

The Elven Bank was the major pivotal change in the elves!

Therefore the elves didn't hesitate to support it and they wouldn't suffer a loss, so why wouldn't they deposit their money? Would the Elven Bank be lacking in deposits? There were over twenty million elves in the Forest of Chaos!

The elves had prestige.

The elves had might.

The Elven Bank had several million in deposits right after being established and it would wildly grow in the future. There was the Eternal Forest and the elven cities guaranteeing it and it was impossible to be swindled with the disposition of the elves.

Would the major forest races be afraid that the elves would cheat them of their money?

The tribes of the forest would certainly run to save money in the Elven Bank one by one!

Miracle City had a strong popularity, but they were weak in the end, how could they compare to the elves? So the Elven Bank smoothly developed and sucked in most of the source stones in the Forest of Chaos!

But a bank couldn't grow properly with just deposits!

If the bank only has large amounts of deposits and didn't have any large loan projects, the deposits would in turn become a burden. The revenue and expenditure wouldn't be able to form a cycle and the interest from the deposited source stones would create losses for the bank.

The problem arrived.

How could the elves have that many projects?

The elves had just started their reform, how could the elves need loans this quickly? Not to mention that with the speed the Elven Bank took in deposits, they couldn't consume it all with just the elves!

What to do?

They couldn't keep large amounts of currency in the bank to suffer a loss over the interest!

It was best for the Elven Bank to transfer the large amounts of source stones into Miracle Bank with a seat deadline and interest rate. This kind of deposit would not only reduce the risk for the Elven Bank, Miracle Bank's interest was even higher than the Elven Bank, so the Elven Bank could earn from this difference!

Miracle Bank''s situation was turned around by the Elven Bank.

The elves lacked projects, but had plenty of funds and Miracle Commerce had plenty of projects, but lacked the funds. The elves had large rallying power and influence and Miracle Commerce developed slowly because of their lack in strength. Now that it was this way, wouldn't it be a mutual cooperation?

The Miracle Commerce high level members understood this and finally knew Chu Tian's goal!

After going around, he was still raising funds for Miracle City!

Chapter 516: Assassination

Father is a true talent, just a random thought could yield this kind of effect!

The young miss contacted Chu Tian with the cell phone. The first wave of funds collected by the Eternal Forest and the elven cities have already been prepared and now they were preparing to handle the second deposit. She wanted Chu Tian to come to Moonshine Town to sign the contract with the Elven King, also having Chu Tian bring over the Smart Brains for the elves.

Even Chu Tian wouldn't have imagined it would proceed this smoothly.

The Elven Bank had received two million in deposits, but because it had just been established, they couldn't use up too much funding. Therefore, they would first deposit one and a half million into Miracle Bank.

Because the interest for Miracle Commerce was more than double that of the Elven Bank, even if the elves did nothing, just the interest from Miracle Bank was enough to support the Elven Bank. This was simply lying down and earning money. Moreover, this was only the first deposit and the elves would keep depositing more and more. In short, whatever the elves couldn't consume would be stored into Miracle Bank and would Miracle Bank be lacking in money?

I've placed all the Smart Brains being sold to the elves in the Space Warehouse." Meng Yingying ran over to Chu Tian. She was going to Moonshine Town together with Chu Tian, "One and half million source stones, Miracle Bank can have one and half million source stones deposited, this is simply too incredible!"

That's right!

Who would have expected this ending?

Chu Tian was supporting the Elven Bank on the surface, but Miracle Bank earned quite a bit.

What Miracle Bank didn't excel at was given to the Elven Bank and what the Elven Bank couldn't do was giving to Miracle Bank.. This was simply a win-win scenario, creating a happy result!

Chu Tian was not modest at all, "How about it? Are you shocked! What did the young miss and that fox say?"

Meng Yingying replied, "Delores said that your move was very beautiful, instantly solving Miracle Commerce's financial problem. Moreover, elder sister had to admit that this move was just too beautiful. You actually thought of a way of underhanded development, almost perfectly solving several problems."

Chu Tian broke out in laughter, "So don't blame big brother for not doing work normally. It isn't that I'm not willing, I'm just too strong and you won't have anything to do if I make a move."

Meng Yingying pinched him and rolled her eyes, "Stop showing off!"

This wasn't Chu Tian being smart.

Chu Tian's business sense was particularly bad, but he had tens of thousands of years of experience. Even if he can't think of anything new, can't he just copy someone? This was very normal for the later generation.

The two of them arrived in Moonshine Town.

The elves had been waiting for a while.

The elves looked at Chu Tian like he was their savior.

The Elven Bank did not just let the elves who normally did nothing strive for a goal, it also created ambition in the hearts of the elves. They believed that with the ability of the elves, they could make the bank better and better!

"Ten warehouses and ten Smart Brains, three hundred thousand at a friend's discount. It includes after service and upgrades. Any objections?"

"No problem, we hope we can cooperate more in the future."

It was rare for Chu Tian not to rip someone off. Whether it was the warehouses or the Smart Brains, they were all things that weren't sold, with only them possessing it in the world. Even if Chu Tian sold it for a sky high price, the elves would have no other choice. Being able to buy them for just three hundred thousand, it wasn't exaggerated to call it a friend's price.

"The Smart Brain is the essential component of the bank." Chu Tian said to the Elven King and City Lords, "This is because the Smart Brains have artificial intelligence, allowing them to have powerful calculation, analysis, and memory abilities. Not only can it keep the storage space safe, it can also store the customer information for the bank. No matter how complex the data is, it will not make a mistake. Other than that, it can also service the bank customers, store loan information, analyze loan profitability, reduce bad loans, and control risks."

The elves were dizzy hearing this.

But understanding a bit was enough.

The elves were not good at business and calculations, but the Smart Brains would make it so the elves wouldn't have to worry.

"Very good. We'll deliver the source stones to Miracle City in three days." The Elven King was in a very good mood, after all, this was a giant transformation for the elves, "As for the bank's deposit, I have already reached an agreement with vice City Lord Meng Qingwu and you just need to sign it."

Of course Chu Tian had to sign it.

This was a deposit of over a million!

Chu TIan simply looked it over. There were a total of one and half million source stones, split into four parts. One was at the highest interest for five years, one was at three years, one was at one year, and the remaining was kept for use as needed.

There was no problem at all.

Chu Tian placed his spiritual imprint on the contract, "To our happy cooperation!"

The Elven King carefully took back the contract, "The elves will remember your grace. How about coming to the Eternal Forest, we'll properly receive you."

"Ha, ha, no need for this," Chu Tian gave a yawn, "The Elven Bank has just been established, so I imagine your highness is busy enough, but thank you for your hospitality. There are still matters left in Miracle City, so I'll be leaving first."

"That is also fine." The Elven King said to his daughter beside him, "Vivian, send City Lord Chu Tian off!"

"Yes, royal father!"

Vivian left Moonshine Town with Chu Tian and Meng Yingying. Her face was red from her excitement and her hands danced as she illustrated what happened over the past few days.

"The elves have benefited a lot from this cooperation. The Elven Bank will be very important in the Forest of Chaos in the future, the elves will increase their influence and strength! However, there is too much unused money in the elves, so storing all the extra capital in Miracle Bank, we can earn quite a bit! Big brother Chu Tian, this idea of your is too great!"

"The Elven Council not stopping this actually surprised me."

"There is still a bit of criticism from the Eternal Forest Elven Council, but it can't surpass the citizens and the City Lords. They had no choice but to agree in the end because there are no losers in this cooperation. In this period of them, the Elven Council has enjoyed the convenience of the Transport Tower and the benefits of the communication device, so their attitudes have already began to change."

The elves could not just use the Elven Bank to increase the value of their resources, it could also incite and help the elves. The entrepreneurial loans, the personal loans, and other kinds of loans were all related to the lives of the elves, making it more convenient for the elves.

The elves could grasp all of the Forest of Chaos' capital through the bank.

If even their purses were controlled by the elves.

Wouldn't they have to give the elves face!

Miracle City seemed like they were giving up control over the Forest of Chaos' capital, but they were using the elves to develop faster. So what if the elves controlled the Forest of Chaos? They had already gathered enough funds for Miracle Commerce and Miracle Bank would spread across the continent, so why would they be set on a small Forest of Chaos?

The Elven Bank being established was a good matter for the large and small forces of the forest.

This was because they had a reliable power taking care of their property. It would also allow them to spread their business to other areas, being able to directly pay with the Elven Bank's card, as well as allowing them to earn a stable profit. When they met a bottleneck in their cultivation, they could take a loan to help them break through. When their business lacked funds, the loans would help take pressure off them. When they had an idea for a business and didn't have enough funds, they could apply for a loan…..These various things could all improve a person's life.

The elves, Miracle City, and the forest tribes all benefited from this!

The Forest of Chaos would still be a chaotic place in the end. Miracle City couldn't become a deep power like the Eternal Forest, so why would they waste time trying to open this market. It was better to give it to a suitable group to open instead.

Now that the cooperation had been established.

Miracle City and the Eternal Forest became allies that couldn't be separated!

The cooperation would become deeper and Miracle City's position in the Forest of Chaos would become more stable, which was the result Vivian wanted to see. Chu Tian had created another miracle.

"I'll use space teleportation to send you back!"

"No, no need." Meng Yingying shook her head and said, "I'll go to the nearby industrial district to look at the newly built automated factory."

Chu Tian waved his hand at Vivian, "Alright, you are a vice City Lord and the Elven Bank's vice director. They need your help right now, so quickly go. Don't disappoint me!"

Vivian loudly said with a straight back, "Yes, be assured! Vivian won't disappoint big brother Chu Tian!"

After saying goodbye to the two of them, she immediately teleported back to the small town.

Chu Tian went with Meng Yingying to the factory and they were both in good moods on the way, especially Meng Yingying. She didn't dare believe that the financial pressure they just talked about a few days ago would be easily solved like this.

Meng Yingying said to Chu Tian, "Miracle Bank has obtained this much deposits, we can invest in the company while also investing in the Great Zhou Country and the Northern Militant Country. I believe that the company will expand even faster!"

Was there still a need to say this?

When Chu Tian wanted to speak, the cell phone in his pocket rang. When Chu Tian took it out, he felt very surprised. The one calling him was not the young miss, Nangong, or anyone else, it was Zero.

"Sir City Lord, Smart Brain Number Two has just detected strange powerful life signatures half a minute ago who are currently approaching you. It's suspected they are outside experts, please be careful."

"Strange life signatures?"

Chu Tian slightly knit his brows and immediately became vigilant. He released his Divine Sense into the sky and in that instant, he felt a strong and strange killing intent.

Chu Tian grabbed the unaware Yingying before jumping away from where he had been standing. In an instant, an invisible power created a large hole on the spot.

"This is bad! There's an assassin!"

Meng Yingying's face fell!

Miracle City can't compare to before, so assassins that could come in were definitely not normal people. Who would send them here?

Chapter 517: Threatening but not dangerous

Miracle City's Undead Towers had increased by several times since the war and the Smart Brains monitoring life signatures had also increased to two. There were also powerful Treants guarding Miracle City and many elven experts, so the defense couldn't compare to before.

Therefore if one wanted to attack Miracle City, it would be very dangerous and hard.

This attack went past several layers, as well as the defenses of the Treants, meaning this wasn't a normal person. When Meng Yingying was grabbed by Chu Tian, she immediately released her Mirror Source Spirit. She had it mimic the Spatial Dagger and they disappeared on the spot.

Meng Yingying didn't have spatial energy, so she couldn't properly control the direction. Adding in the fact that it was rushed, she directly sent them half a mile away, avoiding the assassin.

All of this happened in an instant.

They didn't even know what the attackers looked like.

Of course the other side didn't even have time to react.

Chu Tian said in a surprise, "Your reaction is quite fast!"

"So close. How did assassins sneak into Miracle City?" Meng Yingying quickly said, "I have to have Zero arrange protection for elder sister, otherwise people sneaking into Miracle City is too dangerous."

Before they even finished speaking.

The spatial energy became chaotic.

With energy fluctuations, masked people surrounded the two of them. They didn't have any aura on them, clearly they were experts in hiding their aura.

They also had spatial abilities!

They had innate spatial energy!

Innate spatial energy was one in ten million. No matter what country or power it was, it was considered a rare property and was an object of key cultivation. This kind of precious and talented person was doing this kind of dangerous task, not hesitating to give up their lives to kill Chu Tian? It had to be one of the giant powers that would be willing to pay this kind of price!

They were giving this kind of assassination mission with this kind of price?

This showed how important they regarded Chu Tian.

"What kind of mouse actually snuck into Miracle City..."

Meng Yingying didn't need to fight with the other side to know how strong the assassins were. Their cultivations far surpassed that of her and Chu Tian, therefore they needed to stall for time. No matter how sneaky they were, once Zero found that something was wrong, it would inform people to save them.

At least for a minute, they couldn't escape.

But the killers were more fierce than Yingying imagined.

How could Yingying's trick fool them? Before she even said two words, a black masked man released his power. Chu Tian and Meng Yingying felt at the same time like the space around them had frozen like starch. There were invisible chains that sealed the space, making them unable to move inside.

That's right.

It was him.

The spatial energy user.

This was not a normal seal, but a seal on the spatial level. Chu Tian and Yingying's cultivation were far below the other side's, so they couldn't forcefully break through the space, otherwise they could have escaped. However, this assassin with innate spatial energy was at least in the 7th-8th True Spirit Layer, a true Spirit Transformation Expert!

The two lost the ability to move.

Another black clothed person released their source spirit and large amounts of dark energy was released, becoming a dark cloud above their head. The dark cloud very quickly surrounded the area.

Dark attributed source spirit?

Another rare source spirit!

It was no wonder they could come in so smoothly. Dark energy could dull surveillance and with the spatial energy's teleport ability, it would have been the same even if Miracle Commerce's surveillance system was several times stronger.

The dark cloud dulled the senses of everyone around. Even if Miracle City sent help, it wouldn't arrive soon, so they could only rely on themselves right now. The problem now was that Chu Tian and Meng Yingying were surrounded by experts, existences that all had terrifying powers.

The owners of the spatial source spirit and the dark source spirit were probably all experts of the Spirit Transformation Realm.

The other four were weaker, but they were still in the peak 6th True Spirit Layer. In other words, any one of them had cultivations higher than Chu Tian and Meng Yingying.

"Kill!"

The six assassins had flawless coordination. The spatial expert sealed, the dark expert hid them, and the four other attack. The six moved with each other, so even a peak expert in the 9th True Spirit Layer wouldn't be able to escape this!

This was a very dangerous moment.

Chu Tian's pupil turned gold and the six assassins felt a strong Divine Sense attack at the same time. This Divine Sense was the strongest one they had ever met and there seemed to be a kind of power inside the Divine Sense, causing blue and white flames to suddenly appear on their bodies.

Netherworld Ghost Flame!

Chu Tian's Netherworld Flame was no longer a normal Netherworld Flame. It had been incubated in the Spirit King's body for ten thousand years, swallowed the Abyss Hell Flame, swallowed the Undead Flame, and swallowed the Ice Spirit Sacred Flame cultivated in the ice hole. The Netherworld Flame was not something normal people could imagine and the six people couldn't ignore it even if they had rich spirit energy and protective cultivation techniques.

"Ah!"

The four weaker assassins were frozen in place by the Divine Sense and their protective spirit energy was burned away. The flames drilled into their body and they came to their senses. They had no choice but to give up attacking and use their escape techniques, forcefully running away.

Divine Sense could bring a material attack?

This was just too shocking!

The dark expert moved very quickly as countless dark clouds began to gather where Chu Tian was. Chu Tian could feel that this was a flow of dark energy and it had the characteristic of dark energy. Corroding, swallowing, and polluting. If they were submerged in this power, Chu Tian and Meng Yingying would certainly die.

The spatial expert didn't react slowly. The energy waves surrounding him became stronger and a chain covered in seals appeared, which was the form of his source spirit.

A Spatial Chain Source Spirit, no wonder it had such a strong restrictive power.

From the intensity of his source spirit, this person's source spirit wasn't strong, but it was precious because of its rare space attribute. If it was Vivian's spatial source spirit that was close to a God Level Source Spirit, being able to cut anything in the world, Chu Tian perhaps would have already been cut into several pieces.

The spatial expert's power became stronger and the spatial chain moved like a snake.

This power seemed to pass directly through space to seal Chu Tian and Meng Yingying.

Chu Tian and Meng Yingying couldn't move at all as they had the space around the sealed. Meng Yingying's face was pale as this situation seemed bad. But at this time, Chu Tian gave a cold snort and his golden pupils looked at that assassin.

"Endless Purgatory!"

The spatial expert was shocked to find that his surroundings disappeared. When he came back to his senses, he found that he was in a burning hot deserted place. His body was half sunken in sand and he couldn't move. There were large amounts of ants in the sand dunes, with each ant being around the size of a fingernail.

Illusion!

Spiritual illusion!

The spatial expert knew that he was in a spiritual illusion, but he had no way of freeing himself. Thousands of ants came forth like a tide, drilling into him from his eyes, nose, mouth, and any other opening, there were also some that just directly bore into him.

In just a few minutes, his body was completely filled with bloodthirsty ants.

These ants did not just gnaw at his flesh and organs, they even bit his bones to pieces. The pain from the ants biting into him exceeded any kind of torture and when he couldn't take it anymore, when he thought it was over.

Suddenly.

It all disappeared.

He was once again in perfect condition, but there were two bodies this time and he could feel both of them. He seemed to notice something and was filled with panic. As expected, the ants appeared once again, doing the same thing as before. This time, he needed to withstand twice the amount of pain!

Next was four times, eight times, sixteen times…..A hundred times, a thousand times, ten thousand times, a hundred thousand times!

This spatial expert did not even know how many times he had stayed in this endless spiritual space. With the countless times of endless torture, his mind had already broken.

"Ah!"

In reality, Chu Tian had only looked at him before he bled from all seven orifices, falling dead on the ground. Chu Tian's pupils returned to their original colour. Because he had used this kind of attack, it consumed a lot of his energy and his Divine Sense couldn't be sued for a while.

Such a strong spatial expert had strangely died?

Even if the assassin was of high quality, they still couldn't accept this. They were stunned because of this.

Chu Tian recovered his ability to move and he gathered his energy as his eyes turned white.

"Phaseless Sword Finger!"

The dark attributed expert felt a cold killing intent cover him. In his shock, he used all his power to block this attack. In the end, it was all in vain as his head fell down like a dandelion seed.

Two Spirit Transformation Experts were killed by Chu Tian.

The strangest thing was no one knew just what Chu Tian had done!

The two of them seemed to have strangely died!

After the four other experts saw this, how could they dare keep fighting? They had seriously underestimated Chu Tian's strength and immediately used their technique to escape. The four of them ran in four different directions, only thinking about escaping.

Suddenly!

The ground trembled.

Four thick and sharp tree roots shot up and penetrated their protective spirit energy like paper. The four peak experts couldn't resist at all as they were pierced on the spot by the tree roots.

Was it Cenarius?

He could feel the matter here from the Miracle Gardens?

Chu Tian revealed a smile. Even if he didn't fight, it would have been impossible for the assassins to succeed. After a while, the Miracle City experts had gathered. The Elven King even brought Vivian over. However, the battle on this side was already over.

This process was very short, but it was just shocking without any danger!

But what they needed to consider now was just whose lackies were these people!

Chapter 518: Firearms are a good card

The Miracle City City Lord had encountered assassins in the city, if this was known, it would have a bad effect. Chu Tian didn't want to break Miracle City's peaceful image, so he chose to stop this information.

Didn't no one see this?

Chu Tian also wasn't injured, so treat it as if it didn't happen!

This matter however was an alarm for Chu Tian that people haven't set their hearts down on destroying Miracle City. An open spear was easier to guard against than a hidden dagger, there would always be thieves hiding. There would be a second time if there was a first time!

The Eternal Forest vice speaker Ulysses was sent by the Elven King to Miracle City to help Chu Tian's group investigate.

Meng Qingwu asked, "Can you tell who did it?"

"It's hard!" Ulysses shook his head and said, "We have investigated the corpses, but we haven't found anything that could identify them."

How could they feel assured with this answer?

Chu Tian and Meng Yingying were almost hurt and this was their territory! The ambushers were this strong, even including Spirit Transformation Experts with rare source spirits. If Chu Tian's cultivation did not increase and he learned a new technique, who knows what would have happened?

Meng Qingwu asked in a dissatisfied voice, "Being able to send this kind of lineup, there are several dozen powers that can do so. Which one do you think is more suspicious?"

"This ambush included spirit beasts and dark elves." Ulysses knit his brows and said, "If speculating from their race, the spirit beasts favour the Savage Highlands, but the Savage Highlands don't have any dark elves. Only the Dragon Ridge has this group."

This guess was groundless and even if it were right, there was no meaning.

"Although we don't have any proof, I'm certain it was done by them!" Chu Tian stood up and said, "Not settling a grudge is not my style!"

Miracle City could barely keep itself safe, could they fight against these giant powers? They were existences that were on the same level as the Eternal Forest!

Everyone looked at him.

This fellow wouldn't be wanting to do something astonishing again, right!

Chu Tian announced, "This matter is a warning. We need to strengthen our defenses and finish the city protective barrier as soon as possible. Moreover, each high level members must bring enough guards and City Return Scrolls to prevent any accidents. On the other hand, we can't swallow this insult. We need to use action to tell the forest that Miracle City is not a soft persimmon that anyone can pinch!"

"Naturally we need to increase our defenses, how are you prepared to deal with them? We can't easily afford to offend these fellows and it might create a large war if it is handled improperly. Miracle City can't afford another fight!"

"City Lord Chu Tian, don't be swayed by your emotions!" Ulysses was covered in sweat. Now that the elves' cooperation with Miracle City increased each day, if Chu Tian made a mess, the Eternal Forest would be in for bad luck, "Let me say this first, the elves will not enter any fights!"

Look at you thing!

Chu Tian revealed a look of disdain.

Forget it, he never expected the elves to help at all.

Chu Tian said with a smile, "What are you so nervous for, it isn't like I don't have any brains. Relax, I have my discretion, so you don't need to worry about this matter!"

Although the news of the City Lord being attacked was stopped, there were still a few rumours.

This was because less than two days after Chu Tian was attacked, Miracle City began building in large amounts. In order to create a defense for Miracle City, the things they built the most were Undead Towers.

The Undead Towers in the Miracle Mountain Ranges increased by four times, with there being over a hundred towers. Each tower could only control ten thousand undead, so these Undead Towers could already control a large army of one million!

As for the choice of undead? Of course it was skeletons!

Although giant monsters like Abominations, ruthless monsters like Undead Knights, or flying soldiers like Gargoyles all had much more battle power than the skeletons, the production and maintenance of these soldiers cost too much and they could easily corrupt the area.

The skeletons were relatively weak, but after processing, they wouldn't cause plague or corruption. It was because they were weak that more of them could be controlled. The skeletons wouldn't just be soldiers for Miracle City, large amounts of them could be placed in mines and factories, thus creating a labour force of a million who would never be exhausted.

Miracle City sent thousands of people for a large excavation of the death ruins.

There were many bones on the surface layer and the surrounding area of the undead ruins.

These remains were immersed in death energy for tens of thousands of years, containing a powerful energy. As long as they were awakened as undead, they wouldn't be weak.

Large amounts of bones were gathered.

Miracle City's airships sent the boxes back after they were filled.

Miracle Commerce mobilized several hundred gnome alchemists and with Chu Tian's formula and the material provided by the company, they prepared large amounts of a potion to soak the bones in.

This potion could take care of the death energy inside the bones, so not only would they become stronger, the energy inside wouldn't corrupt the surrounding environment. After the bones have been simply taken care of, they were sent to a special awakening area. Several hundred Black Moon Sect cultivators with innate death energy were sent for to activate the soul flame and awaken the undead.

One skeleton soldier after another stood up.

These skeletons weren't the same as normal skeletons. Although they were terrifying, there wasn't any energy leaking out. Their bones were pure white, like it was carved from white jade. Miracle City created large amounts of armour, spears, and blades in the Great Summer Country to arm them with.

Finally several thousand skeletons completely armed with weapons and armour stood in rows, heading towards their assigned area. If their helmets weren't open, people would think they were normal soldiers.

Miracle Commerce had enough resources, so they quickly produced the skeleton soldiers.

In just a few days, they had already made tens of thousands of them.

At this time, Miracle Commerce's territory shook. A layer of faint grey rose from the Miracle Mountain Ranges. Finally with Miracle City at its center, it created a giant cover of energy, completely surrounding Miracle City.

The Miracle City citizens were stunned as they all shouted out.

"Long live, long live!"

"Miracle City also has a protective barrier!"

The energy barrier was supported by the energy in the spirit veins and the death ruins, it was a giant barrier that could surround the entire mountain range! This barrier's defenses were not bad and the most important thing was that it would be way harder to ambush Miracle City with the protective barrier!

Miracle City could prepare a Smart Brain to monitor the situation with the barrier. As long as any corner was attacked, how could Miracle Commerce not know about it!

How difficult was it creating a city protective barrier?

The forest cities needed to spend several dozen years to make it and then spend over a hundred years to strengthen it!

As for Chu Tian? He connected the spirit veins and released the energy in the death ruins to create a giant barrier for Miracle City. Don't look down on this barrier, just this protective umbrella was enough to make the Miracle City citizens feel safe enough to stay in the city. Increasing the safety of the city was very important for the stability of the city.

Yin Spirit arrived in front of Chu Tian looking a bit exhausted, "The first batch of a hundred thousand skeletons can be completed in another week!"

"It's been hard on little sister sect master!" Chu Tian was very satisfied with the Black Moon Sect's efficiency, "I think you should just construct a branch at the death ruins, that place is very suited for your cultivation!"

Yin Spirit's eyes lit up.

This was a very good thing!

The energy in the death ruins were very strong. It was not only suited for cultivation, it was also for refining corpses, this was an ideal place for the Black Moon Sect. Because the death ruins were close to Miracle City, this was even more convenient for the Black Moon Sect. They didn't need to spend that much on transportation.

Yin Spirit however gave a soft snort, "You can be this kind? You most likely want us to stay and develop the death ruins in the long run for Miracle City!"

"How can little sister sect master say this? What relation do we have!"

Nangong Yun came in at this time, "Boss, I have finished investigating the matter you wanted me to check out!"

"Oh? This quickly!" Chu Tian was very surprised, "How is it!"

Nangong Yun raised her brows and said in an impolite manner, "Do you still need to ask? I have investigated it, the Savage Highlands are fighting with several outside spirit beast kingdoms, they want to annex them. I have reached an agreement with those spirit beast kingdoms to sell Miracle City's firearms to them. Not only will we earn a large amount, we can make the Savage Highlands suffer a large loss!"

"The Dragon Ridge?"

"The Dragon Ridge was even easier to take care of. The Dragon Lord is very greedy, his city has the most in the Forest of Chaos, but he doesn't have his own people and the other races lack unity. This amount will eventually lead to a rebellion. At least four-five cities have come together to rebel against the Dragon Ridge and we can also support them with weapons to fight against Death Wing. These people dare to rebel against Death Wing, so they must have confidence in winning. If Miracle Commerce support them with firearms, Death Wing will not have time to deal with us!"

"Then do it like this!" Chu Tian said to Nangong Yun, "Nangong, Miracle Commerce's firearm business will be handed to you, you will be the largest firearm dealer in the Forest of Chaos. Remember, firearms are a good card, not only will it bring large benefits to Miracle City, it is also a sharp weapon to weaken enemy's controlled areas!"

Nangong Yun was very happy. Such an important matter was handed to her, this meant Chu Tian trusted her very much, "Boss, just be assured handing this to me!"

After Meng Qingwu knew of Chu Tian's arrangements, naturally she understood Chu Tian's thoughts.

Miracle Commerce's Source Energy Weapons had been developed for a long time. The current weapon's power and capacity were ready to be commercialized. This was a very profitable business, so they should start selling them.

Chu Tian sold the Source Energy Weapons to their enemy's enemies, this was a very smart method. He would not directly fight them, but he would exceed fighting them directly.

Burst Claw and Death Wing would be so depressed they would vomit blood.

Chapter 519: Opening their business

The matter of Chu Tian's assassination attempt did not even have time to brew before a series of things covered it up. Miracle City's protective barrier was formed, an army of a hundred thousand skeletons was created, the city's defenses were greatly increased, and the firearm business was started!

The number one firearm merchant of the continent, Nangong Yun had won her first battle!

The two buyers had showed great interest in the Source Energy Weapons.

Therefore, after some negotiations, the two customers purchased large amounts of Storm Rifles, destructive machine guns, heave Source Energy Cannons, as well as new type of Source Energy Weapons. The two orders came to a high total of close to five hundred thousand source stones. In reality, these weapons costed less than fifty thousand source stones to create. It could be seen that the firearm business would be as important to Miracle City as a money tree.

Other than this, the one and half million source stones from the Elven Bank had arrived.

Miracle City began to give more loans to the surrounding tribes and encouraged people to start businesses. Other than that, a portion of the money went into the company, going to develop the Great Summer Country, the Great Zhou Country, and the Northern Militant Country. They developed large amounts of oil fields, rare mines, factories, as well as adding funds to research facilities.

The financial dilemma of Miracle Commerce had already been solved. This money loaned out would need less than half a year to earn several times the investment back!

"Chu Tian, the Elven Bank has been opened and the Elven Bank has started to function. The Elven King has invited you and elder sister to the Eternal Forest for the opening ceremony."

Chu Tian cultivating in the Miracle Gardens received Yingying's call.

The elves' efficiency wasn't bad, they opened the bank already. However, this was a good thing and avoiding a long delay means less trouble!

The Elven Bank has already been established in the active parts of the elven territory and the technology from Miracle Commerce had already arrived. It seemed like the elves would be the first race in the forest to benefit from Miracle Commerce's technology.

The Elven King's invitation had to be given face.

Chu Tian found his followers Meng Yingying and Vivian, before finding the young miss, Delores, and the others. They went through the Transport Tower to the Eternal Forest.

"Everyone look, this is the Elven Bank!" After Vivian arrived back in the Eternal Forest, she first brought everyone to a large building. She pointed at the building behind her like it was a treasure and said in a high spirited voice, "What do you think about it!"

The Elven Bank stood in the center of the Eternal Forest.

It followed the natural style of the elves, the Elven Bank had a tree house as a base and the surface was covered in vines. It was a full five stories tall and in a hexagonal shape, having a diameter of over a hundred meters. It looked like a giant tree stump, but it was covered in luxurious branches and leaves.

But this truly was a building because one could see windows and delicate flower patterns carved into the tree if one looked carefully. The symbol of the Elven Bank was a lush ancient Tree of Life.

It looked simple, but it was elegantly decorated.

The interior design was very suited. The vault and Smart Brain were very hidden, with many secret dark rooms that had barriers around them, which could isolate the inside. In short, there were many functions that gave people a sense of security and secrecy.

Meng Yingying couldn't help praising, "This elven building is quite strange!"

Tree houses were everywhere in the elven territory and the normal kind of house for elves. Normal elves like small and elegant houses and their houses were purely made of plants. Only those large buildings of the Elven Imperial City were made of stone.

"There is nothing wrong with the characteristics." Vivian said, "This is because the our Elven Bank won't just be opened in the elven territory, we're also planning to open them in other forest cities. This kind of tree house is not just safe, it will attract people's attention. It is the symbol of the elven race."

They didn't have time to look it over.

Vivian released her spatial energy.

They were sent to the Eternal Forest's Elven King's palace.

The Elven Bank was about to begin business and the Eternal Forest elves were hit with success in succession. The high level elves were all standing in a corridor in the cliff, looking down over the entire Eternal Forest.

"This many people?!"

Meng Yingying looked down from above at the people in the Eternal Forest. Perhaps everyone had been gathered today!

"This is a special day for the Eternal Forest citizens." The Elven King Lancelot wore a fine Elven King cloak and held the Forest Scepter in his hand, "After a period of hard work, Elven Banks have been established in all the important elven territory, which the elves have all paid attention to. Today's ceremony will be passed to all the elves through the image transfer mirrors, allowing every elf to see this moment! First, let's invite the Miracle City guests to say a few words!"

The first to speak was Delores.

Delores' status couldn't compare to Chu Tian or Meng Qingwu, but as Miracle City's financial minister and the Miracle Bank director, she was the leader in terms of the bank. In the future, the elves would mainly be cooperating with her, so it wasn't strange for Delores to say a few words.

"I am very honoured to represent Miracle Bank. The elves have a very strong influence and power, as well as a reputation that everyone on the continent praises, there is no other race more suited to creating a bank than the elves. Miracle Bank as the Elven Bank's most important partner in the future, we will certainly work together to expand the economical field and contribute to the prosperity of the continent! Following this, I will announce the details of the cooperation between the Elven Bank and Miracle Bank….."

Delores represented Miracle Bank to speak, therefore the contents of her speech were related to the two banks. The contents to the elves were something they had never heard before, which was very novel to them. When Delores finished her speech, the elves broke out in a wave of applause.

It was Meng Qingwu's turn.

Delores represented Miracle Bank and Meng Qingwu represented Miracle City.

Meng Qingwu first gave a magnificent introduction and some praises, raising the elves high up before she came to the core of her speech, "For a good day like today, I want to announce some good news. We've already reached an agreement with the Eternal Forest before the Elven Bank agreement. When the Elven Bank opens, Miracle commerce's spiritual network, transmission network, and communication network will all cover all the elven territory!"

The elves stood up to give their applause!

This news was just too great!

All the elven brothers and sisters could enjoy a more beautiful and convenient life!

"As the cooperation between Miracle City and the Eternal Forest deepens, we will not only provide full technological support for the Elven Bank, we will connect the Elven Bank with all of Miracle City's services. Whether it is the shopping center, the theater, the trial field, the broadcast stations, the communication devices, even the restaurants, shopping streets, the Transport Towers, and etc., as long as one has an Elven Bank card, they can use it to pay directly. In the future, Miracle City will invest large amounts of resources to create a giant information database and create identity cards for each elf. We'll make forest live much richer and Miracle City will be the connecting platform for the entire forest!"

In the Eternal Forest and the various large elven cities, each elf clapped until their palms were swollen.

Meng Qingwu's words filled the elves with expectations and yearning for their future lives!

Finally it was Chu Tian's turn to take the stage.

Chu Tian walked to the corridor and looked down. The millions of elves of the Eternal Forest all had passionate gazes as they looked at him. With a faint smile, he cleared his throat to say, "Our beautiful director Delores and vice City Lord Meng Qingwu has already said everything that needs to be said, so I'll talk about something else!"

The elves instantly fell silent.

Everyone looked at him without even blinking.

"This is the best time and the worst time." Chu Tian's voice passed through the speaker to the entire Eternal Forest, "The world is filled with chaos and natural threats, as people die from the chaos of war, people still face many challenges. But the continent is rich in resources and technology and civilization have just been enlightened, not separating chaos and order yet. Each race and each person are filled with endless possibilities!"

"The elves are one of the world's most outstanding races and one of the most noble race, so you should shoulder the mission of this time. Use your strength, wisdom, and rigor to influence more people. Have your pureness, kindness, and songs spread to every corner of the continent."

"All the beings in the world are related and not a single species can be thrown away, the elves are not an exception. You have already met the greatest chance in history. So, please bravely break the shackles, rip off those heavy chains, and chase a new elven era!"

"Even the most lowly and humble being should have dreams, don't be afraid that you can't fly high enough because you are now sitting on Miracle Commerce, this dream ship! Now please loudly tell me, do you want to be the top entrepreneur? Do you want to be the most popular singer on the continent? Do you want you be an artist who has their work passed down through the ages? Do you want to become a peak expert?"

The elves were seething with excitement.

"Yes! Yes! Yes!"

"Then create a new era with us, starting from this forest and the continent!"

Vivian was moved to tears and she shouted with the countless elves with a red face. Currently in the eyes of the countless elves, Chu Tian was like a giant.

Almost at the same time.

The elves in cities and other forests all shouted like a tidal wave.

"Chaos, chaos, it's all chaos!" Augusta was so angry his beard came up, "Lancelot, do you hear it? This is openly going against the statutes! Someone come and take away this nonsense speaking human!"

The other conservative council members were also filled with anger.

This was because in their opinion, humans were simply filled with evil intentions. Actually stirring the elves to go against the statutes, how could this matter be allowed? If they weren't being blocked, they would have sent him flying with a kick.

"Sir speaker, please calm your anger!"

Ulysses and the others quickly went forward to stop the enraged Augusta.

The Elven King ignored the chaos among the council members behind him because the words Chu Tian said was what the Elven King wanted to say, but his identity never allowed him to say it. Now that Chu Tian was saying it for him, of course his heart was filled with gratitude towards Chu Tian.

"We're very grateful for the words from the three Miracle City representatives, this will surely be a moment written down in the history of the elves." The Elven King came forward to announce, "I, the master of the Eternal Forest, the forty third Elven King, Lancelot hereby announce the formation of the Elven Bank!"

Chapter 520: Mass fervor

The words said in the Eternal Forest were spread to every corner of the Forest of Chaos through the magnetic sound and magnetic image towers. The Elven Bank opening for business was an explosive piece of news in the Forest of Chaos.

The elves didn't care about the world and after being isolated for all these years, they were prepared to come out again?

The various forces all made their guesses. The elves were a giant force in the forest and were the number one race, their cohesiveness was not something any force could compare to. Any action by the elves were enough to cause changes in the Forest of Chaos.

Thousands of elves opened bank accounts and it was like a revolution passed through their race. Actually the elves were not completely rigid, they couldn't say anything about the teachings of their ancestors. They could only watch as their more and more of their resources, territory, and brothers and sisters were being stolen away. What did the ancestor's teachings bring them? It only made them weaker and caused their forces to wither!

The Elven Council was high up and couldn't understand the citizens at all. These old men were lost in the glory of the elves and the current peaceful situation, so they didn't think of reform at all.

If the ancestor's teachings weren't suited for the elves, why would they keep sticking to it?

The elven code was written by the ancestors, so why were only the seniors allowed to make change while the juniors couldn't? Since it wasn't suitable to follow anymore, wasn't it just a chain restraining the elves?

The elves should come out and do something.

Chu Tian quickly rushed back to Miracle City after the speech to avoid being chased by those old elves. He paid close attention to the Elven Bank situation from the city. This was because the Elven Bank was not just a large matter for the elves, it was also an important matter for Miracle City.

Chu Tian was most worried about interference from within the elven race, which was the reason why he incited the elves. As long as he avoided internal conflict interfering with the bank, the other problems could naturally be taken care of easily.

"Big brother Chu Tian, big brother Chu Tian!" Vivian quickly ran back to Miracle City to report the good news, bringing the report that everyone needed the most, "I've brought the data. The Elven Bank's first deposit upper limit only took two days to fill up half of it!"

This news made everyone shocked!

Meng Yingying couldn't help asking, "Upper limit? What upper limit? How much is it?"

"Royal father and the City Lords have decided that the internal consumption for the Elven Bank will have an upper limit of five million. Currently normal elves cannot make deposits and they are mainly middle or high level elves making deposits. Moreover, one cannot deposit more than 50% of one's net worth." Vivian swallowed a mouthful of saliva before saying, "But even with all these rules, we've already reached two million source stones!"

The elves were truly rich!

But Meng Yingying couldn't understand why there was a deposit upper limit and why there were all those restrictions. Wouldn't this be an attack on the elves' enthusiasm?

Chu Tian of course could understand it.

The Elven Bank to the elves was just a test.

No one could vouch if it would succeed or not in the end. Even if the Elven Bank could gather all the wealth within the elves, could they spend all that money?

Deposit it into Miracle Bank?

Not to mention if Miracle Bank can take it all, even if Miracle Bank can, the Elven King would not dare give all his race's wealth to Miracle City. If something happened to Miracle City, if Miracle City ran away, or if something unexpected happened, this was not a joke.

As for limiting the people who could open accounts, on one hand, it was because the high level people had more of a resistance towards risk and on the other hand, it was because the clientele of the Elven Bank was limited. They couldn't have hundreds of thousands of people lining up to open accounts, so they could only start with large clients.

Food had to be eaten bit by bit.

One couldn't swallow it all to become a fatty!

Vivian said, "The five million source stones upper limit is just internal, the Elven Bank does not have an upper limit for other races. We've already sent messengers to cities with close relations to the elves and they are prepared to open Elven Bank branches to allow deposits. I estimate this won't be a small amount!"

Meng Yingying said in surprise, "It can't be, other races want to deposit money in right after the bank was established?"

"This is very normal." Delores didn't feel it was strange at all, "How much influence do the elves have in the forest? Now that the elves have made their move, whether these cities are probing or flattering, it isn't strange for them to support the elves first."

"Everything is going smoothly!" Chu Tian's heart relaxed, "Our Smart Brain's processing speed is gradually increasing, how about we sell another batch to the Eternal Forest and let them spread even more banks!"

Vivian seized this chance to offer flattery, "With the world's smartest big brother Chu Tian planning everything, how could it not go smoothly?"

"Nonsense, who doesn't know this already?" Chu Tian gave a cheeky smile, "Although you speak the truth, I am a very low key person, so say it more behind my back and don't say it in front of me."

Meng Yingying was so disgusted she almost vomited, "Just keep going!"

"We've only succeeded by a half right now!" Meng Qingwu gave a soft cough. Although she was happy that they had won the Elven Bank's first battle, her personality did not allow her to relax, "For the bank model to truly succeed, not only will it have the ability to draw in funds, it's more important for the bank to create a positive cycle."

"This isn't hard!" Delores couldn't help saying, "If the Elven Bank is feeling troubled, they could just deposit the money at our side."

"You can't think like this." Meng Qingwu said with a serious face, "We supported the establishment of the Elven Bank mainly to collect deposits for Miracle Bank, but that is not the main goal. Otherwise, the elves' hard work turning into Miracle City's bridal dress can't be justified."

"The young miss is right!" Chu Tian nodded, "Not only should we support the establishment of the Elven Bank, we should also have them operate properly. Only like this can the Elven Bank keep expanding, becoming the most influential bank in the Forest of Chaos."

Meng Qingwu added, "Once our cooperation with the elves succeed, making the elves obtain enough benefits and influence, this will become a benchmark for our Miracle City. At that time, our foreign departments wouldn't need to go find people to discuss partnerships with, rather there would be countless forces coming to talk about cooperating with us!"

Vivian was very excited.

Big brother Chu Tian and big sister Qingwu were too righteous!

Meng Yingying also supported their view, "What should we do next?"

"It's simple, we've supported the establishment of the Elven Bank, now we support the establishment of elven businesses!" Meng Qingwu said to Vivian and Meng Yingying, "Princess Vivian, Yingying, your assignment for this period of time will be promoting development in the elven territory. Yingying is the productions minister, so you need to use all our resources to create factories in the elven cities and the surrounding areas, guiding the elves to start businesses. Our Miracle City will provide the supporting technology and as long as it's not core technology, you can take it out to give to the elves. For example, small products like the electric lamps, technology like the cooking array, production technology like the movie filming technology, and etc."

Yingying immediately stood up, "Alright, I know what to do!"

Vivian also happily said, "You will become the great benefactors of the elves!"

"Stop talking and go already!" Chu Tian suddenly thought of something, "That's right, our beauty Delores isn't all that busy lately, so how about you bring some fox merchants with you to help out. You have to know, the elves don't have a mind for business!"

Delores voluntarily joined, "I'm willing to lead the fox merchants to the elven territory and create new business ideas for the elves!"

Meng Qingwu nodded along, "That's also good!"

"We're leaving!" Vivian said in a voice filled with fighting spirit, "The beautiful future of the elves and the Forest of Chaos will be created by us!"

The three of them left the meeting room.

Meng Yingying organized the people of the production department.

Delores went to organize the fox merchants.

Vivian prepared the travel plan and schedule.

The three of them didn't do this just for the elves. Meng Yingying building large amounts of factories in the elven territory, pooling the resources of the elves, but wouldn't their final product depend on Miracle Commerce? Delores was bringing her merchants to turn stone into gold. She would allow those mines and resource fields that weren't worth a cent turn into treasures, allow those local products become specialties in the Miracle Shopping Center. She would also train elves into merchants, who would finally attach themselves to Miracle Commerce.

The richer the elves were, the richer the forest, Miracle City, and Miracle Commerce was. This was a positive cycle.

After a few days.

The first batch of deposits in the Elven Bank reached over five million!

The elves had long lives, so to the elves, three-five years weren't anything. Therefore most of the deposits were for three years and up, so most of the elven deposits couldn't be taken out in a short period of time.

What made people surprised was that the foreign deposits reached over a million!

This was the deposit sent by several cities, with each one putting in close to two hundred thousand source stones. This wasn't much for a city and it would show goodwill to the elves, while also testing the water, so they were willing to give it up.

Too much money!

How could the Elven Bank spend it all?

In order to make up the operating costs, they Elven Bank took out two million in five year deposits and stored it into Miracle Bank. Miracle Commerce's five year interest was more than double that of the Elven Bank, so just this alone was enough to cover all of the Elven Bank's internal costs.

The Elven Bank began attempting at offering internal loans.

Something the Elven King and the elven City Lords didn't expect happened. The interest in the elves applying for loans was much higher than they expected.

Some opened alchemy shops, some opened talisman shops, some prepared to sell raw materials, some prepared to sell hides, some prepared to open factories, some prepared to start mines, but most of them focused on arts and entertainment. Fore example, elven Source Energy Restaurants, elven film production companies, elven trial field manufacturers...The amount far surpassed their expectations.

Would the elves not trust their own people?

Among the elves, there were rich resources and many things undone. As long as one was willing to take a risk and use their brain a little, they would not suffer a loss.

The elves were very tolerant of their own people, not even taking deposits for the loans. As long as someone had a project and asked for a reasonable amount, the loan would be approved. In the end, there were over two hundred loans in just a few days, totalling over a million source stones!

The Elven King was so excited he almost couldn't sleep.

What was given out were not source stones, but rather seeds. He felt that his goal of reform was coming closer and closer! The elves were so enthusiastic that they were almost in a fervor, so how could the Elven King and the City Lords not support it? They immediately added another five million to the Elven Bank's deposit upper limit!

The Elven Kinng didn't care about success.

Even if it failed in the end, as long as it changed the dead end of the elves, this was something money couldn't buy!

Not to mention that with Miracle Commerce's management and the risk control by the Smart Brains, the possibility of the elves losing money was minimal. The change in the elves was the biggest benefit from this endeavor!