For those who had reached a certain cultivation level, there were definitely those who processed information more slowly, but it was practically impossible for fools to exist. For example, most of the cultivators in the Black Armor Legion had realized that Wang Baole's initial promise was two-pronged. On the one hand, he wanted to protect himself, and on the other hand, he wanted to get into the good books of the Black Armor Legion.
The fastest, most convenient, and most effective method, other than hatred, was the interests of each other. So something like owing someone money was often one of the methods to quickly build up interpersonal relations. Once this relationship was formed, it was often very stable up until the debt was paid.