The money problem was a big issue. Joshua and Ketis also didn't have to spend such an extravagant sum of money in order to conceive a baby. Many couples managed to do fine by spending far less.
However, the two Larkinsons weren't ordinary anymore. Their positions in the clan essentially catapulted them into the upper echelons of their society. They had the opportunity and the means to aim for better.
While it may not be justifiable for them to spend 4000 MTA credits to commission a designer baby, scrounging up a more modest sum like 1000 MTA credits was a lot more doable.
While Ketis promised to come up with the financing, the married pair also had to make a few important decisions.
"Girl or boy?"
"Boy." Ketis said.
"Girl." Joshua said.